Income statement, balance sheet and cash flow statement for the last 3 fiscal years, taken from the XBRL data Klarna Group plc files with the SEC in its annual reports.
In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
FY2023
FY2025
FY2025
Revenue
2,276
2,811
3,509
Operating income
-323
-121
-230
Pre-tax income
-304
33
-241
Income tax
-60
12
32
Net income to minority interests
0
12
21
Net income
-244
21
-273
EPS, basic
-0.69
0.01
-0.79
EPS, diluted
-0.69
0.01
-0.79
Balance sheet
FY2023
FY2025
FY2025
Cash and equivalents
2,391
3,243
3,803
Goodwill
613
685
Intangible assets
376
383
Total assets
13,804
18,797
Total liabilities
11,547
16,113
Retained earnings
-2,081
2,170
Shareholders' equity
2,086
2,507
Minority interests
171
177
Total equity
2,197
2,257
2,684
Total liabilities and equity
13,804
18,797
Cash flow statement
FY2023
FY2025
FY2025
Net income
-244
21
-273
Cash from operations
808
587
-1,032
Capital expenditures
-1
-1
-3
Cash from investing
-83
154
-30
Debt issued
104
264
903
Debt repaid
-150
-169
-86
Stock issued
39
0
191
Cash from financing
-62
312
988
Exchange rate effect
34
-201
634
Free cash flow
807
586
-1,035
Interest paid
214
312
425
Income taxes paid
11
15
53
Key metrics
Worked out from the statements above. Latest values use fiscal 2025. Valuation uses the share price of $12.80 on September 25, 2026.
Profitability
Metric
Value
How it is calculated
Operating margin
-6.6%
Operating income / revenue.
Pre-tax margin
-6.9%
Pre-tax income / revenue.
Net margin
-7.8%
Net income / revenue.
FCF margin
-29.5%
Free cash flow (cash from operations - capital expenditures) / revenue.
Operating cash flow margin
-29.4%
Cash from operations / revenue.
Return on equity (ROE)
-11.9%
Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)
-1.7%
Net income / average total assets.
Capex / revenue
0.1%
Capital expenditures / revenue.
Growth
Metric
Value
How it is calculated
Revenue growth, 1y
24.8%
Revenue vs the same period a year earlier. Only from a positive base.
Net income growth, 1y
-1,400.0%
Net income vs the same period a year earlier. Only from a positive base.
EPS growth, 1y
-8,000.0%
EPS vs the same period a year earlier. Only from a positive base.
Operating cash flow growth, 1y
-275.8%
Operating cash flow vs the same period a year earlier. Only from a positive base.
Free cash flow growth, 1y
-276.6%
Free cash flow vs the same period a year earlier. Only from a positive base.
Book value growth, 1y
20.2%
Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y
36.2%
Total assets vs the same period a year earlier. Only from a positive base.
Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
EPS, basic
-$0.79
Net income per basic share, as reported (split-adjusted).
Valuation
Metric
Value
How it is calculated
Market cap
$9.03B
Share price x shares outstanding.
Enterprise value
$5.23B
Market cap + total debt - cash - short-term investments.
P/S
2.57x
Market cap / revenue.
P/B
3.60x
Market cap / shareholders' equity. Only when equity is positive.
Price / tangible book
6.28x
Market cap / tangible book value, when positive.
EV/Sales
1.49x
Enterprise value / revenue.
FCF yield
-11.5%
Free cash flow / market cap.
Earnings yield
-3.0%
Net income / market cap (the inverse of P/E).
What was Klarna Group plc's revenue in fiscal 2025?
Klarna Group plc reported revenue of $3.51B for fiscal 2025, 24.8% higher than the year before.
Was Klarna Group plc profitable in fiscal 2025?
No. It reported a net loss of $273.0M.
How much free cash flow did Klarna Group plc generate in fiscal 2025?
Cash from operations of $1.03B minus capital expenditures of $3.0M left free cash flow of -$1.04B.
Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.