Stocks Comparison
Nu vs SoFi Technologies: revenue, profit, margins and growth compared
Nu brought in $11.5B of revenue in fiscal 2024, SoFi Technologies $3.6B in fiscal 2025. Revenue changed by +43.4% at Nu and +35.1% at SoFi Technologies on the year before, so Nu grew faster. Nu kept 17.1% of its revenue as net profit, SoFi Technologies 13.3%.
Side by side, latest fiscal year
| NU | SOFI | |
|---|---|---|
| Fiscal year ended | FY2024 (December 31, 2024) | FY2025 (December 31, 2025) |
| Revenue | $11.5B | $3.6B |
| Revenue growth | +43.4% | +35.1% |
| Net income | $2B | $481.3M |
| Net margin | 17.1% | 13.3% |
| Free cash flow | n/a | -$4B |
| Free cash flow margin | n/a | -110.3% |
| Earnings per share (diluted) | $0.40 | $0.39 |
| Cash | $9.2B | $4.9B |
| Debt | $1.7B | n/a |
| Price to earnings | n/a | 42.5 |
| Market value | $66B | $21.4B |
| Dividend yield | n/a | n/a |
| Rank by revenue in sector | #59 of 444 · Finance | #112 of 444 · Finance |
Over the years
Questions about Nu and SoFi Technologies
Which is bigger by revenue, Nu or SoFi Technologies?
Nu is bigger by revenue: $11.5B in fiscal 2024, against $3.6B for SoFi Technologies in fiscal 2025.
Which keeps more of its revenue as profit, Nu or SoFi Technologies?
Nu had a net margin of 17.1% in fiscal 2024; SoFi Technologies had 13.3% in fiscal 2025.
Which grew revenue faster, Nu or SoFi Technologies?
In their latest fiscal years revenue changed by +43.4% at Nu and +35.1% at SoFi Technologies.
Where do these numbers come from?
From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.