Stocks Comparison
Carver Bancorp vs First Capital: revenue, profit, margins and growth compared
Carver Bancorp brought in $3M of revenue in fiscal 2025, First Capital $7.2M in fiscal 2025. Revenue changed by +1.5% at Carver Bancorp and +1.6% at First Capital on the year before, so First Capital grew faster. Carver Bancorp kept -457.7% of its revenue as net profit, First Capital 228.3%. Free cash flow was -$12.9M at Carver Bancorp and $19.9M at First Capital.
Side by side, latest fiscal year
| CARV | FCAP | |
|---|---|---|
| Fiscal year ended | FY2025 (March 31, 2025) | FY2025 (December 31, 2025) |
| Revenue | $3M | $7.2M |
| Revenue growth | +1.5% | +1.6% |
| Net income | -$13.7M | $16.4M |
| Net margin | -457.7% | 228.3% |
| Free cash flow | -$12.9M | $19.9M |
| Free cash flow margin | -430.9% | 278.0% |
| Earnings per share (diluted) | -$2.65 | $4.89 |
| Cash | $50.3M | n/a |
| Debt | $20.2M | n/a |
| Price to earnings | n/a | 12.7 |
| Market value | $8.9M | $207.5M |
| Dividend yield | n/a | 1.93% |
| Rank by revenue in sector | #488 of 541 · Finance | #468 of 541 · Finance |
Over the years
Questions about Carver Bancorp and First Capital
Which is bigger by revenue, Carver Bancorp or First Capital?
First Capital is bigger by revenue: $7.2M in fiscal 2025, against $3M for Carver Bancorp in fiscal 2025.
Which keeps more of its revenue as profit, Carver Bancorp or First Capital?
Carver Bancorp had a net margin of -457.7% in fiscal 2025; First Capital had 228.3% in fiscal 2025.
Which grew revenue faster, Carver Bancorp or First Capital?
In their latest fiscal years revenue changed by +1.5% at Carver Bancorp and +1.6% at First Capital.
Where do these numbers come from?
From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.