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Bank of America vs Capital One Financial: revenue, profit, margins and growth compared

Bank of America brought in $113.1B of revenue in fiscal 2025, Capital One Financial $53.4B in fiscal 2025. Revenue changed by +6.8% at Bank of America and +36.6% at Capital One Financial on the year before, so Capital One Financial grew faster. Bank of America kept 27.0% of its revenue as net profit, Capital One Financial 4.6%.

Side by side, latest fiscal year

BACCOF
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$113.1B$53.4B
Revenue growth+6.8%+36.6%
Net income$30.5B$2.5B
Net margin27.0%4.6%
Free cash flown/a$26.1B
Free cash flow marginn/a48.9%
Earnings per share (diluted)$3.81$4.03
Cash$231.8B$62.1B
Debt$317.8B$51B
Price to earnings14.949.7
Market value$396.5B$122.8B
Dividend yield1.90%n/a
Rank by revenue in sector#5 of 495 · Finance#17 of 495 · Finance

Over the years

Revenue
BAC FY2018: $91BBAC FY2019: $91.2BBAC FY2020: $85.5BBAC FY2021: $89.1BBAC FY2022: $95BBAC FY2023: $102.8BBAC FY2024: $105.9BBAC FY2025: $113.1BCOF FY2018: $28.1BCOF FY2019: $28.6BCOF FY2020: $28.5BCOF FY2021: $30.4BCOF FY2022: $34.3BCOF FY2023: $36.8BCOF FY2024: $39.1BCOF FY2025: $53.4BFY18FY19FY20FY21FY22FY23FY24FY25
BAC $113.1BCOF $53.4B
Net income
BAC FY2018: $28.1BBAC FY2019: $27.4BBAC FY2020: $17.9BBAC FY2021: $32BBAC FY2022: $27.5BBAC FY2023: $26.3BBAC FY2024: $27BBAC FY2025: $30.5BCOF FY2018: $6BCOF FY2019: $5.5BCOF FY2020: $2.7BCOF FY2021: $12.4BCOF FY2022: $7.4BCOF FY2023: $4.9BCOF FY2024: $4.8BCOF FY2025: $2.5BFY18FY19FY20FY21FY22FY23FY24FY25
BAC $30.5BCOF $2.5B
Net margin
BAC FY2018: 30.9%BAC FY2019: 30.1%BAC FY2020: 20.9%BAC FY2021: 35.9%BAC FY2022: 29.0%BAC FY2023: 25.6%BAC FY2024: 25.5%BAC FY2025: 27.0%COF FY2018: 21.4%COF FY2019: 19.4%COF FY2020: 9.5%COF FY2021: 40.7%COF FY2022: 21.5%COF FY2023: 13.3%COF FY2024: 12.1%COF FY2025: 4.6%FY18FY19FY20FY21FY22FY23FY24FY25
BAC 27.0%COF 4.6%
Revenue growth
BAC FY2019: +0.2%BAC FY2020: -6.3%BAC FY2021: +4.2%BAC FY2022: +6.6%BAC FY2023: +8.2%BAC FY2024: +3.0%BAC FY2025: +6.8%COF FY2019: +1.8%COF FY2020: -0.2%COF FY2021: +6.7%COF FY2022: +12.5%COF FY2023: +7.4%COF FY2024: +6.3%COF FY2025: +36.6%FY19FY20FY21FY22FY23FY24FY25
BAC +6.8%COF +36.6%
Free cash flow
COF FY2018: $12.1BCOF FY2019: $15.8BCOF FY2020: $16BCOF FY2021: $11.6BCOF FY2022: $12.9BCOF FY2023: $19.6BCOF FY2024: $17BCOF FY2025: $26.1BFY18FY19FY20FY21FY22FY23FY24FY25
BACCOF $26.1B

Fiscal years as each company reports them; the two may end in different months.

Questions about Bank of America and Capital One Financial

Which is bigger by revenue, Bank of America or Capital One Financial?

Bank of America is bigger by revenue: $113.1B in fiscal 2025, against $53.4B for Capital One Financial in fiscal 2025.

Which keeps more of its revenue as profit, Bank of America or Capital One Financial?

Bank of America had a net margin of 27.0% in fiscal 2025; Capital One Financial had 4.6% in fiscal 2025.

Which grew revenue faster, Bank of America or Capital One Financial?

In their latest fiscal years revenue changed by +6.8% at Bank of America and +36.6% at Capital One Financial.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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