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Capital One Financial vs US Bancorp DE: revenue, profit, margins and growth compared

Capital One Financial brought in $53.4B of revenue in fiscal 2025, US Bancorp DE $28.7B in fiscal 2025. Revenue changed by +36.6% at Capital One Financial and +4.4% at US Bancorp DE on the year before, so Capital One Financial grew faster. Capital One Financial kept 4.6% of its revenue as net profit, US Bancorp DE 26.4%.

Side by side, latest fiscal year

COFUSB
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$53.4B$28.7B
Revenue growth+36.6%+4.4%
Net income$2.5B$7.6B
Net margin4.6%26.4%
Free cash flow$26.1Bn/a
Free cash flow margin48.9%n/a
Earnings per share (diluted)$4.03$4.62
Cash$62.1B$46.9B
Debt$51Bn/a
Price to earnings49.712.8
Market value$122.8B$92.4B
Dividend yieldn/a3.44%
Rank by revenue in sector#14 of 444 · Finance#18 of 444 · Finance

Over the years

Revenue
COF FY2018: $28.1BCOF FY2019: $28.6BCOF FY2020: $28.5BCOF FY2021: $30.4BCOF FY2022: $34.3BCOF FY2023: $36.8BCOF FY2024: $39.1BCOF FY2025: $53.4BUSB FY2018: $22.6BUSB FY2022: $24.3BUSB FY2023: $28.1BUSB FY2024: $27.5BUSB FY2025: $28.7BFY18FY19FY20FY21FY22FY23FY24FY25
COF $53.4BUSB $28.7B
Net income
COF FY2018: $6BCOF FY2019: $5.5BCOF FY2020: $2.7BCOF FY2021: $12.4BCOF FY2022: $7.4BCOF FY2023: $4.9BCOF FY2024: $4.8BCOF FY2025: $2.5BUSB FY2018: $7.1BUSB FY2019: $6.9BUSB FY2020: $5BUSB FY2021: $8BUSB FY2022: $5.8BUSB FY2023: $5.4BUSB FY2024: $6.3BUSB FY2025: $7.6BFY18FY19FY20FY21FY22FY23FY24FY25
COF $2.5BUSB $7.6B
Net margin
COF FY2018: 21.4%COF FY2019: 19.4%COF FY2020: 9.5%COF FY2021: 40.7%COF FY2022: 21.5%COF FY2023: 13.3%COF FY2024: 12.1%COF FY2025: 4.6%USB FY2018: 31.3%USB FY2022: 24.0%USB FY2023: 19.3%USB FY2024: 22.9%USB FY2025: 26.4%FY18FY19FY20FY21FY22FY23FY24FY25
COF 4.6%USB 26.4%
Revenue growth
COF FY2019: +1.8%COF FY2020: -0.2%COF FY2021: +6.7%COF FY2022: +12.5%COF FY2023: +7.4%COF FY2024: +6.3%COF FY2025: +36.6%USB FY2023: +15.8%USB FY2024: -2.4%USB FY2025: +4.4%FY19FY20FY21FY22FY23FY24FY25
COF +36.6%USB +4.4%
Free cash flow
COF FY2018: $12.1BCOF FY2019: $15.8BCOF FY2020: $16BCOF FY2021: $11.6BCOF FY2022: $12.9BCOF FY2023: $19.6BCOF FY2024: $17BCOF FY2025: $26.1BFY18FY19FY20FY21FY22FY23FY24FY25
COF $26.1BUSB

Fiscal years as each company reports them; the two may end in different months.

Questions about Capital One Financial and US Bancorp DE

Which is bigger by revenue, Capital One Financial or US Bancorp DE?

Capital One Financial is bigger by revenue: $53.4B in fiscal 2025, against $28.7B for US Bancorp DE in fiscal 2025.

Which keeps more of its revenue as profit, Capital One Financial or US Bancorp DE?

Capital One Financial had a net margin of 4.6% in fiscal 2025; US Bancorp DE had 26.4% in fiscal 2025.

Which grew revenue faster, Capital One Financial or US Bancorp DE?

In their latest fiscal years revenue changed by +36.6% at Capital One Financial and +4.4% at US Bancorp DE.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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