Stocks Comparison
Klarna vs SoFi Technologies: revenue, profit, margins and growth compared
Klarna brought in $3.5B of revenue in fiscal 2025, SoFi Technologies $3.6B in fiscal 2025. Revenue changed by +24.8% at Klarna and +35.1% at SoFi Technologies on the year before, so SoFi Technologies grew faster. Klarna kept -7.8% of its revenue as net profit, SoFi Technologies 13.3%. Free cash flow was -$1B at Klarna and -$4B at SoFi Technologies.
Side by side, latest fiscal year
| KLAR | SOFI | |
|---|---|---|
| Fiscal year ended | FY2025 (December 31, 2025) | FY2025 (December 31, 2025) |
| Revenue | $3.5B | $3.6B |
| Revenue growth | +24.8% | +35.1% |
| Net income | -$273M | $481.3M |
| Net margin | -7.8% | 13.3% |
| Free cash flow | -$1B | -$4B |
| Free cash flow margin | -29.5% | -110.3% |
| Earnings per share (diluted) | -$0.79 | $0.39 |
| Cash | $3.8B | $4.9B |
| Debt | n/a | n/a |
| Price to earnings | n/a | 42.5 |
| Market value | $9B | $21.4B |
| Dividend yield | n/a | n/a |
| Rank by revenue in sector | #113 of 444 · Finance | #112 of 444 · Finance |
Over the years
Questions about Klarna and SoFi Technologies
Which is bigger by revenue, Klarna or SoFi Technologies?
SoFi Technologies is bigger by revenue: $3.6B in fiscal 2025, against $3.5B for Klarna in fiscal 2025.
Which keeps more of its revenue as profit, Klarna or SoFi Technologies?
Klarna had a net margin of -7.8% in fiscal 2025; SoFi Technologies had 13.3% in fiscal 2025.
Which grew revenue faster, Klarna or SoFi Technologies?
In their latest fiscal years revenue changed by +24.8% at Klarna and +35.1% at SoFi Technologies.
Where do these numbers come from?
From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.