Citizens Financial Group Inc (CFG)
Citizens Financial Group Inc brought in $8.9B of revenue over the twelve months to September 30, 2026, up 10.6% from a year earlier. Net income was $2.3B, a net margin of 25.4%. At September 30, 2026 it held $13B in cash against $17B of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on October 28, 2026.
Key facts about Citizens Financial Group Inc
- Net worth
- Citizens Financial Group Inc has a market value (market cap) of $27.3B at the latest share price, and shareholders' equity of $25.2B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $8.2B (+5.6% year on year), with net income of $1.8B. Over the 12 months to September 30, 2026: revenue $8.9B, net income $2.3B.
- Cash flow
- In fiscal 2025 operations brought in $2.2B of cash.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on October 28, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Citizens Financial Group Inc's next report is expected around January 20, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Citizens Financial Group Inc declared dividends of $1.72 per share in fiscal 2025, a yield of 2.65% at the current price.
What Citizens Financial Group Inc does
Citizens Financial Group Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NYSE under the ticker CFG.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $8.2B | $1.8B | $3.86 | n/a |
| 2024 | $7.8B | $1.5B | $3.03 | n/a |
| 2023 | $8.2B | $1.6B | $3.13 | n/a |
| 2022 | $8B | $2.1B | $4.10 | n/a |
| 2021 | $6.6B | $2.3B | $5.16 | n/a |
| 2020 | $6.9B | $1.1B | $2.22 | n/a |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where CFG ranks in Finance
Dividends
Citizens Financial Group Inc declared $1.72 per share in fiscal 2025. At the current price that is a yield of 2.65%. It paid out $755M in cash dividends, 41% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.72 | $755M | 41% |
| 2024 | $1.68 | $769M | 51% |
| 2023 | $1.68 | $808M | 50% |
| 2022 | $1.62 | $779M | 38% |
| 2021 | $1.56 | $670M | 29% |
| 2020 | $1.56 | $672M | 64% |
Latest SEC filings
What Citizens Financial Group Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- October 30, 2026Auditor change 8-K
- October 28, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 9.6% to $2.3B versus the same quarter last year; diluted EPS $1.41 versus $1.05.
- October 23, 2026Form 13F-HR filing 13F-HR
- October 16, 2026
- October 8, 2026
- August 12, 2026Passive stake changed SCHEDULE 13G/A
- August 7, 2026Form 13F-HR filing 13F-HR
- August 7, 2026Passive stake (5% or more) SCHEDULE 13G
- August 3, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 12% to $2.3B versus the same quarter last year; diluted EPS $1.30 versus $0.92.
- July 31, 2026
Insider trades
What the people running Citizens Financial Group Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 13 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 1, 2026 | Banerjee AunoyChief Financial Officer | Shares withheld for tax | 7,386 | $471.3K |
| September 1, 2026 | Boss MatthewHead of Consumer Banking | Shares withheld for tax | 10,778 | $742.3K |
| August 13, 2026 | Cummings KevinDirector | Received as pay | 134 | - |
| August 13, 2026 | Atkinson Tracy ADirector | Received as pay | 78 | - |
| August 13, 2026 | Alexander LeeDirector | Received as pay | 162 | - |
| August 13, 2026 | Lillis TerranceDirector | Received as pay | 246 | - |
| August 13, 2026 | Wade Claude E.Director | Received as pay | 47 | - |
| August 13, 2026 | Zuraitis MaritaDirector | Received as pay | 269 | - |
Who owns CFG
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Capital Management13G, passive | 7.34% | April 29, 2026 |
| Capital World Investors13G, passive | 5.6% | August 12, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 1,095 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 48,737,629 | +2,037,542 |
| Vanguard Capital Management LLC | 26,906,653 | +41,814 |
| Capital World Investors | 23,269,185 | -4,634,869 |
| Invesco Ltd. | 22,154,682 | -772,127 |
| State Street Corp | 21,241,311 | +978,979 |
| Vanguard Portfolio Management LLC | 20,567,346 | +641,583 |
| Morgan Stanley | 12,264,969 | -447,712 |
| Geode Capital Management, LLC | 11,815,760 | +5,290 |
| Ninety One UK Ltd | 7,851,457 | +1,083,233 |
| Aqr Capital Management LLC | 7,626,834 | +286,189 |
| Nordea Investment Management AB | 7,260,023 | -63,162 |
| Charles Schwab Investment Management Inc | 6,553,067 | -126,416 |
| Norges Bank | 5,926,803 | new |
| Dimensional Fund Advisors LP | 4,778,809 | +59,649 |
| Victory Capital Management Inc | 4,597,926 | +501,230 |
| Northern Trust Corp | 4,516,395 | +29,841 |
| Goldman Sachs Group Inc | 4,204,080 | -364,289 |
| UBS Group AG | 4,166,727 | +1,908,572 |
| Amundi | 3,685,819 | +875,666 |
| Royal Bank of Canada | 3,595,692 | -439,257 |
Insiders
23 insiders reported holding 3,243,153 shares in total, about $210.2M at the last price.
| Holder | Shares |
|---|---|
| Van Saun BruceChairman and CEO, Director | 1,102,413 |
| Cummings KevinDirector | 473,949 |
| Coughlin BrendanPresident | 284,928 |
| Mccree Donald H IIIChair of the Commercial Bank | 251,106 |
| LaMonica SusanChief Human Resources Officer | 165,971 |
| Ruttledge MichaelChief Information Officer | 141,602 |
| Swimmer Theodore CHead of Commercial Banking | 109,337 |
| Stein Richard L.Chief Risk Officer | 84,633 |
| Hankowsky William PDirector | 77,944 |
| Boss MatthewHead of Consumer Banking | 73,824 |
Questions about CFG
What does Citizens Financial Group Inc do?
Citizens Financial Group Inc is a company in the Finance sector, listed on NYSE as CFG. Its shares trade on NYSE under the ticker CFG.
What is Citizens Financial Group Inc's net worth?
Citizens Financial Group Inc has a market value (market cap) of $27.3B at the latest share price, and shareholders' equity of $25.2B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Citizens Financial Group Inc profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $2.3B on revenue of $8.9B, a net margin of 25.4%.
How much revenue does Citizens Financial Group Inc make?
Over the twelve months to September 30, 2026 Citizens Financial Group Inc reported revenue of $8.9B. That is 10.6% more than a year earlier.
When did Citizens Financial Group Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on October 28, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the insider trade from November 3, 2026.
When is Citizens Financial Group Inc's next earnings report?
Citizens Financial Group Inc's next report is expected around January 20, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Citizens Financial Group Inc pay a dividend?
Yes. Citizens Financial Group Inc declared dividends of $1.72 per share in fiscal 2025, a yield of 2.65% at the current price.
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Where the numbers come from
Financial figures are the values Citizens Financial Group Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.