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Citizens Financial vs GBank Financial: revenue, profit, margins and growth compared

Citizens Financial brought in $8.2B of revenue in fiscal 2025, GBank Financial $1.2B in fiscal 2025. Citizens Financial kept 22.2% of its revenue as net profit, GBank Financial 1.7%.

Side by side, latest fiscal year

CFGGBFH
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$8.2B$1.2B
Revenue growth+5.6%n/a
Net income$1.8B$20.9M
Net margin22.2%1.7%
Free cash flown/a$9.1M
Free cash flow marginn/a0.7%
Earnings per share (diluted)$3.86$1.44
Cash$12.7B$197.9M
Debt$11.2Bn/a
Price to earnings17.013.3
Market value$27.6B$277.6M
Dividend yield2.62%n/a
Rank by revenue in sector#66 of 444 · Finance#175 of 444 · Finance

Over the years

Revenue
CFG FY2018: $6.1BCFG FY2019: $6.5BCFG FY2020: $6.9BCFG FY2021: $6.6BCFG FY2022: $8BCFG FY2023: $8.2BCFG FY2024: $7.8BCFG FY2025: $8.2BGBFH FY2025: $1.2BFY18FY19FY20FY21FY22FY23FY24FY25
CFG $8.2BGBFH $1.2B
Net income
CFG FY2018: $1.7BCFG FY2019: $1.8BCFG FY2020: $1.1BCFG FY2021: $2.3BCFG FY2022: $2.1BCFG FY2023: $1.6BCFG FY2024: $1.5BCFG FY2025: $1.8BGBFH FY2025: $18.6MGBFH FY2025: $20.9MFY18FY19FY20FY21FY22FY23FY24FY25
CFG $1.8BGBFH $20.9M
Net margin
CFG FY2018: 28.1%CFG FY2019: 27.6%CFG FY2020: 15.3%CFG FY2021: 34.9%CFG FY2022: 25.8%CFG FY2023: 19.6%CFG FY2024: 19.3%CFG FY2025: 22.2%GBFH FY2025: 1.7%FY18FY19FY20FY21FY22FY23FY24FY25
CFG 22.2%GBFH 1.7%
Revenue growth
CFG FY2019: +5.9%CFG FY2020: +6.4%CFG FY2021: -3.7%CFG FY2022: +20.7%CFG FY2023: +2.5%CFG FY2024: -5.0%CFG FY2025: +5.6%FY19FY20FY21FY22FY23FY24FY25
CFG +5.6%GBFH
Free cash flow
CFG FY2018: $1.5BCFG FY2019: $1.6BGBFH FY2025: $26.3MGBFH FY2025: $9.1MFY18FY19FY25
CFG $1.6BGBFH $9.1M

Fiscal years as each company reports them; the two may end in different months.

Questions about Citizens Financial and GBank Financial

Which is bigger by revenue, Citizens Financial or GBank Financial?

Citizens Financial is bigger by revenue: $8.2B in fiscal 2025, against $1.2B for GBank Financial in fiscal 2025.

Which keeps more of its revenue as profit, Citizens Financial or GBank Financial?

Citizens Financial had a net margin of 22.2% in fiscal 2025; GBank Financial had 1.7% in fiscal 2025.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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