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Axos Financial vs First Capital: revenue, profit, margins and growth compared

Axos Financial brought in $81.3M of revenue in fiscal 2026, First Capital $7.2M in fiscal 2025. Revenue changed by +23.5% at Axos Financial and +1.6% at First Capital on the year before, so Axos Financial grew faster. Axos Financial kept 603.5% of its revenue as net profit, First Capital 228.3%. Free cash flow was $291.1M at Axos Financial and $19.9M at First Capital.

Side by side, latest fiscal year

AXFCAP
Fiscal year endedFY2026 (June 30, 2026)FY2025 (December 31, 2025)
Revenue$81.3M$7.2M
Revenue growth+23.5%+1.6%
Net income$490.4M$16.4M
Net margin603.5%228.3%
Free cash flow$291.1M$19.9M
Free cash flow margin358.3%278.0%
Earnings per share (diluted)$8.48$4.89
Cash$1.1Bn/a
Debt$342.9Mn/a
Price to earnings10.412.3
Market value$5B$201.6M
Dividend yieldn/a1.99%
Rank by revenue in sector#334 of 444 · Finance#411 of 444 · Finance

Over the years

Revenue
AX FY2019: $27.6MAX FY2020: $26.8MAX FY2021: $31.3MAX FY2022: $59.4MAX FY2023: $65.3MAX FY2024: $64.6MAX FY2025: $65.8MAX FY2026: $81.3MFCAP FY2018: $5.3MFCAP FY2019: $5.5MFCAP FY2020: $5.8MFCAP FY2021: $6.4MFCAP FY2022: $7.1MFCAP FY2023: $7MFCAP FY2024: $7.1MFCAP FY2025: $7.2MFY18FY19FY20FY21FY22FY23FY24FY25FY26
AX $81.3MFCAP $7.2M
Net income
AX FY2019: $155.1MAX FY2020: $183.4MAX FY2021: $215.7MAX FY2022: $240.7MAX FY2023: $307.2MAX FY2024: $450MAX FY2025: $432.9MAX FY2026: $490.4MFCAP FY2018: $9.3MFCAP FY2019: $10.3MFCAP FY2020: $10.1MFCAP FY2021: $11.4MFCAP FY2022: $11.9MFCAP FY2023: $12.8MFCAP FY2024: $11.9MFCAP FY2025: $16.4MFY18FY19FY20FY21FY22FY23FY24FY25FY26
AX $490.4MFCAP $16.4M
Net margin
AX FY2019: 561.5%AX FY2020: 684.0%AX FY2021: 688.4%AX FY2022: 405.0%AX FY2023: 470.7%AX FY2024: 696.2%AX FY2025: 658.0%AX FY2026: 603.5%FCAP FY2018: 176.1%FCAP FY2019: 186.8%FCAP FY2020: 175.9%FCAP FY2021: 177.2%FCAP FY2022: 166.6%FCAP FY2023: 182.5%FCAP FY2024: 169.1%FCAP FY2025: 228.3%FY18FY19FY20FY21FY22FY23FY24FY25FY26
AX 603.5%FCAP 228.3%
Revenue growth
AX FY2020: -2.9%AX FY2021: +16.8%AX FY2022: +89.7%AX FY2023: +9.8%AX FY2024: -1.0%AX FY2025: +1.8%AX FY2026: +23.5%FCAP FY2019: +5.2%FCAP FY2020: +4.2%FCAP FY2021: +11.9%FCAP FY2022: +10.8%FCAP FY2023: -1.9%FCAP FY2024: +0.7%FCAP FY2025: +1.6%FY19FY20FY21FY22FY23FY24FY25FY26
AX +23.5%FCAP +1.6%
Free cash flow
AX FY2019: $184.3MAX FY2020: $271.8MAX FY2021: $402.1MAX FY2022: $195.1MAX FY2023: $166.5MAX FY2024: $269.5MAX FY2025: $436.1MAX FY2026: $291.1MFCAP FY2018: $12.9MFCAP FY2019: $11.1MFCAP FY2020: $11.5MFCAP FY2021: $21.3MFCAP FY2022: $16.1MFCAP FY2023: $13.5MFCAP FY2024: $21.6MFCAP FY2025: $19.9MFY18FY19FY20FY21FY22FY23FY24FY25FY26
AX $291.1MFCAP $19.9M

Fiscal years as each company reports them; the two may end in different months.

Questions about Axos Financial and First Capital

Which is bigger by revenue, Axos Financial or First Capital?

Axos Financial is bigger by revenue: $81.3M in fiscal 2026, against $7.2M for First Capital in fiscal 2025.

Which keeps more of its revenue as profit, Axos Financial or First Capital?

Axos Financial had a net margin of 603.5% in fiscal 2026; First Capital had 228.3% in fiscal 2025.

Which grew revenue faster, Axos Financial or First Capital?

In their latest fiscal years revenue changed by +23.5% at Axos Financial and +1.6% at First Capital.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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