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BankUnited vs Carver Bancorp: revenue, profit, margins and growth compared

BankUnited brought in $21.7M of revenue in fiscal 2025, Carver Bancorp $3M in fiscal 2025. Revenue changed by +7.4% at BankUnited and +1.5% at Carver Bancorp on the year before, so BankUnited grew faster. BankUnited kept 1,234.8% of its revenue as net profit, Carver Bancorp -457.7%.

Side by side, latest fiscal year

BKUCARV
Fiscal year endedFY2025 (December 31, 2025)FY2025 (March 31, 2025)
Revenue$21.7M$3M
Revenue growth+7.4%+1.5%
Net income$268.4M-$13.7M
Net margin1,234.8%-457.7%
Free cash flown/a-$12.9M
Free cash flow marginn/a-430.9%
Earnings per share (diluted)$3.53-$2.65
Cash$217.8M$50.3M
Debt$296.9M$20.2M
Price to earnings12.3n/a
Market value$3.1B$8M
Dividend yield2.85%n/a
Rank by revenue in sector#420 of 536 · Finance#488 of 536 · Finance

Over the years

Revenue
BKU FY2018: $61.7MBKU FY2019: $66.6MBKU FY2020: $59.1MBKU FY2021: $21.7MBKU FY2022: $22.5MBKU FY2023: $20.9MBKU FY2024: $20.2MBKU FY2025: $21.7MCARV FY2018: $0CARV FY2021: $4.2MCARV FY2022: $5MCARV FY2023: $2.9MCARV FY2024: $3MCARV FY2025: $3MFY18FY19FY20FY21FY22FY23FY24FY25
BKU $21.7MCARV $3M
Net income
BKU FY2018: $324.9MBKU FY2019: $313.1MBKU FY2020: $197.9MBKU FY2021: $415MBKU FY2022: $285MBKU FY2023: $178.7MBKU FY2024: $232.5MBKU FY2025: $268.4MCARV FY2018: $5.4MCARV FY2019: -$5.9MCARV FY2020: -$5.4MCARV FY2021: -$3.9MCARV FY2022: -$847KCARV FY2023: -$4.4MCARV FY2024: -$3MCARV FY2025: -$13.7MFY18FY19FY20FY21FY22FY23FY24FY25
BKU $268.4MCARV -$13.7M
Net margin
BKU FY2018: 526.7%BKU FY2019: 469.9%BKU FY2020: 334.7%BKU FY2021: 1,913.7%BKU FY2022: 1,266.0%BKU FY2023: 854.6%BKU FY2024: 1,149.3%BKU FY2025: 1,234.8%CARV FY2021: -92.7%CARV FY2022: -17.0%CARV FY2023: -151.8%CARV FY2024: -100.6%CARV FY2025: -457.7%FY18FY19FY20FY21FY22FY23FY24FY25
BKU 1,234.8%CARV -457.7%
Revenue growth
BKU FY2019: +8.0%BKU FY2020: -11.3%BKU FY2021: -63.3%BKU FY2022: +3.8%BKU FY2023: -7.1%BKU FY2024: -3.3%BKU FY2025: +7.4%CARV FY2022: +18.5%CARV FY2023: -41.8%CARV FY2024: +2.0%CARV FY2025: +1.5%FY19FY20FY21FY22FY23FY24FY25
BKU +7.4%CARV +1.5%
Free cash flow
CARV FY2018: -$6.6MCARV FY2019: -$11.6MCARV FY2020: -$1.3MCARV FY2021: $2MCARV FY2022: $7MCARV FY2023: -$10.7MCARV FY2024: -$6.9MCARV FY2025: -$12.9MFY18FY19FY20FY21FY22FY23FY24FY25
BKUCARV -$12.9M

Fiscal years as each company reports them; the two may end in different months.

Questions about BankUnited and Carver Bancorp

Which is bigger by revenue, BankUnited or Carver Bancorp?

BankUnited is bigger by revenue: $21.7M in fiscal 2025, against $3M for Carver Bancorp in fiscal 2025.

Which keeps more of its revenue as profit, BankUnited or Carver Bancorp?

BankUnited had a net margin of 1,234.8% in fiscal 2025; Carver Bancorp had -457.7% in fiscal 2025.

Which grew revenue faster, BankUnited or Carver Bancorp?

In their latest fiscal years revenue changed by +7.4% at BankUnited and +1.5% at Carver Bancorp.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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