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NASDAQ · Finance

Qfin Holdings, Inc. (QFIN)

Qfin Holdings, Inc. reported revenue of $2.7B in fiscal 2025, up 16.8% from a year earlier. Net income was $856.5M, a net margin of 31.2%. Operating cash flow minus capital spending left $1.6B of free cash flow in fiscal 2025. At December 31, 2025 it held $671.6M in cash. Its latest periodic report to the SEC is the annual report (foreign issuer) (20-F) filed on April 27, 2026.

Watch QFIN in 60 seconds
Price
$7.05
-3.43% on the day · September 28, 2026
52-week range $7.03 to $31.08
Market cap
$858.4M
Revenue (FY2025)
$2.7B
+16.8% year on year
Net margin
31.2%

What Qfin Holdings, Inc. does

Qfin Holdings, Inc. is registered with the SEC under industry code SIC 6199 (Finance Services). Its shares trade on NASDAQ under the ticker QFIN.

Revenue and profit by year

Revenue
FY18: $646.8M $646.8M FY18FY19: $1.3B $1.3B FY19FY20: $2.1B $2.1B FY20FY21: $2.6B $2.6B FY21FY22: $2.4B $2.4B FY22FY23: $2.3B $2.3B FY23FY24: $2.4B $2.4B FY24FY25: $2.7B $2.7B FY25
Net income
FY18: $173.6M $173.6M FY18FY19: $359.3M $359.3M FY19FY20: $535.9M $535.9M FY20FY21: $907.3M $907.3M FY21FY22: $583.5M $583.5M FY22FY23: $603.6M $603.6M FY23FY24: $858.2M $858.2M FY24FY25: $856.5M $856.5M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025$2.7B$955M$856.5M$3.15$1.6B
2024$2.4B$1B$858.2M$2.83$1.3B
2023$2.3B$684.1M$603.6M$1.84$990.7M
2022$2.4B$648.4M$583.5M$1.81$854.8M
2021$2.6B$1.1B$907.3M$2.82$904.6M
2020$2.1B$580.9M$535.9M$1.75$813.9M

Full financial statements: income, balance sheet and cash flow

Where QFIN ranks in Finance

Revenue$2.7B
#140 of 536 in Finance · Top 26%
Revenue growth+16.8%
#166 of 479 in Finance · Top 35%
Net margin31.2%
#99 of 483 in Finance · Top 20%
Free cash flow margin56.5%
#50 of 338 in Finance · Top 15%

Latest fiscal year of every company in the sector with the figure reported. Revenue is ranked among companies reporting in US dollars; growth and margins among companies with at least 10 million of revenue. Finance

Dividends

It paid out $197.1M in cash dividends, 23% of its net income.

Fiscal yearPer sharePaid outOf profit
2025n/a$197.1M23%
2024n/a$173M20%
2023n/a$132.6M22%
2022n/a$143.3M25%

Per share as declared (or paid, where only that is reported), adjusted for stock splits the company itself restated. Yield is the latest fiscal year's dividend over the current price.

Latest SEC filings

What Qfin Holdings, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. September 21, 2026
  2. August 25, 2026
  3. August 13, 2026
  4. August 10, 2026
  5. June 30, 2026
  6. June 3, 2026
  7. May 27, 2026
  8. May 13, 2026
  9. May 13, 2026
  10. May 12, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on September 24, 2026. Insider transactions on SEC

Insider trades

What the people running Qfin Holdings, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.

No insider trades were reported in the last 90 days.

Bought (open market)
$0
last 90 days
Sold
$0
last 90 days
DateInsiderWhatSharesPriceValueFiling
June 9, 2026 Chen XiaohuanDirector Bought 4,000 $14.41 $57.6K Form 4
March 27, 2026 Chen XiaohuanDirector Boughtindirect 190,000 $12.89 $2.4M Form 4

All insider filings on SEC.gov · Where insiders are buying across the market

Who owns QFIN

Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.

5% holders

Anyone who owns more than 5% of a class of shares must say so on Schedule 13D (if they may seek to influence the company) or 13G (a passive holder). The latest filing of each holder is shown: 13G filings of the last 2 years, 13D of the last 3.

HolderOf classSharesFiled
Aerovane Company Limited13D, may seek influence with 3 related filers 17.9% 46,520,952 December 5, 2025

Latest filings below 5%: Ruby Finance Holdings Ltd. 4.6% (November 14, 2025).

Largest institutional holders

No Form 13F positions imported for this company yet.

Insiders

Reported holdings of insiders who filed a Form 4 in the last 12 months: the shares each one held after their latest reported transaction. This is not the total held by all insiders.

1 insiders reported holding 209,000 shares in total, about $1.5M at the last price.

HolderSharesAs of
Chen XiaohuanDirector 209,000190,000 held indirectly June 9, 2026

Schedule 13D/13G filings on SEC.gov

All filings on SEC EDGAR

Questions about QFIN

What does Qfin Holdings, Inc. do?

Qfin Holdings, Inc. is registered with the SEC under industry code SIC 6199 (Finance Services). Its shares trade on NASDAQ under the ticker QFIN.

Is Qfin Holdings, Inc. profitable?

Yes. In fiscal 2025 it reported net income of $856.5M on revenue of $2.7B, a net margin of 31.2%.

How much revenue does Qfin Holdings, Inc. make?

In fiscal 2025 Qfin Holdings, Inc. reported revenue of $2.7B. That is 16.8% more than a year earlier.

When did Qfin Holdings, Inc. last report?

Its most recent periodic report is the annual report (foreign issuer) (20-F) filed on April 27, 2026. It covers the period to December 31, 2025. Its newest filing of any kind is the planned insider sale from September 24, 2026.

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Where the numbers come from

Financial figures are the values Qfin Holdings, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.