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NYSE · Finance

Klarna Group plc (KLAR)

Klarna Group plc reported revenue of $3.5B in fiscal 2025, up 24.8% from a year earlier. It posted a net loss of $273M. In fiscal 2025 capital spending exceeded operating cash flow by $1B. At December 31, 2025 it held $3.8B in cash. Its latest periodic report to the SEC is the annual report (foreign issuer) (20-F) filed on February 26, 2026.

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Price
$13.04
-3.12% on the day · November 10, 2026
52-week range $12.06 to $38.19
Market cap
$9.2B
Revenue (FY2025)
$3.5B
+24.8% year on year
Net margin
-7.8%

Key facts about Klarna Group plc

Net worth
Klarna Group plc has a market value (market cap) of $9.2B at the latest share price, and shareholders' equity of $2.5B on its balance sheet at December 31, 2025. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Revenue and profit
In fiscal 2025 revenue was $3.5B (+24.8% year on year), with a net loss of $273M.
Cash flow
In fiscal 2025 operations used $1B of cash.
Latest report
The latest periodic report (annual report (foreign issuer), 20-F) was filed with the SEC on February 26, 2026 and covers the period to December 31, 2025. Open on SEC EDGAR

What Klarna Group plc does

Klarna Group plc is registered with the SEC under industry code SIC 6199 (Finance Services). Its shares trade on NYSE under the ticker KLAR.

Revenue and profit by year

Revenue
FY23: $2.3B $2.3B FY23FY25: $2.8B $2.8B FY25FY25: $3.5B $3.5B FY25
Net income
FY23: -$244M -$244M FY23FY25: $21M $21M FY25FY25: -$273M -$273M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025$3.5B-$230M-$273M-$0.79-$1B
2025$2.8B-$121M$21M$0.01$586M
2023$2.3B-$323M-$244M-$0.69$807M

Earnings: every quarter and the next report date

Full financial statements: income, balance sheet and cash flow

Where KLAR ranks in Finance

Revenue$3.5B
#122 of 541 in Finance · Top 22%
Revenue growth+24.8%
#118 of 480 in Finance · Top 24%
Net margin-7.8%
#400 of 484 in Finance · Bottom 17%
Free cash flow margin-29.5%
#289 of 339 in Finance · Bottom 15%

Latest fiscal year of every company in the sector with the figure reported. Revenue is ranked among companies reporting in US dollars; growth and margins among companies with at least 10 million of revenue. Finance

Latest SEC filings

What Klarna Group plc has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. August 18, 2026
  2. July 28, 2026
  3. July 6, 2026
  4. July 1, 2026
  5. June 23, 2026
  6. May 27, 2026
  7. May 14, 2026
  8. February 26, 2026
    Annual report (foreign issuer) 20-F · period to December 31, 2025Revenue rose 25% to $3.5B versus the prior year; diluted EPS -$0.79 versus $0.01.
  9. February 20, 2026
  10. February 19, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on October 30, 2026. Insider transactions on SEC

Insider trades

What the people running Klarna Group plc did with its shares, from the Form 4 filings they must send the SEC within two business days.

Insiders bought $9.9M worth of shares on the open market in the last 90 days and sold none.

Bought (open market)
$9.9M
last 90 days
Sold
$0
last 90 days
Net bought
692,506
$9.9M
DateInsiderWhatSharesPriceValueFiling
September 28, 2026 Neglen NiclasChief Financial Officer, Director Received as pay 23,499 - - Form 4
September 28, 2026 Sandstrom DavidChief Marketing Officer Received as pay 19,681 - - Form 4
September 28, 2026 Shaer YaronChief Technology Officer Received as pay 19,681 - - Form 4
September 28, 2026 Sykes DavidChief Commercial Officer Received as pay 65,457 - - Form 4
September 15, 2026 Moritz Michael JDirector Exercised options 8,216 - - Form 4
August 26, 2026 Siemiatkowski SebastianChief Executive Officer, Director Boughtindirect 692,506 $14.37 $9.9M Form 4
July 30, 2026 Neglen NiclasChief Financial Officer, Director Exercised options 441 - - Form 4
July 30, 2026 Sandstrom DavidChief Marketing Officer Exercised options 2,621 - - Form 4

All insider filings on SEC.gov · Where insiders are buying across the market

Who owns KLAR

Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.

5% holders

Anyone who owns more than 5% of a class of shares must say so on Schedule 13D (if they may seek to influence the company) or 13G (a passive holder). The latest filing of each holder is shown: 13G filings of the last 2 years, 13D of the last 3.

HolderOf classSharesFiled
SC US (ttgp), Ltd. ("SC US (ttgp)")13G, passive with 16 related filers 14.6% 55,029,211 November 13, 2025
Heartland A/S13G, passive with 2 related filers 7.86% 29,652,586 November 14, 2025
Siemiatkowski Sebastian13G, passive 7.49% 28,555,512 November 18, 2025
Victor Jacobsson13G, passive with 9 related filers 6.4% 24,113,490 November 12, 2025

Largest institutional holders

No Form 13F positions imported for this company yet.

Insiders

Reported holdings of insiders who filed a Form 4 in the last 12 months: the shares each one held after their latest reported transaction. This is not the total held by all insiders.

9 insiders reported holding 26,061,935 shares in total, about $339.8M at the last price.

HolderSharesAs of
Siemiatkowski SebastianChief Executive Officer, Director 25,344,32225,344,322 held indirectly August 26, 2026
Sykes DavidChief Commercial Officer 247,398 September 28, 2026
Fock DavidChief Product & Design Officer 177,175 July 30, 2026
Neglen NiclasChief Financial Officer, Director 110,613 September 28, 2026
Sandstrom DavidChief Marketing Officer 58,422 September 28, 2026
Shaer YaronChief Technology Officer 55,929 September 28, 2026
Giesecke CamillaChief Operating Officer 50,485 May 6, 2026
Greenway AnthonyChief Accounting Officer 9,375 June 30, 2026
Moritz Michael JDirector 8,216 September 15, 2026

Schedule 13D/13G filings on SEC.gov

All filings on SEC EDGAR

Questions about KLAR

What does Klarna Group plc do?

Klarna Group plc is a company in the Finance sector, listed on NYSE as KLAR. Its shares trade on NYSE under the ticker KLAR.

What is Klarna Group plc's net worth?

Klarna Group plc has a market value (market cap) of $9.2B at the latest share price, and shareholders' equity of $2.5B on its balance sheet at December 31, 2025. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.

Is Klarna Group plc profitable?

No. In fiscal 2025 it reported a net loss of $273M on revenue of $3.5B.

How much revenue does Klarna Group plc make?

In fiscal 2025 Klarna Group plc reported revenue of $3.5B. That is 24.8% more than a year earlier.

When did Klarna Group plc last report?

Its most recent periodic report is the annual report (foreign issuer) (20-F) filed on February 26, 2026. It covers the period to December 31, 2025. Its newest filing of any kind is the insider trade from October 30, 2026.

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Where the numbers come from

Financial figures are the values Klarna Group plc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.