Axos Financial, Inc. (AX)
Operating cash flow minus capital spending left $291.1M of free cash flow in fiscal 2026. At September 30, 2026 it held $1.6B in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on October 29, 2026.
Key facts about Axos Financial, Inc.
- Net worth
- Axos Financial, Inc. has a market value (market cap) of $5.3B at the latest share price, and shareholders' equity of $3.3B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2026 operations brought in $557.6M of cash; after $266.4M of capital spending, free cash flow was $291.1M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on October 29, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Axos Financial, Inc.'s next report is expected around January 28, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What Axos Financial, Inc. does
Axos Financial, Inc. is registered with the SEC under industry code SIC 6035 (Savings Institution, Federally Chartered). Its shares trade on NYSE under the ticker AX.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2026 | $81.3M | $490.4M | $8.48 | $291.1M |
| 2025 | $65.8M | $432.9M | $7.43 | $436.1M |
| 2024 | $64.6M | $450M | $7.66 | $269.5M |
| 2023 | $65.3M | $307.2M | $5.07 | $166.5M |
| 2022 | $59.4M | $240.7M | $3.97 | $195.1M |
| 2021 | $31.3M | $215.7M | $3.56 | $402.1M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where AX ranks in Finance
Latest SEC filings
What Axos Financial, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 5, 2026Passive stake changed SCHEDULE 13G/A
- November 3, 2026
- October 29, 2026
- October 29, 2026
- September 24, 2026
- September 24, 2026Additional proxy material DEFA14A
- September 24, 2026Proxy statement DEF 14A
- September 21, 2026Acquisition or sale completed8-KAxos Bank completed the acquisition of approximately $1.9 billion of IRA deposits from Capital One.
- August 20, 2026Annual report 10-K · period to June 30, 2026Revenue rose 24% to $81.3M versus the prior year; diluted EPS $8.48 versus $7.43.
- August 7, 2026Passive stake (5% or more) SCHEDULE 13G
What is AX worth? A DCF from its reported cash flow
Insider trades
What the people running Axos Financial, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 18 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| September 15, 2026 | Matsumoto Raymond DEVP, Chief Operating Officer | Exercised options | 4,946 | $458.4K |
| September 15, 2026 | Matsumoto Raymond DEVP, Chief Operating Officer | Other change | 2,668 | $247.3K |
| September 15, 2026 | Walsh DerrickEVP, Chief Financial Officer | Exercised options | 4,127 | $382.5K |
| September 15, 2026 | Walsh DerrickEVP, Chief Financial Officer | Other change | 2,222 | $205.9K |
| September 15, 2026 | Tolla John CharlesEVP, Chief Risk Officer | Exercised options | 3,502 | $324.6K |
| September 15, 2026 | Tolla John CharlesEVP, Chief Risk Officer | Other change | 1,885 | $174.7K |
| September 15, 2026 | Swanson Brian DPresident, Consumer Bank | Exercised options | 3,381 | $313.4K |
| September 15, 2026 | Swanson Brian DPresident, Consumer Bank | Other change | 1,822 | $168.9K |
Who owns AX
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Portfolio Management13G, passive | 5.5% | April 28, 2026 |
| Fmr LLC13G, passive with 1 related filers | 5.2% | August 6, 2026 |
| Vanguard Capital Management13G, passive | 5.09% | April 29, 2026 |
Largest institutional holders
Insiders
21 insiders reported holding 2,264,957 shares in total, about $212.7M at the last price.
| Holder | Shares |
|---|---|
| Garrabrants GregoryPresident and CEO, Director | 1,509,266 |
| Bar-Adon EshelEVP, Strategic Partnerships an | 131,051 |
| Grinberg PaulDirector | 119,728 |
| Argalas James SDirector | 71,240 |
| Nick MosichDirector | 64,849 |
| Swanson Brian DPresident, Consumer Bank | 59,582 |
| Ratinoff Edward JamesDirector | 46,209 |
| Matsumoto Raymond DEVP, Chief Operating Officer | 43,911 |
| Walsh DerrickEVP, Chief Financial Officer | 42,058 |
| Court James JohnDirector | 32,169 |
Questions about AX
What does Axos Financial, Inc. do?
Axos Financial, Inc. is a company in the Finance sector, listed on NYSE as AX. Its shares trade on NYSE under the ticker AX.
What is Axos Financial, Inc.'s net worth?
Axos Financial, Inc. has a market value (market cap) of $5.3B at the latest share price, and shareholders' equity of $3.3B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Axos Financial, Inc. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $507.7M.
When did Axos Financial, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on October 29, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the planned insider sale from November 9, 2026.
When is Axos Financial, Inc.'s next earnings report?
Axos Financial, Inc.'s next report is expected around January 28, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Axos Financial, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.