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Capital One Financial vs First Horizon: revenue, profit, margins and growth compared

Capital One Financial brought in $53.4B of revenue in fiscal 2025, First Horizon $3.4B in fiscal 2025. Revenue changed by +36.6% at Capital One Financial and +7.2% at First Horizon on the year before, so Capital One Financial grew faster. Capital One Financial kept 4.6% of its revenue as net profit, First Horizon 28.7%. Free cash flow was $26.1B at Capital One Financial and $595M at First Horizon.

Side by side, latest fiscal year

COFFHN
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$53.4B$3.4B
Revenue growth+36.6%+7.2%
Net income$2.5B$982M
Net margin4.6%28.7%
Free cash flow$26.1B$595M
Free cash flow margin48.9%17.4%
Earnings per share (diluted)$4.03$1.87
Cash$62.1B$1.6B
Debt$51Bn/a
Price to earnings49.712.6
Market value$122.8B$11.1B
Dividend yieldn/a2.56%
Rank by revenue in sector#14 of 444 · Finance#114 of 444 · Finance

Over the years

Revenue
COF FY2018: $28.1BCOF FY2019: $28.6BCOF FY2020: $28.5BCOF FY2021: $30.4BCOF FY2022: $34.3BCOF FY2023: $36.8BCOF FY2024: $39.1BCOF FY2025: $53.4BFHN FY2018: $1.9BFHN FY2019: $1.8BFHN FY2022: $3.2BFHN FY2023: $3.5BFHN FY2024: $3.2BFHN FY2025: $3.4BFY18FY19FY20FY21FY22FY23FY24FY25
COF $53.4BFHN $3.4B
Net income
COF FY2018: $6BCOF FY2019: $5.5BCOF FY2020: $2.7BCOF FY2021: $12.4BCOF FY2022: $7.4BCOF FY2023: $4.9BCOF FY2024: $4.8BCOF FY2025: $2.5BFHN FY2018: $545MFHN FY2019: $441MFHN FY2020: $845MFHN FY2021: $999MFHN FY2022: $900MFHN FY2023: $897MFHN FY2024: $775MFHN FY2025: $982MFY18FY19FY20FY21FY22FY23FY24FY25
COF $2.5BFHN $982M
Net margin
COF FY2018: 21.4%COF FY2019: 19.4%COF FY2020: 9.5%COF FY2021: 40.7%COF FY2022: 21.5%COF FY2023: 13.3%COF FY2024: 12.1%COF FY2025: 4.6%FHN FY2018: 28.1%FHN FY2019: 24.3%FHN FY2022: 28.1%FHN FY2023: 25.9%FHN FY2024: 24.3%FHN FY2025: 28.7%FY18FY19FY20FY21FY22FY23FY24FY25
COF 4.6%FHN 28.7%
Revenue growth
COF FY2019: +1.8%COF FY2020: -0.2%COF FY2021: +6.7%COF FY2022: +12.5%COF FY2023: +7.4%COF FY2024: +6.3%COF FY2025: +36.6%FHN FY2019: -6.1%FHN FY2023: +8.1%FHN FY2024: -8.0%FHN FY2025: +7.2%FY19FY20FY21FY22FY23FY24FY25
COF +36.6%FHN +7.2%
Free cash flow
COF FY2018: $12.1BCOF FY2019: $15.8BCOF FY2020: $16BCOF FY2021: $11.6BCOF FY2022: $12.9BCOF FY2023: $19.6BCOF FY2024: $17BCOF FY2025: $26.1BFHN FY2018: $196MFHN FY2019: $781MFHN FY2020: -$207MFHN FY2021: $688MFHN FY2022: $2.3BFHN FY2023: $1.3BFHN FY2024: $1.2BFHN FY2025: $595MFY18FY19FY20FY21FY22FY23FY24FY25
COF $26.1BFHN $595M

Fiscal years as each company reports them; the two may end in different months.

Questions about Capital One Financial and First Horizon

Which is bigger by revenue, Capital One Financial or First Horizon?

Capital One Financial is bigger by revenue: $53.4B in fiscal 2025, against $3.4B for First Horizon in fiscal 2025.

Which keeps more of its revenue as profit, Capital One Financial or First Horizon?

Capital One Financial had a net margin of 4.6% in fiscal 2025; First Horizon had 28.7% in fiscal 2025.

Which grew revenue faster, Capital One Financial or First Horizon?

In their latest fiscal years revenue changed by +36.6% at Capital One Financial and +7.2% at First Horizon.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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