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Eastern Bankshares vs Provident Financial Services: revenue, profit, margins and growth compared

Eastern Bankshares brought in $134.1M of revenue in fiscal 2025, Provident Financial Services $73.1M in fiscal 2025. Revenue changed by +19.1% at Eastern Bankshares and +7.1% at Provident Financial Services on the year before, so Eastern Bankshares grew faster. Eastern Bankshares kept 65.8% of its revenue as net profit, Provident Financial Services 398.3%.

Side by side, latest fiscal year

EBCPFS
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$134.1M$73.1M
Revenue growth+19.1%+7.1%
Net income$88.2M$291.2M
Net margin65.8%398.3%
Free cash flown/a$430.7M
Free cash flow marginn/a589.2%
Earnings per share (diluted)$0.43$2.23
Cash$316.9M$209.1M
Debtn/an/a
Price to earnings49.810.2
Market value$4.9B$3B
Dividend yield2.38%4.20%
Rank by revenue in sector#315 of 444 · Finance#341 of 444 · Finance

Over the years

Revenue
EBC FY2018: $164.1MEBC FY2020: $156.2MEBC FY2020: $154.7MEBC FY2021: $69.4MEBC FY2022: $77.3MEBC FY2023: $76.9MEBC FY2024: $112.6MEBC FY2025: $134.1MPFS FY2018: $37.3MPFS FY2019: $41.4MPFS FY2020: $45.5MPFS FY2021: $57.6MPFS FY2022: $55MPFS FY2023: $57.5MPFS FY2024: $68.3MPFS FY2025: $73.1MFY18FY19FY20FY21FY22FY23FY24FY25
EBC $134.1MPFS $73.1M
Net income
EBC FY2018: $122.7MEBC FY2020: $135.1MEBC FY2020: $22.7MEBC FY2021: $154.7MEBC FY2022: $199.8MEBC FY2023: $232.2MEBC FY2024: $119.6MEBC FY2025: $88.2MPFS FY2018: $118.4MPFS FY2019: $112.6MPFS FY2020: $97MPFS FY2021: $167.9MPFS FY2022: $175.6MPFS FY2023: $128.4MPFS FY2024: $115.5MPFS FY2025: $291.2MFY18FY19FY20FY21FY22FY23FY24FY25
EBC $88.2MPFS $291.2M
Net margin
EBC FY2018: 74.8%EBC FY2020: 86.5%EBC FY2020: 14.7%EBC FY2021: 222.8%EBC FY2022: 258.4%EBC FY2023: 302.1%EBC FY2024: 106.2%EBC FY2025: 65.8%PFS FY2018: 317.5%PFS FY2019: 272.4%PFS FY2020: 212.9%PFS FY2021: 291.7%PFS FY2022: 319.4%PFS FY2023: 223.2%PFS FY2024: 169.2%PFS FY2025: 398.3%FY18FY19FY20FY21FY22FY23FY24FY25
EBC 65.8%PFS 398.3%
Revenue growth
EBC FY2020: -4.8%EBC FY2020: -0.9%EBC FY2021: -55.1%EBC FY2022: +11.3%EBC FY2023: -0.6%EBC FY2024: +46.5%EBC FY2025: +19.1%PFS FY2019: +10.9%PFS FY2020: +10.1%PFS FY2021: +26.4%PFS FY2022: -4.5%PFS FY2023: +4.6%PFS FY2024: +18.7%PFS FY2025: +7.1%FY19FY20FY21FY22FY23FY24FY25
EBC +19.1%PFS +7.1%
Free cash flow
PFS FY2018: $152.6MPFS FY2019: $132MPFS FY2020: $90.5MPFS FY2021: $143MPFS FY2022: $190.9MPFS FY2023: $165.9MPFS FY2024: $425.1MPFS FY2025: $430.7MFY18FY19FY20FY21FY22FY23FY24FY25
EBCPFS $430.7M

Fiscal years as each company reports them; the two may end in different months.

Questions about Eastern Bankshares and Provident Financial Services

Which is bigger by revenue, Eastern Bankshares or Provident Financial Services?

Eastern Bankshares is bigger by revenue: $134.1M in fiscal 2025, against $73.1M for Provident Financial Services in fiscal 2025.

Which keeps more of its revenue as profit, Eastern Bankshares or Provident Financial Services?

Eastern Bankshares had a net margin of 65.8% in fiscal 2025; Provident Financial Services had 398.3% in fiscal 2025.

Which grew revenue faster, Eastern Bankshares or Provident Financial Services?

In their latest fiscal years revenue changed by +19.1% at Eastern Bankshares and +7.1% at Provident Financial Services.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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