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Eastern Bankshares vs First Capital: revenue, profit, margins and growth compared

Eastern Bankshares brought in $134.1M of revenue in fiscal 2025, First Capital $7.2M in fiscal 2025. Revenue changed by +19.1% at Eastern Bankshares and +1.6% at First Capital on the year before, so Eastern Bankshares grew faster. Eastern Bankshares kept 65.8% of its revenue as net profit, First Capital 228.3%.

Side by side, latest fiscal year

EBCFCAP
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$134.1M$7.2M
Revenue growth+19.1%+1.6%
Net income$88.2M$16.4M
Net margin65.8%228.3%
Free cash flown/a$19.9M
Free cash flow marginn/a278.0%
Earnings per share (diluted)$0.43$4.89
Cash$316.9Mn/a
Debtn/an/a
Price to earnings49.812.3
Market value$4.9B$201.6M
Dividend yield2.38%1.99%
Rank by revenue in sector#315 of 444 · Finance#411 of 444 · Finance

Over the years

Revenue
EBC FY2018: $164.1MEBC FY2020: $156.2MEBC FY2020: $154.7MEBC FY2021: $69.4MEBC FY2022: $77.3MEBC FY2023: $76.9MEBC FY2024: $112.6MEBC FY2025: $134.1MFCAP FY2018: $5.3MFCAP FY2019: $5.5MFCAP FY2020: $5.8MFCAP FY2021: $6.4MFCAP FY2022: $7.1MFCAP FY2023: $7MFCAP FY2024: $7.1MFCAP FY2025: $7.2MFY18FY19FY20FY21FY22FY23FY24FY25
EBC $134.1MFCAP $7.2M
Net income
EBC FY2018: $122.7MEBC FY2020: $135.1MEBC FY2020: $22.7MEBC FY2021: $154.7MEBC FY2022: $199.8MEBC FY2023: $232.2MEBC FY2024: $119.6MEBC FY2025: $88.2MFCAP FY2018: $9.3MFCAP FY2019: $10.3MFCAP FY2020: $10.1MFCAP FY2021: $11.4MFCAP FY2022: $11.9MFCAP FY2023: $12.8MFCAP FY2024: $11.9MFCAP FY2025: $16.4MFY18FY19FY20FY21FY22FY23FY24FY25
EBC $88.2MFCAP $16.4M
Net margin
EBC FY2018: 74.8%EBC FY2020: 86.5%EBC FY2020: 14.7%EBC FY2021: 222.8%EBC FY2022: 258.4%EBC FY2023: 302.1%EBC FY2024: 106.2%EBC FY2025: 65.8%FCAP FY2018: 176.1%FCAP FY2019: 186.8%FCAP FY2020: 175.9%FCAP FY2021: 177.2%FCAP FY2022: 166.6%FCAP FY2023: 182.5%FCAP FY2024: 169.1%FCAP FY2025: 228.3%FY18FY19FY20FY21FY22FY23FY24FY25
EBC 65.8%FCAP 228.3%
Revenue growth
EBC FY2020: -4.8%EBC FY2020: -0.9%EBC FY2021: -55.1%EBC FY2022: +11.3%EBC FY2023: -0.6%EBC FY2024: +46.5%EBC FY2025: +19.1%FCAP FY2019: +5.2%FCAP FY2020: +4.2%FCAP FY2021: +11.9%FCAP FY2022: +10.8%FCAP FY2023: -1.9%FCAP FY2024: +0.7%FCAP FY2025: +1.6%FY19FY20FY21FY22FY23FY24FY25
EBC +19.1%FCAP +1.6%
Free cash flow
FCAP FY2018: $12.9MFCAP FY2019: $11.1MFCAP FY2020: $11.5MFCAP FY2021: $21.3MFCAP FY2022: $16.1MFCAP FY2023: $13.5MFCAP FY2024: $21.6MFCAP FY2025: $19.9MFY18FY19FY20FY21FY22FY23FY24FY25
EBCFCAP $19.9M

Fiscal years as each company reports them; the two may end in different months.

Questions about Eastern Bankshares and First Capital

Which is bigger by revenue, Eastern Bankshares or First Capital?

Eastern Bankshares is bigger by revenue: $134.1M in fiscal 2025, against $7.2M for First Capital in fiscal 2025.

Which keeps more of its revenue as profit, Eastern Bankshares or First Capital?

Eastern Bankshares had a net margin of 65.8% in fiscal 2025; First Capital had 228.3% in fiscal 2025.

Which grew revenue faster, Eastern Bankshares or First Capital?

In their latest fiscal years revenue changed by +19.1% at Eastern Bankshares and +1.6% at First Capital.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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