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First Capital vs Northrim Bancorp: revenue, profit, margins and growth compared

First Capital brought in $7.2M of revenue in fiscal 2025, Northrim Bancorp $255.6M in fiscal 2025. Revenue changed by +1.6% at First Capital and +30.4% at Northrim Bancorp on the year before, so Northrim Bancorp grew faster. First Capital kept 228.3% of its revenue as net profit, Northrim Bancorp 25.3%. Free cash flow was $19.9M at First Capital and $133.9M at Northrim Bancorp.

Side by side, latest fiscal year

FCAPNRIM
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$7.2M$255.6M
Revenue growth+1.6%+30.4%
Net income$16.4M$64.6M
Net margin228.3%25.3%
Free cash flow$19.9M$133.9M
Free cash flow margin278.0%52.4%
Earnings per share (diluted)$4.89$2.87
Cashn/a$145.9M
Debtn/a$81.7M
Price to earnings12.38.7
Market value$201.6M$555.7M
Dividend yield1.99%2.56%
Rank by revenue in sector#411 of 444 · Finance#286 of 444 · Finance

Over the years

Revenue
FCAP FY2018: $5.3MFCAP FY2019: $5.5MFCAP FY2020: $5.8MFCAP FY2021: $6.4MFCAP FY2022: $7.1MFCAP FY2023: $7MFCAP FY2024: $7.1MFCAP FY2025: $7.2MNRIM FY2018: $5.9MNRIM FY2022: $134.4MNRIM FY2023: $158.3MNRIM FY2024: $196MNRIM FY2025: $255.6MFY18FY19FY20FY21FY22FY23FY24FY25
FCAP $7.2MNRIM $255.6M
Net income
FCAP FY2018: $9.3MFCAP FY2019: $10.3MFCAP FY2020: $10.1MFCAP FY2021: $11.4MFCAP FY2022: $11.9MFCAP FY2023: $12.8MFCAP FY2024: $11.9MFCAP FY2025: $16.4MNRIM FY2018: $20MNRIM FY2019: $20.7MNRIM FY2020: $32.9MNRIM FY2021: $37.5MNRIM FY2022: $30.7MNRIM FY2023: $25.4MNRIM FY2024: $37MNRIM FY2025: $64.6MFY18FY19FY20FY21FY22FY23FY24FY25
FCAP $16.4MNRIM $64.6M
Net margin
FCAP FY2018: 176.1%FCAP FY2019: 186.8%FCAP FY2020: 175.9%FCAP FY2021: 177.2%FCAP FY2022: 166.6%FCAP FY2023: 182.5%FCAP FY2024: 169.1%FCAP FY2025: 228.3%NRIM FY2018: 338.4%NRIM FY2022: 22.9%NRIM FY2023: 16.0%NRIM FY2024: 18.9%NRIM FY2025: 25.3%FY18FY19FY20FY21FY22FY23FY24FY25
FCAP 228.3%NRIM 25.3%
Revenue growth
FCAP FY2019: +5.2%FCAP FY2020: +4.2%FCAP FY2021: +11.9%FCAP FY2022: +10.8%FCAP FY2023: -1.9%FCAP FY2024: +0.7%FCAP FY2025: +1.6%NRIM FY2023: +17.8%NRIM FY2024: +23.8%NRIM FY2025: +30.4%FY19FY20FY21FY22FY23FY24FY25
FCAP +1.6%NRIM +30.4%
Free cash flow
FCAP FY2018: $12.9MFCAP FY2019: $11.1MFCAP FY2020: $11.5MFCAP FY2021: $21.3MFCAP FY2022: $16.1MFCAP FY2023: $13.5MFCAP FY2024: $21.6MFCAP FY2025: $19.9MNRIM FY2018: $21.6MNRIM FY2019: -$3.1MNRIM FY2020: -$39.3MNRIM FY2021: $109.7MNRIM FY2022: $74.3MNRIM FY2023: $32.6MNRIM FY2024: -$9.3MNRIM FY2025: $133.9MFY18FY19FY20FY21FY22FY23FY24FY25
FCAP $19.9MNRIM $133.9M

Fiscal years as each company reports them; the two may end in different months.

Questions about First Capital and Northrim Bancorp

Which is bigger by revenue, First Capital or Northrim Bancorp?

Northrim Bancorp is bigger by revenue: $255.6M in fiscal 2025, against $7.2M for First Capital in fiscal 2025.

Which keeps more of its revenue as profit, First Capital or Northrim Bancorp?

First Capital had a net margin of 228.3% in fiscal 2025; Northrim Bancorp had 25.3% in fiscal 2025.

Which grew revenue faster, First Capital or Northrim Bancorp?

In their latest fiscal years revenue changed by +1.6% at First Capital and +30.4% at Northrim Bancorp.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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