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Axos Financial vs Provident Financial Services: revenue, profit, margins and growth compared

Axos Financial brought in $81.3M of revenue in fiscal 2026, Provident Financial Services $73.1M in fiscal 2025. Revenue changed by +23.5% at Axos Financial and +7.1% at Provident Financial Services on the year before, so Axos Financial grew faster. Axos Financial kept 603.5% of its revenue as net profit, Provident Financial Services 398.3%. Free cash flow was $291.1M at Axos Financial and $430.7M at Provident Financial Services.

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Side by side, latest fiscal year

AXPFS
Fiscal year endedFY2026 (June 30, 2026)FY2025 (December 31, 2025)
Revenue$81.3M$73.1M
Revenue growth+23.5%+7.1%
Net income$490.4M$291.2M
Net margin603.5%398.3%
Free cash flow$291.1M$430.7M
Free cash flow margin358.3%589.2%
Earnings per share (diluted)$8.48$2.23
Cash$1.1B$209.1M
Debt$342.9Mn/a
Price to earnings10.410.2
Market value$5B$3B
Dividend yieldn/a4.20%
Rank by revenue in sector#334 of 444 · Finance#341 of 444 · Finance

Over the years

Revenue
AX FY2019: $27.6MAX FY2020: $26.8MAX FY2021: $31.3MAX FY2022: $59.4MAX FY2023: $65.3MAX FY2024: $64.6MAX FY2025: $65.8MAX FY2026: $81.3MPFS FY2018: $37.3MPFS FY2019: $41.4MPFS FY2020: $45.5MPFS FY2021: $57.6MPFS FY2022: $55MPFS FY2023: $57.5MPFS FY2024: $68.3MPFS FY2025: $73.1MFY18FY19FY20FY21FY22FY23FY24FY25FY26
AX $81.3MPFS $73.1M
Net income
AX FY2019: $155.1MAX FY2020: $183.4MAX FY2021: $215.7MAX FY2022: $240.7MAX FY2023: $307.2MAX FY2024: $450MAX FY2025: $432.9MAX FY2026: $490.4MPFS FY2018: $118.4MPFS FY2019: $112.6MPFS FY2020: $97MPFS FY2021: $167.9MPFS FY2022: $175.6MPFS FY2023: $128.4MPFS FY2024: $115.5MPFS FY2025: $291.2MFY18FY19FY20FY21FY22FY23FY24FY25FY26
AX $490.4MPFS $291.2M
Net margin
AX FY2019: 561.5%AX FY2020: 684.0%AX FY2021: 688.4%AX FY2022: 405.0%AX FY2023: 470.7%AX FY2024: 696.2%AX FY2025: 658.0%AX FY2026: 603.5%PFS FY2018: 317.5%PFS FY2019: 272.4%PFS FY2020: 212.9%PFS FY2021: 291.7%PFS FY2022: 319.4%PFS FY2023: 223.2%PFS FY2024: 169.2%PFS FY2025: 398.3%FY18FY19FY20FY21FY22FY23FY24FY25FY26
AX 603.5%PFS 398.3%
Revenue growth
AX FY2020: -2.9%AX FY2021: +16.8%AX FY2022: +89.7%AX FY2023: +9.8%AX FY2024: -1.0%AX FY2025: +1.8%AX FY2026: +23.5%PFS FY2019: +10.9%PFS FY2020: +10.1%PFS FY2021: +26.4%PFS FY2022: -4.5%PFS FY2023: +4.6%PFS FY2024: +18.7%PFS FY2025: +7.1%FY19FY20FY21FY22FY23FY24FY25FY26
AX +23.5%PFS +7.1%
Free cash flow
AX FY2019: $184.3MAX FY2020: $271.8MAX FY2021: $402.1MAX FY2022: $195.1MAX FY2023: $166.5MAX FY2024: $269.5MAX FY2025: $436.1MAX FY2026: $291.1MPFS FY2018: $152.6MPFS FY2019: $132MPFS FY2020: $90.5MPFS FY2021: $143MPFS FY2022: $190.9MPFS FY2023: $165.9MPFS FY2024: $425.1MPFS FY2025: $430.7MFY18FY19FY20FY21FY22FY23FY24FY25FY26
AX $291.1MPFS $430.7M

Fiscal years as each company reports them; the two may end in different months.

Questions about Axos Financial and Provident Financial Services

Which is bigger by revenue, Axos Financial or Provident Financial Services?

Axos Financial is bigger by revenue: $81.3M in fiscal 2026, against $73.1M for Provident Financial Services in fiscal 2025.

Which keeps more of its revenue as profit, Axos Financial or Provident Financial Services?

Axos Financial had a net margin of 603.5% in fiscal 2026; Provident Financial Services had 398.3% in fiscal 2025.

Which grew revenue faster, Axos Financial or Provident Financial Services?

In their latest fiscal years revenue changed by +23.5% at Axos Financial and +7.1% at Provident Financial Services.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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