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Capital One Financial vs Pnc Financial Services: revenue, profit, margins and growth compared

Capital One Financial brought in $53.4B of revenue in fiscal 2025, Pnc Financial Services $23.1B in fiscal 2025. Revenue changed by +36.6% at Capital One Financial and +7.2% at Pnc Financial Services on the year before, so Capital One Financial grew faster. Capital One Financial kept 4.6% of its revenue as net profit, Pnc Financial Services 28.5%.

Side by side, latest fiscal year

COFPNC
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$53.4B$23.1B
Revenue growth+36.6%+7.2%
Net income$2.5B$6.6B
Net margin4.6%28.5%
Free cash flow$26.1Bn/a
Free cash flow margin48.9%n/a
Earnings per share (diluted)$4.03$16.59
Cash$62.1B$39.7B
Debt$51B$57.1B
Price to earnings49.713.6
Market value$122.8B$90B
Dividend yieldn/a2.93%
Rank by revenue in sector#14 of 444 · Finance#28 of 444 · Finance

Over the years

Revenue
COF FY2018: $28.1BCOF FY2019: $28.6BCOF FY2020: $28.5BCOF FY2021: $30.4BCOF FY2022: $34.3BCOF FY2023: $36.8BCOF FY2024: $39.1BCOF FY2025: $53.4BPNC FY2018: $16.2BPNC FY2019: $16.8BPNC FY2020: $16.9BPNC FY2021: $19.2BPNC FY2022: $21.1BPNC FY2023: $21.5BPNC FY2024: $21.6BPNC FY2025: $23.1BFY18FY19FY20FY21FY22FY23FY24FY25
COF $53.4BPNC $23.1B
Net income
COF FY2018: $6BCOF FY2019: $5.5BCOF FY2020: $2.7BCOF FY2021: $12.4BCOF FY2022: $7.4BCOF FY2023: $4.9BCOF FY2024: $4.8BCOF FY2025: $2.5BPNC FY2018: $4.3BPNC FY2019: $4.3BPNC FY2020: $2.7BPNC FY2021: $5.4BPNC FY2022: $5.7BPNC FY2023: $5.1BPNC FY2024: $5.5BPNC FY2025: $6.6BFY18FY19FY20FY21FY22FY23FY24FY25
COF $2.5BPNC $6.6B
Net margin
COF FY2018: 21.4%COF FY2019: 19.4%COF FY2020: 9.5%COF FY2021: 40.7%COF FY2022: 21.5%COF FY2023: 13.3%COF FY2024: 12.1%COF FY2025: 4.6%PNC FY2018: 26.3%PNC FY2019: 25.4%PNC FY2020: 16.1%PNC FY2021: 28.2%PNC FY2022: 27.0%PNC FY2023: 23.9%PNC FY2024: 25.5%PNC FY2025: 28.5%FY18FY19FY20FY21FY22FY23FY24FY25
COF 4.6%PNC 28.5%
Revenue growth
COF FY2019: +1.8%COF FY2020: -0.2%COF FY2021: +6.7%COF FY2022: +12.5%COF FY2023: +7.4%COF FY2024: +6.3%COF FY2025: +36.6%PNC FY2019: +4.0%PNC FY2020: +0.4%PNC FY2021: +13.7%PNC FY2022: +9.9%PNC FY2023: +1.8%PNC FY2024: +0.3%PNC FY2025: +7.2%FY19FY20FY21FY22FY23FY24FY25
COF +36.6%PNC +7.2%
Free cash flow
COF FY2018: $12.1BCOF FY2019: $15.8BCOF FY2020: $16BCOF FY2021: $11.6BCOF FY2022: $12.9BCOF FY2023: $19.6BCOF FY2024: $17BCOF FY2025: $26.1BFY18FY19FY20FY21FY22FY23FY24FY25
COF $26.1BPNC

Fiscal years as each company reports them; the two may end in different months.

Questions about Capital One Financial and Pnc Financial Services

Which is bigger by revenue, Capital One Financial or Pnc Financial Services?

Capital One Financial is bigger by revenue: $53.4B in fiscal 2025, against $23.1B for Pnc Financial Services in fiscal 2025.

Which keeps more of its revenue as profit, Capital One Financial or Pnc Financial Services?

Capital One Financial had a net margin of 4.6% in fiscal 2025; Pnc Financial Services had 28.5% in fiscal 2025.

Which grew revenue faster, Capital One Financial or Pnc Financial Services?

In their latest fiscal years revenue changed by +36.6% at Capital One Financial and +7.2% at Pnc Financial Services.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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