Citigroup Inc (C)
Citigroup Inc reported revenue of $85.2B in fiscal 2025, up 5.6% from a year earlier. Net income was $14.3B, a net margin of 16.8%. In fiscal 2025 capital spending exceeded operating cash flow by $74.2B. At December 31, 2025 it held $349.6B in cash against $315.8B of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 6, 2026.
Key facts about Citigroup Inc
- Net worth
- Citigroup Inc has a market value (market cap) of $221.3B at the latest share price, and shareholders' equity of $212.3B on its balance sheet at December 31, 2025. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $85.2B (+5.6% year on year), with net income of $14.3B.
- Cash flow
- In fiscal 2025 operations used $67.6B of cash.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on August 6, 2026 and covers the period to June 30, 2026. Open on SEC EDGAR
- Next earnings report
- Citigroup Inc's next report is expected around October 13, 2026. That is an estimate from its filing rhythm, not a date the company has announced.
What Citigroup Inc does
Citigroup provides financial services, including consumer banking, corporate credit, investment banking, and securities brokerage. It operates branch networks for retail customers, manages accounts for corporations, and facilitates global payments and capital raising. Its shares trade on NYSE under the ticker C.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $85.2B | $14.3B | $6.99 | -$74.2B |
| 2024 | $80.7B | $12.7B | $5.94 | -$26.2B |
| 2023 | $78.1B | $9.2B | $4.04 | -$80B |
| 2022 | $75.3B | $14.8B | $7.00 | $19.4B |
| 2021 | $71.9B | $22B | $10.14 | $43B |
| 2020 | $75.5B | $11B | $4.72 | -$26.9B |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where C ranks in Finance
Dividends
It paid out $5.4B in cash dividends, 38% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | n/a | $5.4B | 38% |
| 2024 | n/a | $5.2B | 41% |
| 2023 | n/a | $5.2B | 56% |
| 2022 | n/a | $5B | 34% |
| 2021 | n/a | $5.2B | 24% |
| 2020 | n/a | $5.4B | 48% |
Latest SEC filings
What Citigroup Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- September 24, 2026Exhibits 8-K
- September 17, 2026Delisting notice 25-NSE
- August 6, 2026Quarterly report 10-Q · period to June 30, 2026
- August 3, 2026Form 13F-HR filing 13F-HR
- July 14, 2026
- June 29, 2026
- June 29, 2026
- May 21, 2026
- May 11, 2026Form 13F-HR filing 13F-HR
- May 7, 2026Quarterly report 10-Q · period to March 31, 2026
Insider trades
What the people running Citigroup Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 18 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 1, 2026 | Cole TitilopeDirector | Received as pay | 6 | $854.1 |
| October 1, 2026 | Cole TitilopeDirector | Received as payindirect | 10 | $1.3K |
| October 1, 2026 | Dailey Grace EDirector | Received as pay | 6 | $854.1 |
| October 1, 2026 | Dugan John CunninghamDirector | Received as payindirect | 475 | $62.5K |
| October 1, 2026 | Hennes Duncan PDirector | Received as pay | 6 | $854.1 |
| October 1, 2026 | Hennes Duncan PDirector | Received as payindirect | 201 | $26.4K |
| October 1, 2026 | James Renee JoDirector | Received as pay | 6 | $854.1 |
| October 1, 2026 | James Renee JoDirector | Received as payindirect | 160 | $21K |
Who owns C
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Capital Management13G, passive | 7.22% | April 29, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 2,629 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 149,509,189 | -4,271,127 |
| Vanguard Capital Management LLC | 107,230,182 | -2,428,174 |
| State Street Corp | 77,908,419 | -134,229 |
| Geode Capital Management, LLC | 41,054,866 | -1,257,916 |
| Fisher Asset Management, LLC | 36,456,162 | +1,237,166 |
| Franklin Resources Inc | 36,014,050 | -2,957,265 |
| Capital World Investors | 33,626,421 | -7,094,438 |
| Vanguard Portfolio Management LLC | 32,370,598 | -87,148 |
| Fmr LLC | 31,648,606 | +1,692,344 |
| Morgan Stanley | 28,109,284 | +267,198 |
| Bank of America Corp | 27,014,016 | +145,004 |
| Jpmorgan Chase & Co | 26,121,186 | +4,322,234 |
| Bank of New York Mellon Corp | 23,182,352 | -252,433 |
| Norges Bank | 19,279,995 | new |
| Northern Trust Corp | 18,218,933 | -652,625 |
| Royal Bank of Canada | 15,362,617 | +6,761,065 |
| Invesco Ltd. | 15,338,400 | -967,617 |
| Nuveen, LLC | 13,025,122 | +561,732 |
| Legal & General Group Plc | 12,539,235 | -1,084,096 |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | 12,467,857 | +1,210,006 |
Insiders
30 insiders reported holding 4,785,793 shares in total, about $631.3M at the last price.
| Holder | Shares |
|---|---|
| Fraser Jane NindChair & CEO, Director | 935,831 |
| Raghavan ViswasHead of Banking | 628,759 |
| Morton Andrew JohnHead of Markets | 387,292 |
| Livingstone DavidChief Client Officer | 345,083 |
| Sieg Andrew M.Head of Wealth | 243,492 |
| Turek ZdenekChief Risk Officer | 237,472 |
| Mason MarkChief Financial Officer | 233,789 |
| Selvakesari AnandChief Operating Officer | 231,227 |
| Torres Cantu ErnestoHead of International | 192,89645,835 held indirectly |
| Skyler EdwardHd of Ent Svc & Public Affairs | 182,022 |
Questions about C
What does Citigroup Inc do?
Citigroup provides financial services, including consumer banking, corporate credit, investment banking, and securities brokerage. It operates branch networks for retail customers, manages accounts for corporations, and facilitates global payments and capital raising. Its shares trade on NYSE under the ticker C.
What is Citigroup Inc's net worth?
Citigroup Inc has a market value (market cap) of $221.3B at the latest share price, and shareholders' equity of $212.3B on its balance sheet at December 31, 2025. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Citigroup Inc profitable?
Yes. In fiscal 2025 it reported net income of $14.3B on revenue of $85.2B, a net margin of 16.8%.
How much revenue does Citigroup Inc make?
In fiscal 2025 Citigroup Inc reported revenue of $85.2B. That is 5.6% more than a year earlier.
When did Citigroup Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on August 6, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the insider trade from October 2, 2026.
When is Citigroup Inc's next earnings report?
Citigroup Inc's next report is expected around October 13, 2026. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Citigroup Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.