First Capital Inc (FCAP)
Operating cash flow minus capital spending left $19.9M of free cash flow in fiscal 2025. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 12, 2026.
Key facts about First Capital Inc
- Net worth
- First Capital Inc has a market value (market cap) of $207.5M at the latest share price, and shareholders' equity of $142.5M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $21.3M of cash; after $1.4M of capital spending, free cash flow was $19.9M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on August 12, 2026 and covers the period to June 30, 2026. Open on SEC EDGAR
- Next earnings report
- First Capital Inc's next report is expected around January 22, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- First Capital Inc declared dividends of $1.20 per share in fiscal 2025, a yield of 1.93% at the current price.
What First Capital Inc does
First Capital Inc is registered with the SEC under industry code SIC 6035 (Savings Institution, Federally Chartered). Its shares trade on NASDAQ under the ticker FCAP.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $7.2M | $16.4M | $4.89 | $19.9M |
| 2024 | $7.1M | $11.9M | $3.57 | $21.6M |
| 2023 | $7M | $12.8M | $3.82 | $13.5M |
| 2022 | $7.1M | $11.9M | $3.55 | $16.1M |
| 2021 | $6.4M | $11.4M | $3.41 | $21.3M |
| 2020 | $5.8M | $10.1M | $3.02 | $11.5M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where FCAP ranks in Finance
Dividends
First Capital Inc declared $1.20 per share in fiscal 2025. At the current price that is a yield of 1.93%. It paid out $4M in cash dividends, 25% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.20 | $4M | 25% |
| 2024 | $1.12 | $3.8M | 32% |
| 2023 | $1.08 | $3.6M | 28% |
| 2022 | $1.04 | $3.5M | 30% |
| 2021 | $1.04 | $3.5M | 31% |
| 2020 | $0.96 | $3.3M | 32% |
Latest SEC filings
What First Capital Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026Form 425 filing 425
- November 5, 2026Form 425 filing 425
- November 5, 2026Form 425 filing 425
- November 5, 2026Form 425 filing 425
- November 5, 2026
- October 23, 2026
- August 12, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 4.6% to $1.9M versus the same quarter last year; diluted EPS $1.43 versus $1.13.
- July 31, 2026Passive stake changed SCHEDULE 13G/A
- July 24, 2026
- May 22, 2026
What is FCAP worth? A DCF from its reported cash flow
Insider trades
What the people running First Capital Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider trades were reported in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| February 27, 2026 | Frederick ChrisCHIEF EXECUTIVE OFFICER, Director | Received as pay | 300 | $15.2K |
| February 27, 2026 | Stevens Joshua PaulCHIEF FINANCIAL OFFICER | Received as pay | 300 | $15.2K |
Who owns FCAP
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 63 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 198,569 | +24,561 |
| Vanguard Capital Management LLC | 142,858 | -6,565 |
| Geode Capital Management, LLC | 84,643 | +4,135 |
| Siena Capital Partners GP, LLC | 49,947 | -15,474 |
| State Street Corp | 46,960 | +600 |
| Farther Finance Advisors, LLC | 37,628 | -770 |
| Bridgeway Capital Management, LLC | 35,887 | 0 |
| HighTower Advisors, LLC | 28,124 | -4 |
| Northern Trust Corp | 26,199 | +2,275 |
| Dimensional Fund Advisors LP | 25,192 | +343 |
| Vanguard Portfolio Management LLC | 22,248 | +3,413 |
| Vanguard Fiduciary Trust Co | 22,134 | +1,509 |
| Empowered Funds, LLC | 19,452 | 0 |
| UBS Group AG | 12,991 | +2,984 |
| Raymond James Financial Inc | 12,720 | -302 |
| Arrowstreet Capital, Limited Partnership | 11,619 | 0 |
| Mariner, LLC | 11,594 | +149 |
| Charles Schwab Investment Management Inc | 9,078 | +840 |
| Morgan Stanley | 8,042 | -604 |
| Bank of New York Mellon Corp | 7,924 | +455 |
Insiders
2 insiders reported holding 6,020 shares in total, about $373.5K at the last price.
| Holder | Shares |
|---|---|
| Frederick ChrisCHIEF EXECUTIVE OFFICER, Director | 3,525 |
| Stevens Joshua PaulCHIEF FINANCIAL OFFICER | 2,495 |
Questions about FCAP
What does First Capital Inc do?
First Capital Inc is a company in the Finance sector, listed on NASDAQ as FCAP. Its shares trade on NASDAQ under the ticker FCAP.
What is First Capital Inc's net worth?
First Capital Inc has a market value (market cap) of $207.5M at the latest share price, and shareholders' equity of $142.5M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is First Capital Inc profitable?
Yes. Over the twelve months to June 30, 2026 it reported net income of $18.4M.
When did First Capital Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on August 12, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the form 425 filing from November 6, 2026.
When is First Capital Inc's next earnings report?
First Capital Inc's next report is expected around January 22, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does First Capital Inc pay a dividend?
Yes. First Capital Inc declared dividends of $1.20 per share in fiscal 2025, a yield of 1.93% at the current price.
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Where the numbers come from
Financial figures are the values First Capital Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.