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Farmers & Merchants Bancorp Inc (FMAO)

Operating cash flow minus capital spending left $35M of free cash flow in fiscal 2025. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on July 29, 2026.

What Farmers & Merchants Bancorp Inc does

Farmers & Merchants Bancorp Inc is registered with the SEC under industry code SIC 6035 (Savings Institution, Federally Chartered). Its shares trade on NASDAQ under the ticker FMAO.

Revenue and profit by year

Net income
FY18: $14.9M $14.9M FY18FY19: $18.4M $18.4M FY19FY20: $20.1M $20.1M FY20FY21: $23.5M $23.5M FY21FY22: $32.5M $32.5M FY22FY23: $22.8M $22.8M FY23FY24: $25.9M $25.9M FY24FY25: $33.3M $33.3M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025n/an/a$33.3M$2.43$35M
2024n/an/a$25.9M$1.90$30.6M
2023n/an/a$22.8M$1.67$11.2M
2022n/an/a$32.5M$2.46$38.1M
2021n/an/a$23.5M$2.01$32.8M
2020n/an/a$20.1M$1.80$24.2M

Latest SEC filings

What Farmers & Merchants Bancorp Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. July 29, 2026
    Quarterly report 10-Q · period to June 30, 2026
  2. July 27, 2026
  3. July 7, 2026
  4. April 29, 2026
    Quarterly report 10-Q · period to March 31, 2026
  5. April 22, 2026
  6. April 21, 2026
  7. March 24, 2026
  8. March 24, 2026
  9. February 27, 2026
    Annual report 10-K · period to December 31, 2025
  10. February 12, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on September 25, 2026. Insider transactions on SEC

All filings on SEC EDGAR

Questions about FMAO

What does Farmers & Merchants Bancorp Inc do?

Farmers & Merchants Bancorp Inc is registered with the SEC under industry code SIC 6035 (Savings Institution, Federally Chartered). Its shares trade on NASDAQ under the ticker FMAO.

Is Farmers & Merchants Bancorp Inc profitable?

Yes. Over the twelve months to June 30, 2026 it reported net income of $40M.

When did Farmers & Merchants Bancorp Inc last report?

Its most recent periodic report is the quarterly report (10-Q) filed on July 29, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the insider trade from September 25, 2026.

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Where the numbers come from

Financial figures are the values Farmers & Merchants Bancorp Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.