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Citigroup vs Wells Fargo &: revenue, profit, margins and growth compared

Citigroup brought in $85.2B of revenue in fiscal 2025, Wells Fargo & $83.7B in fiscal 2025. Revenue changed by +5.6% at Citigroup and +1.7% at Wells Fargo & on the year before, so Citigroup grew faster. Citigroup kept 16.8% of its revenue as net profit, Wells Fargo & 25.5%.

Side by side, latest fiscal year

CWFC
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$85.2B$83.7B
Revenue growth+5.6%+1.7%
Net income$14.3B$21.3B
Net margin16.8%25.5%
Free cash flow-$74.2Bn/a
Free cash flow margin-87.0%n/a
Earnings per share (diluted)$6.99$6.26
Cash$349.6B$172.6B
Debt$315.8B$174.7B
Price to earnings19.213.3
Market value$225.2B$250.9B
Dividend yieldn/a2.05%
Rank by revenue in sector#7 of 495 · Finance#8 of 495 · Finance

Over the years

Revenue
C FY2018: $72.9BC FY2019: $75.1BC FY2020: $75.5BC FY2021: $71.9BC FY2022: $75.3BC FY2023: $78.1BC FY2024: $80.7BC FY2025: $85.2BWFC FY2018: $86.4BWFC FY2019: $86.8BWFC FY2020: $74.3BWFC FY2021: $79.2BWFC FY2022: $74.4BWFC FY2023: $82.6BWFC FY2024: $82.3BWFC FY2025: $83.7BFY18FY19FY20FY21FY22FY23FY24FY25
C $85.2BWFC $83.7B
Net income
C FY2018: $18BC FY2019: $19.4BC FY2020: $11BC FY2021: $22BC FY2022: $14.8BC FY2023: $9.2BC FY2024: $12.7BC FY2025: $14.3BWFC FY2018: $22.4BWFC FY2019: $19.7BWFC FY2020: $3.4BWFC FY2021: $22.1BWFC FY2022: $13.7BWFC FY2023: $19.1BWFC FY2024: $19.7BWFC FY2025: $21.3BFY18FY19FY20FY21FY22FY23FY24FY25
C $14.3BWFC $21.3B
Net margin
C FY2018: 24.8%C FY2019: 25.8%C FY2020: 14.6%C FY2021: 30.5%C FY2022: 19.7%C FY2023: 11.8%C FY2024: 15.7%C FY2025: 16.8%WFC FY2018: 25.9%WFC FY2019: 22.7%WFC FY2020: 4.5%WFC FY2021: 27.9%WFC FY2022: 18.4%WFC FY2023: 23.2%WFC FY2024: 24.0%WFC FY2025: 25.5%FY18FY19FY20FY21FY22FY23FY24FY25
C 16.8%WFC 25.5%
Revenue growth
C FY2019: +3.0%C FY2020: +0.6%C FY2021: -4.8%C FY2022: +4.8%C FY2023: +3.6%C FY2024: +3.4%C FY2025: +5.6%WFC FY2019: +0.5%WFC FY2020: -14.5%WFC FY2021: +6.6%WFC FY2022: -6.1%WFC FY2023: +11.1%WFC FY2024: -0.4%WFC FY2025: +1.7%FY19FY20FY21FY22FY23FY24FY25
C +5.6%WFC +1.7%
Free cash flow
C FY2018: $33.2BC FY2019: -$18.2BC FY2020: -$26.9BC FY2021: $43BC FY2022: $19.4BC FY2023: -$80BC FY2024: -$26.2BC FY2025: -$74.2BFY18FY19FY20FY21FY22FY23FY24FY25
C -$74.2BWFC

Fiscal years as each company reports them; the two may end in different months.

Questions about Citigroup and Wells Fargo &

Which is bigger by revenue, Citigroup or Wells Fargo &?

Citigroup is bigger by revenue: $85.2B in fiscal 2025, against $83.7B for Wells Fargo & in fiscal 2025.

Which keeps more of its revenue as profit, Citigroup or Wells Fargo &?

Citigroup had a net margin of 16.8% in fiscal 2025; Wells Fargo & had 25.5% in fiscal 2025.

Which grew revenue faster, Citigroup or Wells Fargo &?

In their latest fiscal years revenue changed by +5.6% at Citigroup and +1.7% at Wells Fargo &.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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