Stocks Comparison
Nu vs Qfin: revenue, profit, margins and growth compared
Nu brought in $11.5B of revenue in fiscal 2024, Qfin $2.7B in fiscal 2025. Revenue changed by +43.4% at Nu and +16.8% at Qfin on the year before, so Nu grew faster. Nu kept 17.1% of its revenue as net profit, Qfin 31.2%.
Side by side, latest fiscal year
| NU | QFIN | |
|---|---|---|
| Fiscal year ended | FY2024 (December 31, 2024) | FY2025 (December 31, 2025) |
| Revenue | $11.5B | $2.7B |
| Revenue growth | +43.4% | +16.8% |
| Net income | $2B | $856.5M |
| Net margin | 17.1% | 31.2% |
| Free cash flow | n/a | $1.6B |
| Free cash flow margin | n/a | 56.5% |
| Earnings per share (diluted) | $0.40 | $3.15 |
| Cash | $9.2B | $671.6M |
| Debt | $1.7B | n/a |
| Price to earnings | n/a | n/a |
| Market value | $60.5B | $858.4M |
| Dividend yield | n/a | n/a |
| Rank by revenue in sector | #64 of 536 · Finance | #140 of 536 · Finance |
Over the years
NU $11.5BQFIN $2.7B
NU $2BQFIN $856.5M
NU 17.1%QFIN 31.2%
NU +43.4%QFIN +16.8%
NUQFIN $1.6B
Questions about Nu and Qfin
Which is bigger by revenue, Nu or Qfin?
Nu is bigger by revenue: $11.5B in fiscal 2024, against $2.7B for Qfin in fiscal 2025.
Which keeps more of its revenue as profit, Nu or Qfin?
Nu had a net margin of 17.1% in fiscal 2024; Qfin had 31.2% in fiscal 2025.
Which grew revenue faster, Nu or Qfin?
In their latest fiscal years revenue changed by +43.4% at Nu and +16.8% at Qfin.
Where do these numbers come from?
From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.