Stocks Comparison
Citigroup vs Capital One Financial: revenue, profit, margins and growth compared
Citigroup brought in $85.2B of revenue in fiscal 2025, Capital One Financial $53.4B in fiscal 2025. Revenue changed by +5.6% at Citigroup and +36.6% at Capital One Financial on the year before, so Capital One Financial grew faster. Citigroup kept 16.8% of its revenue as net profit, Capital One Financial 4.6%. Free cash flow was -$74.2B at Citigroup and $26.1B at Capital One Financial.
Side by side, latest fiscal year
| C | COF | |
|---|---|---|
| Fiscal year ended | FY2025 (December 31, 2025) | FY2025 (December 31, 2025) |
| Revenue | $85.2B | $53.4B |
| Revenue growth | +5.6% | +36.6% |
| Net income | $14.3B | $2.5B |
| Net margin | 16.8% | 4.6% |
| Free cash flow | -$74.2B | $26.1B |
| Free cash flow margin | -87.0% | 48.9% |
| Earnings per share (diluted) | $6.99 | $4.03 |
| Cash | $349.6B | $62.1B |
| Debt | $315.8B | $51B |
| Price to earnings | 19.2 | 49.7 |
| Market value | $225.2B | $122.8B |
| Dividend yield | n/a | n/a |
| Rank by revenue in sector | #6 of 444 · Finance | #14 of 444 · Finance |
Over the years
Questions about Citigroup and Capital One Financial
Which is bigger by revenue, Citigroup or Capital One Financial?
Citigroup is bigger by revenue: $85.2B in fiscal 2025, against $53.4B for Capital One Financial in fiscal 2025.
Which keeps more of its revenue as profit, Citigroup or Capital One Financial?
Citigroup had a net margin of 16.8% in fiscal 2025; Capital One Financial had 4.6% in fiscal 2025.
Which grew revenue faster, Citigroup or Capital One Financial?
In their latest fiscal years revenue changed by +5.6% at Citigroup and +36.6% at Capital One Financial.
Where do these numbers come from?
From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.