Stocks Comparison
Klarna vs Qfin: revenue, profit, margins and growth compared
Klarna brought in $3.5B of revenue in fiscal 2025, Qfin $2.7B in fiscal 2025. Revenue changed by +24.8% at Klarna and +16.8% at Qfin on the year before, so Klarna grew faster. Klarna kept -7.8% of its revenue as net profit, Qfin 31.2%. Free cash flow was -$1B at Klarna and $1.6B at Qfin.
Side by side, latest fiscal year
| KLAR | QFIN | |
|---|---|---|
| Fiscal year ended | FY2025 (December 31, 2025) | FY2025 (December 31, 2025) |
| Revenue | $3.5B | $2.7B |
| Revenue growth | +24.8% | +16.8% |
| Net income | -$273M | $856.5M |
| Net margin | -7.8% | 31.2% |
| Free cash flow | -$1B | $1.6B |
| Free cash flow margin | -29.5% | 56.5% |
| Earnings per share (diluted) | -$0.79 | $3.15 |
| Cash | $3.8B | $671.6M |
| Debt | n/a | n/a |
| Price to earnings | n/a | n/a |
| Market value | $9.2B | $650.8M |
| Dividend yield | n/a | n/a |
| Rank by revenue in sector | #122 of 541 · Finance | #140 of 541 · Finance |
Over the years
Questions about Klarna and Qfin
Which is bigger by revenue, Klarna or Qfin?
Klarna is bigger by revenue: $3.5B in fiscal 2025, against $2.7B for Qfin in fiscal 2025.
Which keeps more of its revenue as profit, Klarna or Qfin?
Klarna had a net margin of -7.8% in fiscal 2025; Qfin had 31.2% in fiscal 2025.
Which grew revenue faster, Klarna or Qfin?
In their latest fiscal years revenue changed by +24.8% at Klarna and +16.8% at Qfin.
Where do these numbers come from?
From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.