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Stocks Comparison

Ally Financial vs Citizens Financial: revenue, profit, margins and growth compared

Ally Financial brought in $7.9B of revenue in fiscal 2025, Citizens Financial $8.2B in fiscal 2025. Revenue changed by -3.3% at Ally Financial and +5.6% at Citizens Financial on the year before, so Citizens Financial grew faster. Ally Financial kept 10.8% of its revenue as net profit, Citizens Financial 22.2%.

Side by side, latest fiscal year

ALLYCFG
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$7.9B$8.2B
Revenue growth-3.3%+5.6%
Net income$852M$1.8B
Net margin10.8%22.2%
Free cash flown/an/a
Free cash flow marginn/an/a
Earnings per share (diluted)$2.37$3.86
Cash$10B$12.7B
Debt$17.1B$11.2B
Price to earnings16.417.0
Market value$11.8B$27.6B
Dividend yield3.09%2.62%
Rank by revenue in sector#70 of 444 · Finance#66 of 444 · Finance

Over the years

Revenue
ALLY FY2018: $5.8BALLY FY2019: $6.4BALLY FY2020: $6.7BALLY FY2021: $8.2BALLY FY2022: $8.4BALLY FY2023: $8.2BALLY FY2024: $8.2BALLY FY2025: $7.9BCFG FY2018: $6.1BCFG FY2019: $6.5BCFG FY2020: $6.9BCFG FY2021: $6.6BCFG FY2022: $8BCFG FY2023: $8.2BCFG FY2024: $7.8BCFG FY2025: $8.2BFY18FY19FY20FY21FY22FY23FY24FY25
ALLY $7.9BCFG $8.2B
Net income
ALLY FY2018: $1.3BALLY FY2019: $1.7BALLY FY2020: $1.1BALLY FY2021: $3.1BALLY FY2022: $1.7BALLY FY2023: $957MALLY FY2024: $668MALLY FY2025: $852MCFG FY2018: $1.7BCFG FY2019: $1.8BCFG FY2020: $1.1BCFG FY2021: $2.3BCFG FY2022: $2.1BCFG FY2023: $1.6BCFG FY2024: $1.5BCFG FY2025: $1.8BFY18FY19FY20FY21FY22FY23FY24FY25
ALLY $852MCFG $1.8B
Net margin
ALLY FY2018: 21.8%ALLY FY2019: 26.8%ALLY FY2020: 16.2%ALLY FY2021: 37.3%ALLY FY2022: 20.3%ALLY FY2023: 11.6%ALLY FY2024: 8.2%ALLY FY2025: 10.8%CFG FY2018: 28.1%CFG FY2019: 27.6%CFG FY2020: 15.3%CFG FY2021: 34.9%CFG FY2022: 25.8%CFG FY2023: 19.6%CFG FY2024: 19.3%CFG FY2025: 22.2%FY18FY19FY20FY21FY22FY23FY24FY25
ALLY 10.8%CFG 22.2%
Revenue growth
ALLY FY2019: +10.2%ALLY FY2020: +4.6%ALLY FY2021: +22.7%ALLY FY2022: +2.7%ALLY FY2023: -2.3%ALLY FY2024: -0.6%ALLY FY2025: -3.3%CFG FY2019: +5.9%CFG FY2020: +6.4%CFG FY2021: -3.7%CFG FY2022: +20.7%CFG FY2023: +2.5%CFG FY2024: -5.0%CFG FY2025: +5.6%FY19FY20FY21FY22FY23FY24FY25
ALLY -3.3%CFG +5.6%
Free cash flow
CFG FY2018: $1.5BCFG FY2019: $1.6BFY18FY19
ALLYCFG $1.6B

Fiscal years as each company reports them; the two may end in different months.

Questions about Ally Financial and Citizens Financial

Which is bigger by revenue, Ally Financial or Citizens Financial?

Citizens Financial is bigger by revenue: $8.2B in fiscal 2025, against $7.9B for Ally Financial in fiscal 2025.

Which keeps more of its revenue as profit, Ally Financial or Citizens Financial?

Ally Financial had a net margin of 10.8% in fiscal 2025; Citizens Financial had 22.2% in fiscal 2025.

Which grew revenue faster, Ally Financial or Citizens Financial?

In their latest fiscal years revenue changed by -3.3% at Ally Financial and +5.6% at Citizens Financial.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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