Capitol Federal Financial, Inc. (CFFN)
Operating cash flow minus capital spending left $49.8M of free cash flow in fiscal 2025. At June 30, 2026 it held $136.1M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 7, 2026.
Key facts about Capitol Federal Financial, Inc.
- Net worth
- Capitol Federal Financial, Inc. has a market value (market cap) of $1.1B at the latest share price, and shareholders' equity of $1B on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $55M of cash; after $5.2M of capital spending, free cash flow was $49.8M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on August 7, 2026 and covers the period to June 30, 2026. Open on SEC EDGAR
- Next earnings report
- Capitol Federal Financial, Inc.'s next report is expected around January 27, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Capitol Federal Financial, Inc. declared dividends of $0.34 per share in fiscal 2025, a yield of 3.94% at the current price.
What Capitol Federal Financial, Inc. does
Capitol Federal Financial, Inc. is registered with the SEC under industry code SIC 6035 (Savings Institution, Federally Chartered). Its shares trade on NASDAQ under the ticker CFFN.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $16.3M | $68M | $0.52 | $49.8M |
| 2024 | $15.3M | $38M | $0.29 | $24M |
| 2023 | $17.6M | -$101.7M | -$0.76 | $41.3M |
| 2022 | $18.1M | $84.5M | $0.62 | $91.7M |
| 2021 | $16.5M | $76.1M | $0.56 | $65.1M |
| 2020 | $14.8M | $64.5M | $0.47 | $78.2M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where CFFN ranks in Finance
Dividends
Capitol Federal Financial, Inc. declared $0.34 per share in fiscal 2025. At the current price that is a yield of 3.94%. It paid out $44.3M in cash dividends, 65% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.34 | $44.3M | 65% |
| 2024 | $0.34 | $44.5M | 117% |
| 2023 | $0.62 | $83.2M | n/a |
| 2022 | $0.76 | $103.1M | 122% |
| 2021 | $0.87 | $117.9M | 155% |
| 2020 | $0.68 | $93.9M | 145% |
Latest SEC filings
What Capitol Federal Financial, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- October 28, 2026
- October 16, 2026Other event 8-K
- September 24, 2026Executive or director change8-KCapitol Federal Financial appointed William Skrobacz Jr. as President, effective October 1, 2026.
- September 22, 2026Executive or director change8-KTara Van Houweling will step down as Reporting Director and Principal Accounting Officer of Capitol Federal Financial, Inc. effective October 9, 2026.
- August 7, 2026
- August 7, 2026Passive stake (5% or more) SCHEDULE 13G
- July 29, 2026
- May 8, 2026
- May 5, 2026Activist stake (5% or more) SCHEDULE 13D
- April 29, 2026Passive stake (5% or more) SCHEDULE 13G
What is CFFN worth? A DCF from its reported cash flow
Insider trades
What the people running Capitol Federal Financial, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 1 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| September 23, 2026 | Skrobacz William Joseph JrExecutive Vice President | Received as pay | 22,500 | - |
| December 31, 2025 | Dicus John BChairman, President and CEO, Director | Exercised options | 17,341 | $150K |
| December 31, 2025 | Dicus John BChairman, President and CEO, Director | Other change | 17,341 | $118.1K |
| December 31, 2025 | Townsend Kent GExecutive Vice President | Exercised options | 12,439 | $107.6K |
| December 31, 2025 | Townsend Kent GExecutive Vice President | Other change | 12,439 | $84.7K |
| December 31, 2025 | Van Houweling TaraPrincipal Accounting Officer | Exercised options | 2,825 | $24.4K |
| December 31, 2025 | Van Houweling TaraPrincipal Accounting Officer | Other change | 2,825 | $19.2K |
| December 31, 2025 | Jackson Rick CExecutive Vice President | Exercised options | 9,147 | $79.1K |
Who owns CFFN
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Portfolio Management13G, passive | 5.21% | April 29, 2026 |
| Dimensional Fund Advisors LP13G, passive | 5.2% | April 9, 2026 |
| HoldCo Opportunities Fund V, L.P.13D, may seek influence with 5 related filers | 5.1% | May 5, 2026 |
| T. Rowe Price Investment Management, Inc.13G, passive | 5% | May 14, 2025 |
Largest institutional holders
Insiders
7 insiders reported holding 1,975,905 shares in total, about $17.1M at the last price.
| Holder | Shares |
|---|---|
| Dicus John BChairman, President and CEO, Director | 1,333,352 |
| Jackson Rick CExecutive Vice President | 216,428 |
| Townsend Kent GExecutive Vice President | 200,908 |
| Haag Natalie G.Executive Vice President | 89,256 |
| Skrobacz William Joseph JrExecutive Vice President | 58,989 |
| Barry Anthony S.Executive Vice President | 58,407 |
| Van Houweling TaraPrincipal Accounting Officer | 18,565 |
Questions about CFFN
What does Capitol Federal Financial, Inc. do?
Capitol Federal Financial, Inc. is a company in the Finance sector, listed on NASDAQ as CFFN. Its shares trade on NASDAQ under the ticker CFFN.
What is Capitol Federal Financial, Inc.'s net worth?
Capitol Federal Financial, Inc. has a market value (market cap) of $1.1B at the latest share price, and shareholders' equity of $1B on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Capitol Federal Financial, Inc. profitable?
Yes. Over the twelve months to June 30, 2026 it reported net income of $82.8M.
When did Capitol Federal Financial, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on August 7, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the quarterly results from October 28, 2026.
When is Capitol Federal Financial, Inc.'s next earnings report?
Capitol Federal Financial, Inc.'s next report is expected around January 27, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Capitol Federal Financial, Inc. pay a dividend?
Yes. Capitol Federal Financial, Inc. declared dividends of $0.34 per share in fiscal 2025, a yield of 3.94% at the current price.
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Where the numbers come from
Financial figures are the values Capitol Federal Financial, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.