Chime Financial, Inc. (CHYM)
Chime Financial, Inc. brought in $2.6B of revenue over the twelve months to September 30, 2026. Net income was $80.3M, a net margin of 3.0%. Operating cash flow minus capital spending left $32.9M of free cash flow in fiscal 2025. At September 30, 2026 it held $636.7M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 5, 2026.
Key facts about Chime Financial, Inc.
- Net worth
- Chime Financial, Inc. has a market value (market cap) of $12.3B at the latest share price, and shareholders' equity of $1.5B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $2.2B (+30.7% year on year), with a net loss of $1B. Over the 12 months to September 30, 2026: revenue $2.6B, net income $80.3M.
- Cash flow
- In fiscal 2025 operations brought in $52.8M of cash; after $19.9M of capital spending, free cash flow was $32.9M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 5, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Chime Financial, Inc.'s next report is expected around February 24, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What Chime Financial, Inc. does
Chime Financial, Inc. is registered with the SEC under industry code SIC 6199 (Finance Services). Its shares trade on NASDAQ under the ticker CHYM.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $2.2B | -$1B | -$4.27 | $32.9M |
| 2025 | $1.7B | -$25.3M | -$0.39 | $59.3M |
| 2023 | $1.3B | -$203.2M | -$3.22 | -$167.1M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where CHYM ranks in Finance
Latest SEC filings
What Chime Financial, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026Passive stake changed SCHEDULE 13G/A
- November 5, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 32% to $718M versus the same quarter last year; diluted EPS $0.11 versus -$0.15.
- November 4, 2026
- September 8, 2026
- August 10, 2026Passive stake (5% or more) SCHEDULE 13G
- August 6, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 27% to $669.8M versus the same quarter last year; diluted EPS $0.07 versus -$7.29.
- August 5, 2026
- June 4, 2026
- May 15, 2026Passive stake changed SCHEDULE 13G/A
- May 15, 2026Passive stake changed SCHEDULE 13G/A
What is CHYM worth? A DCF from its reported cash flow
Insider trades
What the people running Chime Financial, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $1.03B worth of shares in the last 90 days and bought none on the open market. 2% of the selling was pre-planned under Rule 10b5-1 trading plans.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 6, 2026 | DST Global Advisors Ltd10% owner | Soldindirect | 591,059 | $18.4M |
| November 6, 2026 | DST Global Advisors Ltd10% owner | Soldindirect | 12,696 | $406.4K |
| November 6, 2026 | DST Global Advisors Ltd10% owner | Soldindirect | 303,663 | $9.4M |
| November 6, 2026 | DST Global Advisors Ltd10% owner | Soldindirect | 6,523 | $208.8K |
| November 6, 2026 | DST Global Advisors Ltd10% owner | Soldindirect | 50,973 | $1.6M |
| November 6, 2026 | DST Global Advisors Ltd10% owner | Soldindirect | 1,095 | $35.1K |
| November 6, 2026 | DST Global Advisors Ltd10% owner | Soldindirect | 61,596 | $1.9M |
| November 6, 2026 | DST Global Advisors Ltd10% owner | Soldindirect | 1,323 | $42.4K |
Who owns CHYM
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| DST Global Advisors Ltd13G, passive with 12 related filers | 15.7% | August 14, 2025 |
| Michael J. Stark13G, passive with 1 related filers | 7.5% | May 15, 2026 |
| Access Industries Management, LLC13G, passive with 1 related filers | 5.8% | August 5, 2025 |
| Christopher R. Britt13G, passive | 5.7% | August 14, 2025 |
| General Atlantic, L.P.13G, passive with 13 related filers | 5.6% | November 10, 2025 |
| Ryan A. King13G, passive | 5.19% | August 14, 2025 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 267 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| Galileo (PTC) Ltd | 52,268,715 | 0 |
| Crosslink Capital Inc | 26,185,368 | 0 |
| General Atlantic, L.P. | 21,259,683 | 0 |
| Menlo Ventures Management, L.P. | 17,442,713 | 0 |
| Aspect Management, LLC | 11,933,275 | 0 |
| BlackRock, Inc. | 11,244,380 | +9,819,060 |
| Vanguard Portfolio Management LLC | 10,198,789 | +169,529 |
| Vanguard Capital Management LLC | 9,215,115 | -344,994 |
| Forerunner Ventures Management, LLC | 8,031,107 | -1,000,000 |
| Capital Research Global Investors | 5,657,874 | -456,011 |
| Tiger Global Management LLC | 5,284,045 | -5,797,735 |
| Softbank Group Corp. | 5,067,336 | 0 |
| Arrowstreet Capital, Limited Partnership | 4,973,193 | +2,216,638 |
| Orland Properties Ltd | 4,610,050 | 0 |
| Dragoneer Investment Group, LLC | 4,308,999 | 0 |
| Patient Capital Management, LLC | 4,082,489 | +1,200,473 |
| Divisadero Street Capital Management, LP | 3,626,050 | new |
| Greenhouse Funds LLLP | 3,418,402 | -3,353 |
| Spyglass Capital Management LLC | 3,406,249 | +2,109,057 |
| Geode Capital Management, LLC | 2,292,050 | +1,456,219 |
Insiders
12 insiders reported holding 8,488,584 shares in total, about $276.2M at the last price.
| Holder | Shares |
|---|---|
| Troughton Mark TPresident and Interim CFO | 4,173,999 |
| Newcomb Matthew SChief Financial Officer | 2,694,2422,216,070 held indirectly |
| Frankel Adam BGeneral Counsel | 364,828 |
| DST Global Advisors Ltd10% owner | 324,365324,365 held indirectly |
| Britt Christopher RChief Executive Officer, Director | 292,97957,562 held indirectly |
| Asmerom AmineChief Accounting Officer | 280,975 |
| King Ryan ACo-Founder, Director | 176,95460,287 held indirectly |
| Dunne James J. IIIDirector | 84,950 |
| Marshall CynthiaDirector | 28,548 |
| Decker Susan LDirector | 25,048 |
Questions about CHYM
What does Chime Financial, Inc. do?
Chime Financial, Inc. is a company in the Finance sector, listed on NASDAQ as CHYM. Its shares trade on NASDAQ under the ticker CHYM.
What is Chime Financial, Inc.'s net worth?
Chime Financial, Inc. has a market value (market cap) of $12.3B at the latest share price, and shareholders' equity of $1.5B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Chime Financial, Inc. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $80.3M on revenue of $2.6B, a net margin of 3.0%.
How much revenue does Chime Financial, Inc. make?
Over the twelve months to September 30, 2026 Chime Financial, Inc. reported revenue of $2.6B.
When did Chime Financial, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 5, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the insider trade from November 9, 2026.
When is Chime Financial, Inc.'s next earnings report?
Chime Financial, Inc.'s next report is expected around February 24, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Chime Financial, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.