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BankUnited vs First Capital: revenue, profit, margins and growth compared

BankUnited brought in $21.7M of revenue in fiscal 2025, First Capital $7.2M in fiscal 2025. Revenue changed by +7.4% at BankUnited and +1.6% at First Capital on the year before, so BankUnited grew faster. BankUnited kept 1,234.8% of its revenue as net profit, First Capital 228.3%.

Side by side, latest fiscal year

BKUFCAP
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$21.7M$7.2M
Revenue growth+7.4%+1.6%
Net income$268.4M$16.4M
Net margin1,234.8%228.3%
Free cash flown/a$19.9M
Free cash flow marginn/a278.0%
Earnings per share (diluted)$3.53$4.89
Cash$217.8Mn/a
Debt$296.9Mn/a
Price to earnings12.412.3
Market value$3.1B$201.6M
Dividend yield2.84%1.99%
Rank by revenue in sector#384 of 444 · Finance#411 of 444 · Finance

Over the years

Revenue
BKU FY2018: $61.7MBKU FY2019: $66.6MBKU FY2020: $59.1MBKU FY2021: $21.7MBKU FY2022: $22.5MBKU FY2023: $20.9MBKU FY2024: $20.2MBKU FY2025: $21.7MFCAP FY2018: $5.3MFCAP FY2019: $5.5MFCAP FY2020: $5.8MFCAP FY2021: $6.4MFCAP FY2022: $7.1MFCAP FY2023: $7MFCAP FY2024: $7.1MFCAP FY2025: $7.2MFY18FY19FY20FY21FY22FY23FY24FY25
BKU $21.7MFCAP $7.2M
Net income
BKU FY2018: $324.9MBKU FY2019: $313.1MBKU FY2020: $197.9MBKU FY2021: $415MBKU FY2022: $285MBKU FY2023: $178.7MBKU FY2024: $232.5MBKU FY2025: $268.4MFCAP FY2018: $9.3MFCAP FY2019: $10.3MFCAP FY2020: $10.1MFCAP FY2021: $11.4MFCAP FY2022: $11.9MFCAP FY2023: $12.8MFCAP FY2024: $11.9MFCAP FY2025: $16.4MFY18FY19FY20FY21FY22FY23FY24FY25
BKU $268.4MFCAP $16.4M
Net margin
BKU FY2018: 526.7%BKU FY2019: 469.9%BKU FY2020: 334.7%BKU FY2021: 1,913.7%BKU FY2022: 1,266.0%BKU FY2023: 854.6%BKU FY2024: 1,149.3%BKU FY2025: 1,234.8%FCAP FY2018: 176.1%FCAP FY2019: 186.8%FCAP FY2020: 175.9%FCAP FY2021: 177.2%FCAP FY2022: 166.6%FCAP FY2023: 182.5%FCAP FY2024: 169.1%FCAP FY2025: 228.3%FY18FY19FY20FY21FY22FY23FY24FY25
BKU 1,234.8%FCAP 228.3%
Revenue growth
BKU FY2019: +8.0%BKU FY2020: -11.3%BKU FY2021: -63.3%BKU FY2022: +3.8%BKU FY2023: -7.1%BKU FY2024: -3.3%BKU FY2025: +7.4%FCAP FY2019: +5.2%FCAP FY2020: +4.2%FCAP FY2021: +11.9%FCAP FY2022: +10.8%FCAP FY2023: -1.9%FCAP FY2024: +0.7%FCAP FY2025: +1.6%FY19FY20FY21FY22FY23FY24FY25
BKU +7.4%FCAP +1.6%
Free cash flow
FCAP FY2018: $12.9MFCAP FY2019: $11.1MFCAP FY2020: $11.5MFCAP FY2021: $21.3MFCAP FY2022: $16.1MFCAP FY2023: $13.5MFCAP FY2024: $21.6MFCAP FY2025: $19.9MFY18FY19FY20FY21FY22FY23FY24FY25
BKUFCAP $19.9M

Fiscal years as each company reports them; the two may end in different months.

Questions about BankUnited and First Capital

Which is bigger by revenue, BankUnited or First Capital?

BankUnited is bigger by revenue: $21.7M in fiscal 2025, against $7.2M for First Capital in fiscal 2025.

Which keeps more of its revenue as profit, BankUnited or First Capital?

BankUnited had a net margin of 1,234.8% in fiscal 2025; First Capital had 228.3% in fiscal 2025.

Which grew revenue faster, BankUnited or First Capital?

In their latest fiscal years revenue changed by +7.4% at BankUnited and +1.6% at First Capital.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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