NASDAQ · Finance

First Northern Community Bancorp (FNRN)

Operating cash flow minus capital spending left $5.2M of free cash flow in fiscal 2025. At September 30, 2026 it held $123.2M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.

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Price

$16.25

-2.58% on the day · November 10, 2026

52-week range $12.43 to $19.25

Market cap

$266.4M

P/E

12.8

on FY2025 diluted EPS

Key facts about First Northern Community Bancorp

Net worth: First Northern Community Bancorp has a market value (market cap) of $266.4M at the latest share price, and shareholders' equity of $207.9M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Cash flow: In fiscal 2025 operations brought in $6.9M of cash; after $1.7M of capital spending, free cash flow was $5.2M.
Latest report: The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
Next earnings report: First Northern Community Bancorp's next report is expected around January 29, 2027. That is an estimate from its filing rhythm, not a date the company has announced.

What First Northern Community Bancorp does

First Northern Community Bancorp is registered with the SEC under industry code SIC 6035 (Savings Institution, Federally Chartered). Its shares trade on NASDAQ under the ticker FNRN.

Revenue and profit by year

Net income

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal year	Revenue	Operating income	Net income	Diluted EPS	Free cash flow
2025	n/a	n/a	$21.1M	$1.27	$5.2M
2024	n/a	n/a	$20M	$1.19	$19.2M
2023	n/a	n/a	$21.6M	$1.29	$26.1M
2022	n/a	n/a	$15.9M	$0.95	$21.4M
2021	n/a	n/a	$14.2M	$0.83	$24.5M
2020	n/a	n/a	$12.2M	$0.70	$11.7M

Earnings: every quarter and the next report date

Full financial statements: income, balance sheet and cash flow

Next report expected around January 29, 2027.

Estimated from its filing rhythm: 52 weeks after its report of January 30, 2026. Not a date the company has announced. See the report calendar · Earnings, quarter by quarter

Dividends

It paid out $7.5M in cash dividends, 36% of its net income.

Fiscal year	Per share	Paid out	Of profit
2025	n/a	$7.5M	36%
2024	n/a	$6.4M	32%

Per share as declared (or paid, where only that is reported), adjusted for stock splits the company itself restated. Yield is the latest fiscal year's dividend over the current price.

Latest SEC filings

What First Northern Community Bancorp has filed recently, newest first. Each links to the original document on SEC EDGAR.

November 6, 2026
Quarterly report 10-Q · period to September 30, 2026Diluted EPS $0.38 versus $0.36.
October 30, 2026
Quarterly results 8-K
August 14, 2026
Passive stake changed SCHEDULE 13G/A
August 11, 2026
Passive stake changed SCHEDULE 13G/A
August 7, 2026
Quarterly report 10-Q · period to June 30, 2026Diluted EPS $0.29 versus $0.33.
July 30, 2026
Quarterly results 8-K
July 28, 2026
Passive stake (5% or more) SCHEDULE 13G
May 26, 2026
Shareholder vote results 8-K
May 7, 2026
Quarterly report 10-Q · period to March 31, 2026Diluted EPS $0.36 versus $0.22.
April 30, 2026
Quarterly results 8-K

Recent insider filings (Forms 3, 4 and 144): 10, the latest on November 5, 2026. Insider transactions on SEC

Insider trades

What the people running First Northern Community Bancorp did with its shares, from the Form 4 filings they must send the SEC within two business days.

Insiders sold $79K worth of shares in the last 90 days and bought none on the open market. Most of the selling (56%) was pre-planned under Rule 10b5-1 trading plans.

Bought (open market)

last 90 days

Sold

$79K

last 90 days

Net sold

4,500

$79K

Date	Insider	What	Shares	Price	Value	Filing
November 4, 2026	Schulze Mark CDirector	Soldpre-planned (10b5-1)	500	$17.99	$9K	Form 4
November 3, 2026	Schulze Mark CDirector	Soldpre-planned (10b5-1)	2,000	$17.50	$35K	Form 4
August 13, 2026	Martinez Richard MDirector	Sold	2,000	$17.51	$35K	Form 4
August 12, 2026	Servat Jean-LucDirector	Bought	600	$17.29	$10.4K	Form 4
August 12, 2026	Servat Jean-LucDirector	Bought	400	$17.29	$6.9K	Form 4
August 11, 2026	Schulze Mark CDirector	Sold	1,118	$17.40	$19.5K	Form 4
August 10, 2026	Schulze Mark CDirector	Sold	3,000	$16.97	$50.9K	Form 4
August 10, 2026	Schulze Mark CDirector	Sold	2,250	$17.18	$38.7K	Form 4

All insider filings on SEC.gov · Where insiders are buying across the market

Who owns FNRN

Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.

5% holders

Anyone who owns more than 5% of a class of shares must say so on Schedule 13D (if they may seek to influence the company) or 13G (a passive holder). The latest filing of each holder is shown: 13G filings of the last 2 years, 13D of the last 3.

Holder	Of class	Shares	Filed
Fourthstone LLC13G, passive with 5 related filers	7.01%	1,150,060	August 14, 2026

Latest filings below 5%: M3 Funds, LLC 1.49% (August 11, 2026); Banc Fund X L.P. 1.9% (February 17, 2026).

Largest institutional holders

Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 57 managers reported a position.

Holder	Shares	Value	Change on quarter
Fourthstone LLC	1,150,060	$20.6M	new
BlackRock, Inc.	1,051,266	$18.9M	new
Vanguard Capital Management LLC	648,370	$11.6M	new
Focus Partners Advisor Solutions, LLC	383,690	$6.9M	new
Geode Capital Management, LLC	357,419	$6.4M	new
Alliancebernstein L.P.	265,280	$4.8M	new
Northern Trust Corp	115,087	$2.1M	new
Vanguard Fiduciary Trust Co	101,735	$1.8M	new
Vanguard Portfolio Management LLC	101,243	$1.8M	new
UBS Group AG	73,152	$1.3M	new
Carbahal Olsen Financial Services Group, LLC	68,288	$1.2M	new
Northwestern Mutual Wealth Management Co	67,180	$1.2M	new
Charles Schwab Investment Management Inc	52,368	$939.5K	new
Graham Capital Wealth Management, LLC	44,459	$797.6K	new
Schonfeld Strategic Advisors LLC	43,315	$777.1K	new
Bank of New York Mellon Corp	36,447	$653.9K	new
Cetera Investment Advisers	35,836	$642.9K	new
Osaic Holdings, Inc.	35,080	$629.3K	new
Martingale Asset Management L P	30,115	$540.3K	new
LPL Financial LLC	22,674	$406.8K	new

Insiders

Reported holdings of insiders who filed a Form 4 in the last 12 months: the shares each one held after their latest reported transaction. This is not the total held by all insiders.

11 insiders reported holding 2,002,461 shares in total, about $32.5M at the last price.

Holder	Shares	As of
Schulze Mark CDirector	1,469,342	November 4, 2026
Walker Louise ADirector	202,426	February 12, 2026
Smith Jeremiah ZacharyPresident/CEO/Director, Director	154,569	May 15, 2026
Martinez Richard MDirector	72,252	August 13, 2026
Spink KevinEVP/Chief Financial Officer	45,962	May 4, 2026
Hamilton BrettEVP/Chief Credit Officer	17,993	February 18, 2026
Hayes Barbara ADirector	12,273	February 18, 2026
Servat Jean-LucDirector	9,098	August 12, 2026
Swizer DuaneEVP/Chief Information Officer	8,139	February 18, 2026
Cochran CharlesEVP/Chief Cmrcl Banking Oficer	7,500	February 18, 2026

Schedule 13D/13G filings on SEC.gov

All filings on SEC EDGAR

Questions about FNRN

What does First Northern Community Bancorp do?

First Northern Community Bancorp is a company in the Finance sector, listed on NASDAQ as FNRN. Its shares trade on NASDAQ under the ticker FNRN.

What is First Northern Community Bancorp's net worth?

First Northern Community Bancorp has a market value (market cap) of $266.4M at the latest share price, and shareholders' equity of $207.9M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.

Is First Northern Community Bancorp profitable?

Yes. Over the twelve months to September 30, 2026 it reported net income of $22.8M.

When did First Northern Community Bancorp last report?

Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026.

When is First Northern Community Bancorp's next earnings report?

First Northern Community Bancorp's next report is expected around January 29, 2027. That is an estimate from its filing rhythm, not a date the company has announced.

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Where the numbers come from

Financial figures are the values First Northern Community Bancorp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.