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Bank of New York Mellon vs Citizens Financial: revenue, profit, margins and growth compared

Bank of New York Mellon brought in $20.1B of revenue in fiscal 2025, Citizens Financial $8.2B in fiscal 2025. Revenue changed by +7.8% at Bank of New York Mellon and +5.6% at Citizens Financial on the year before, so Bank of New York Mellon grew faster. Bank of New York Mellon kept 27.6% of its revenue as net profit, Citizens Financial 22.2%.

Side by side, latest fiscal year

BNYCFG
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$20.1B$8.2B
Revenue growth+7.8%+5.6%
Net income$5.5B$1.8B
Net margin27.6%22.2%
Free cash flow$5.2Bn/a
Free cash flow margin25.8%n/a
Earnings per share (diluted)$7.40$3.86
Cash$5.1B$12.7B
Debt$31.9B$11.2B
Price to earnings20.317.0
Market value$101.9B$27.6B
Dividend yield1.33%2.62%
Rank by revenue in sector#29 of 444 · Finance#66 of 444 · Finance

Over the years

Revenue
BNY FY2018: $16.4BBNY FY2019: $16.5BBNY FY2020: $15.8BBNY FY2021: $15.9BBNY FY2022: $16.5BBNY FY2023: $17.7BBNY FY2024: $18.6BBNY FY2025: $20.1BCFG FY2018: $6.1BCFG FY2019: $6.5BCFG FY2020: $6.9BCFG FY2021: $6.6BCFG FY2022: $8BCFG FY2023: $8.2BCFG FY2024: $7.8BCFG FY2025: $8.2BFY18FY19FY20FY21FY22FY23FY24FY25
BNY $20.1BCFG $8.2B
Net income
BNY FY2018: $4.3BBNY FY2019: $4.4BBNY FY2020: $3.6BBNY FY2021: $3.8BBNY FY2022: $2.6BBNY FY2023: $3.3BBNY FY2024: $4.5BBNY FY2025: $5.5BCFG FY2018: $1.7BCFG FY2019: $1.8BCFG FY2020: $1.1BCFG FY2021: $2.3BCFG FY2022: $2.1BCFG FY2023: $1.6BCFG FY2024: $1.5BCFG FY2025: $1.8BFY18FY19FY20FY21FY22FY23FY24FY25
BNY $5.5BCFG $1.8B
Net margin
BNY FY2018: 26.0%BNY FY2019: 27.0%BNY FY2020: 22.9%BNY FY2021: 23.6%BNY FY2022: 15.5%BNY FY2023: 18.7%BNY FY2024: 24.3%BNY FY2025: 27.6%CFG FY2018: 28.1%CFG FY2019: 27.6%CFG FY2020: 15.3%CFG FY2021: 34.9%CFG FY2022: 25.8%CFG FY2023: 19.6%CFG FY2024: 19.3%CFG FY2025: 22.2%FY18FY19FY20FY21FY22FY23FY24FY25
BNY 27.6%CFG 22.2%
Revenue growth
BNY FY2019: +0.4%BNY FY2020: -4.0%BNY FY2021: +0.8%BNY FY2022: +3.8%BNY FY2023: +7.1%BNY FY2024: +5.2%BNY FY2025: +7.8%CFG FY2019: +5.9%CFG FY2020: +6.4%CFG FY2021: -3.7%CFG FY2022: +20.7%CFG FY2023: +2.5%CFG FY2024: -5.0%CFG FY2025: +5.6%FY19FY20FY21FY22FY23FY24FY25
BNY +7.8%CFG +5.6%
Free cash flow
BNY FY2018: $4.9BBNY FY2019: -$1.1BBNY FY2020: $3.8BBNY FY2021: $1.6BBNY FY2022: $13.7BBNY FY2023: $4.7BBNY FY2024: -$782MBNY FY2025: $5.2BCFG FY2018: $1.5BCFG FY2019: $1.6BFY18FY19FY20FY21FY22FY23FY24FY25
BNY $5.2BCFG $1.6B

Fiscal years as each company reports them; the two may end in different months.

Questions about Bank of New York Mellon and Citizens Financial

Which is bigger by revenue, Bank of New York Mellon or Citizens Financial?

Bank of New York Mellon is bigger by revenue: $20.1B in fiscal 2025, against $8.2B for Citizens Financial in fiscal 2025.

Which keeps more of its revenue as profit, Bank of New York Mellon or Citizens Financial?

Bank of New York Mellon had a net margin of 27.6% in fiscal 2025; Citizens Financial had 22.2% in fiscal 2025.

Which grew revenue faster, Bank of New York Mellon or Citizens Financial?

In their latest fiscal years revenue changed by +7.8% at Bank of New York Mellon and +5.6% at Citizens Financial.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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