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Citizens Financial vs State Street: revenue, profit, margins and growth compared

Citizens Financial brought in $8.2B of revenue in fiscal 2025, State Street $13.9B in fiscal 2025. Revenue changed by +5.6% at Citizens Financial and +7.3% at State Street on the year before, so State Street grew faster. Citizens Financial kept 22.2% of its revenue as net profit, State Street 21.1%.

Side by side, latest fiscal year

CFGSTT
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$8.2B$13.9B
Revenue growth+5.6%+7.3%
Net income$1.8B$2.9B
Net margin22.2%21.1%
Free cash flown/a$10.8B
Free cash flow marginn/a77.8%
Earnings per share (diluted)$3.86$9.40
Cash$12.7B$4.4B
Debt$11.2Bn/a
Price to earnings17.019.3
Market value$27.6B$49.8B
Dividend yield2.62%1.76%
Rank by revenue in sector#66 of 444 · Finance#48 of 444 · Finance

Over the years

Revenue
CFG FY2018: $6.1BCFG FY2019: $6.5BCFG FY2020: $6.9BCFG FY2021: $6.6BCFG FY2022: $8BCFG FY2023: $8.2BCFG FY2024: $7.8BCFG FY2025: $8.2BSTT FY2018: $12.1BSTT FY2019: $11.8BSTT FY2020: $11.7BSTT FY2021: $12BSTT FY2022: $12.1BSTT FY2023: $11.9BSTT FY2024: $13BSTT FY2025: $13.9BFY18FY19FY20FY21FY22FY23FY24FY25
CFG $8.2BSTT $13.9B
Net income
CFG FY2018: $1.7BCFG FY2019: $1.8BCFG FY2020: $1.1BCFG FY2021: $2.3BCFG FY2022: $2.1BCFG FY2023: $1.6BCFG FY2024: $1.5BCFG FY2025: $1.8BSTT FY2018: $2.6BSTT FY2019: $2.2BSTT FY2020: $2.4BSTT FY2021: $2.7BSTT FY2022: $2.8BSTT FY2023: $1.9BSTT FY2024: $2.7BSTT FY2025: $2.9BFY18FY19FY20FY21FY22FY23FY24FY25
CFG $1.8BSTT $2.9B
Net margin
CFG FY2018: 28.1%CFG FY2019: 27.6%CFG FY2020: 15.3%CFG FY2021: 34.9%CFG FY2022: 25.8%CFG FY2023: 19.6%CFG FY2024: 19.3%CFG FY2025: 22.2%STT FY2018: 21.4%STT FY2019: 19.1%STT FY2020: 20.7%STT FY2021: 22.4%STT FY2022: 22.8%STT FY2023: 16.3%STT FY2024: 20.7%STT FY2025: 21.1%FY18FY19FY20FY21FY22FY23FY24FY25
CFG 22.2%STT 21.1%
Revenue growth
CFG FY2019: +5.9%CFG FY2020: +6.4%CFG FY2021: -3.7%CFG FY2022: +20.7%CFG FY2023: +2.5%CFG FY2024: -5.0%CFG FY2025: +5.6%STT FY2019: -3.1%STT FY2020: -0.5%STT FY2021: +2.8%STT FY2022: +1.0%STT FY2023: -1.7%STT FY2024: +8.8%STT FY2025: +7.3%FY19FY20FY21FY22FY23FY24FY25
CFG +5.6%STT +7.3%
Free cash flow
CFG FY2018: $1.5BCFG FY2019: $1.6BSTT FY2018: $9.6BSTT FY2019: $5BSTT FY2020: $3BSTT FY2021: -$7.5BSTT FY2022: $11.2BSTT FY2023: -$126MSTT FY2024: -$14.1BSTT FY2025: $10.8BFY18FY19FY20FY21FY22FY23FY24FY25
CFG $1.6BSTT $10.8B

Fiscal years as each company reports them; the two may end in different months.

Questions about Citizens Financial and State Street

Which is bigger by revenue, Citizens Financial or State Street?

State Street is bigger by revenue: $13.9B in fiscal 2025, against $8.2B for Citizens Financial in fiscal 2025.

Which keeps more of its revenue as profit, Citizens Financial or State Street?

Citizens Financial had a net margin of 22.2% in fiscal 2025; State Street had 21.1% in fiscal 2025.

Which grew revenue faster, Citizens Financial or State Street?

In their latest fiscal years revenue changed by +5.6% at Citizens Financial and +7.3% at State Street.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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