Stocks Comparison
Klarna vs Nu: revenue, profit, margins and growth compared
Klarna brought in $3.5B of revenue in fiscal 2025, Nu $11.5B in fiscal 2024. Revenue changed by +24.8% at Klarna and +43.4% at Nu on the year before, so Nu grew faster. Klarna kept -7.8% of its revenue as net profit, Nu 17.1%.
Side by side, latest fiscal year
| KLAR | NU | |
|---|---|---|
| Fiscal year ended | FY2025 (December 31, 2025) | FY2024 (December 31, 2024) |
| Revenue | $3.5B | $11.5B |
| Revenue growth | +24.8% | +43.4% |
| Net income | -$273M | $2B |
| Net margin | -7.8% | 17.1% |
| Free cash flow | -$1B | n/a |
| Free cash flow margin | -29.5% | n/a |
| Earnings per share (diluted) | -$0.79 | $0.40 |
| Cash | $3.8B | $9.2B |
| Debt | n/a | $1.7B |
| Price to earnings | n/a | n/a |
| Market value | $9B | $66B |
| Dividend yield | n/a | n/a |
| Rank by revenue in sector | #113 of 444 · Finance | #59 of 444 · Finance |
Over the years
KLAR $3.5BNU $11.5B
KLAR -$273MNU $2B
KLAR -7.8%NU 17.1%
KLAR +24.8%NU +43.4%
KLAR -$1BNU
Questions about Klarna and Nu
Which is bigger by revenue, Klarna or Nu?
Nu is bigger by revenue: $11.5B in fiscal 2024, against $3.5B for Klarna in fiscal 2025.
Which keeps more of its revenue as profit, Klarna or Nu?
Klarna had a net margin of -7.8% in fiscal 2025; Nu had 17.1% in fiscal 2024.
Which grew revenue faster, Klarna or Nu?
In their latest fiscal years revenue changed by +24.8% at Klarna and +43.4% at Nu.
Where do these numbers come from?
From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.