Qfin vs SoFi Technologies: revenue, profit, margins and growth compared
Qfin brought in $2.7B of revenue in fiscal 2025, SoFi Technologies $3.6B in fiscal 2025. Revenue changed by +16.8% at Qfin and +35.1% at SoFi Technologies on the year before, so SoFi Technologies grew faster. Qfin kept 31.2% of its revenue as net profit, SoFi Technologies 13.3%. Free cash flow was $1.6B at Qfin and -$4B at SoFi Technologies.
Fiscal years as each company reports them; the two may end in different months.
Questions about Qfin and SoFi Technologies
Which is bigger by revenue, Qfin or SoFi Technologies?
SoFi Technologies is bigger by revenue: $3.6B in fiscal 2025, against $2.7B for Qfin in fiscal 2025.
Which keeps more of its revenue as profit, Qfin or SoFi Technologies?
Qfin had a net margin of 31.2% in fiscal 2025; SoFi Technologies had 13.3% in fiscal 2025.
Which grew revenue faster, Qfin or SoFi Technologies?
In their latest fiscal years revenue changed by +16.8% at Qfin and +35.1% at SoFi Technologies.
Where do these numbers come from?
From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.