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Citizens Financial vs Northern Trust: revenue, profit, margins and growth compared

Citizens Financial brought in $8.2B of revenue in fiscal 2025, Northern Trust $8.1B in fiscal 2025. Revenue changed by +5.6% at Citizens Financial and -2.5% at Northern Trust on the year before, so Citizens Financial grew faster. Citizens Financial kept 22.2% of its revenue as net profit, Northern Trust 21.5%.

Side by side, latest fiscal year

CFGNTRS
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$8.2B$8.1B
Revenue growth+5.6%-2.5%
Net income$1.8B$1.7B
Net margin22.2%21.5%
Free cash flown/a$5.5B
Free cash flow marginn/a67.5%
Earnings per share (diluted)$3.86$8.74
Cash$12.7B$5.9B
Debt$11.2Bn/a
Price to earnings17.020.1
Market value$27.6B$32.2B
Dividend yield2.62%1.76%
Rank by revenue in sector#66 of 444 · Finance#69 of 444 · Finance

Over the years

Revenue
CFG FY2018: $6.1BCFG FY2019: $6.5BCFG FY2020: $6.9BCFG FY2021: $6.6BCFG FY2022: $8BCFG FY2023: $8.2BCFG FY2024: $7.8BCFG FY2025: $8.2BNTRS FY2018: $6BNTRS FY2019: $6.1BNTRS FY2020: $6.1BNTRS FY2021: $6.5BNTRS FY2022: $6.8BNTRS FY2023: $6.8BNTRS FY2024: $8.3BNTRS FY2025: $8.1BFY18FY19FY20FY21FY22FY23FY24FY25
CFG $8.2BNTRS $8.1B
Net income
CFG FY2018: $1.7BCFG FY2019: $1.8BCFG FY2020: $1.1BCFG FY2021: $2.3BCFG FY2022: $2.1BCFG FY2023: $1.6BCFG FY2024: $1.5BCFG FY2025: $1.8BNTRS FY2018: $1.6BNTRS FY2019: $1.5BNTRS FY2020: $1.2BNTRS FY2021: $1.5BNTRS FY2022: $1.3BNTRS FY2023: $1.1BNTRS FY2024: $2BNTRS FY2025: $1.7BFY18FY19FY20FY21FY22FY23FY24FY25
CFG $1.8BNTRS $1.7B
Net margin
CFG FY2018: 28.1%CFG FY2019: 27.6%CFG FY2020: 15.3%CFG FY2021: 34.9%CFG FY2022: 25.8%CFG FY2023: 19.6%CFG FY2024: 19.3%CFG FY2025: 22.2%NTRS FY2018: 26.1%NTRS FY2019: 24.6%NTRS FY2020: 19.8%NTRS FY2021: 23.9%NTRS FY2022: 19.8%NTRS FY2023: 16.3%NTRS FY2024: 24.5%NTRS FY2025: 21.5%FY18FY19FY20FY21FY22FY23FY24FY25
CFG 22.2%NTRS 21.5%
Revenue growth
CFG FY2019: +5.9%CFG FY2020: +6.4%CFG FY2021: -3.7%CFG FY2022: +20.7%CFG FY2023: +2.5%CFG FY2024: -5.0%CFG FY2025: +5.6%NTRS FY2019: +1.9%NTRS FY2020: +0.5%NTRS FY2021: +6.0%NTRS FY2022: +4.6%NTRS FY2023: +0.2%NTRS FY2024: +22.4%NTRS FY2025: -2.5%FY19FY20FY21FY22FY23FY24FY25
CFG +5.6%NTRS -2.5%
Free cash flow
CFG FY2018: $1.5BCFG FY2019: $1.6BNTRS FY2018: $1.7BNTRS FY2019: $2.4BNTRS FY2020: $1.8BNTRS FY2021: $1.3BNTRS FY2022: $2.3BNTRS FY2023: $2.5BNTRS FY2024: -$587.5MNTRS FY2025: $5.5BFY18FY19FY20FY21FY22FY23FY24FY25
CFG $1.6BNTRS $5.5B

Fiscal years as each company reports them; the two may end in different months.

Questions about Citizens Financial and Northern Trust

Which is bigger by revenue, Citizens Financial or Northern Trust?

Citizens Financial is bigger by revenue: $8.2B in fiscal 2025, against $8.1B for Northern Trust in fiscal 2025.

Which keeps more of its revenue as profit, Citizens Financial or Northern Trust?

Citizens Financial had a net margin of 22.2% in fiscal 2025; Northern Trust had 21.5% in fiscal 2025.

Which grew revenue faster, Citizens Financial or Northern Trust?

In their latest fiscal years revenue changed by +5.6% at Citizens Financial and -2.5% at Northern Trust.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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