Stocks Comparison
Citizens Financial vs First Citizens Bancshares: revenue, profit, margins and growth compared
Citizens Financial brought in $8.2B of revenue in fiscal 2025, First Citizens Bancshares $9.5B in fiscal 2025. Revenue changed by +5.6% at Citizens Financial and -2.2% at First Citizens Bancshares on the year before, so Citizens Financial grew faster. Citizens Financial kept 22.2% of its revenue as net profit, First Citizens Bancshares 23.1%.
Side by side, latest fiscal year
| CFG | FCNCA | |
|---|---|---|
| Fiscal year ended | FY2025 (December 31, 2025) | FY2025 (December 31, 2025) |
| Revenue | $8.2B | $9.5B |
| Revenue growth | +5.6% | -2.2% |
| Net income | $1.8B | $2.2B |
| Net margin | 22.2% | 23.1% |
| Free cash flow | n/a | $2.2B |
| Free cash flow margin | n/a | 23.2% |
| Earnings per share (diluted) | $3.86 | $165.24 |
| Cash | $12.7B | $801M |
| Debt | $11.2B | $35.8B |
| Price to earnings | 16.8 | 12.7 |
| Market value | $27.3B | $23.7B |
| Dividend yield | 2.65% | 0.38% |
| Rank by revenue in sector | #73 of 536 · Finance | #69 of 536 · Finance |
Over the years
Questions about Citizens Financial and First Citizens Bancshares
Which is bigger by revenue, Citizens Financial or First Citizens Bancshares?
First Citizens Bancshares is bigger by revenue: $9.5B in fiscal 2025, against $8.2B for Citizens Financial in fiscal 2025.
Which keeps more of its revenue as profit, Citizens Financial or First Citizens Bancshares?
Citizens Financial had a net margin of 22.2% in fiscal 2025; First Citizens Bancshares had 23.1% in fiscal 2025.
Which grew revenue faster, Citizens Financial or First Citizens Bancshares?
In their latest fiscal years revenue changed by +5.6% at Citizens Financial and -2.2% at First Citizens Bancshares.
Where do these numbers come from?
From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.