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Citigroup vs First Horizon: revenue, profit, margins and growth compared

Citigroup brought in $85.2B of revenue in fiscal 2025, First Horizon $3.4B in fiscal 2025. Revenue changed by +5.6% at Citigroup and +7.2% at First Horizon on the year before, so First Horizon grew faster. Citigroup kept 16.8% of its revenue as net profit, First Horizon 28.7%. Free cash flow was -$74.2B at Citigroup and $595M at First Horizon.

Side by side, latest fiscal year

CFHN
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$85.2B$3.4B
Revenue growth+5.6%+7.2%
Net income$14.3B$982M
Net margin16.8%28.7%
Free cash flow-$74.2B$595M
Free cash flow margin-87.0%17.4%
Earnings per share (diluted)$6.99$1.87
Cash$349.6B$1.6B
Debt$315.8Bn/a
Price to earnings19.212.6
Market value$225.2B$11.1B
Dividend yieldn/a2.56%
Rank by revenue in sector#6 of 444 · Finance#114 of 444 · Finance

Over the years

Revenue
C FY2018: $72.9BC FY2019: $75.1BC FY2020: $75.5BC FY2021: $71.9BC FY2022: $75.3BC FY2023: $78.1BC FY2024: $80.7BC FY2025: $85.2BFHN FY2018: $1.9BFHN FY2019: $1.8BFHN FY2022: $3.2BFHN FY2023: $3.5BFHN FY2024: $3.2BFHN FY2025: $3.4BFY18FY19FY20FY21FY22FY23FY24FY25
C $85.2BFHN $3.4B
Net income
C FY2018: $18BC FY2019: $19.4BC FY2020: $11BC FY2021: $22BC FY2022: $14.8BC FY2023: $9.2BC FY2024: $12.7BC FY2025: $14.3BFHN FY2018: $545MFHN FY2019: $441MFHN FY2020: $845MFHN FY2021: $999MFHN FY2022: $900MFHN FY2023: $897MFHN FY2024: $775MFHN FY2025: $982MFY18FY19FY20FY21FY22FY23FY24FY25
C $14.3BFHN $982M
Net margin
C FY2018: 24.8%C FY2019: 25.8%C FY2020: 14.6%C FY2021: 30.5%C FY2022: 19.7%C FY2023: 11.8%C FY2024: 15.7%C FY2025: 16.8%FHN FY2018: 28.1%FHN FY2019: 24.3%FHN FY2022: 28.1%FHN FY2023: 25.9%FHN FY2024: 24.3%FHN FY2025: 28.7%FY18FY19FY20FY21FY22FY23FY24FY25
C 16.8%FHN 28.7%
Revenue growth
C FY2019: +3.0%C FY2020: +0.6%C FY2021: -4.8%C FY2022: +4.8%C FY2023: +3.6%C FY2024: +3.4%C FY2025: +5.6%FHN FY2019: -6.1%FHN FY2023: +8.1%FHN FY2024: -8.0%FHN FY2025: +7.2%FY19FY20FY21FY22FY23FY24FY25
C +5.6%FHN +7.2%
Free cash flow
C FY2018: $33.2BC FY2019: -$18.2BC FY2020: -$26.9BC FY2021: $43BC FY2022: $19.4BC FY2023: -$80BC FY2024: -$26.2BC FY2025: -$74.2BFHN FY2018: $196MFHN FY2019: $781MFHN FY2020: -$207MFHN FY2021: $688MFHN FY2022: $2.3BFHN FY2023: $1.3BFHN FY2024: $1.2BFHN FY2025: $595MFY18FY19FY20FY21FY22FY23FY24FY25
C -$74.2BFHN $595M

Fiscal years as each company reports them; the two may end in different months.

Questions about Citigroup and First Horizon

Which is bigger by revenue, Citigroup or First Horizon?

Citigroup is bigger by revenue: $85.2B in fiscal 2025, against $3.4B for First Horizon in fiscal 2025.

Which keeps more of its revenue as profit, Citigroup or First Horizon?

Citigroup had a net margin of 16.8% in fiscal 2025; First Horizon had 28.7% in fiscal 2025.

Which grew revenue faster, Citigroup or First Horizon?

In their latest fiscal years revenue changed by +5.6% at Citigroup and +7.2% at First Horizon.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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