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Citigroup vs Pnc Financial Services: revenue, profit, margins and growth compared

Citigroup brought in $85.2B of revenue in fiscal 2025, Pnc Financial Services $23.1B in fiscal 2025. Revenue changed by +5.6% at Citigroup and +7.2% at Pnc Financial Services on the year before, so Pnc Financial Services grew faster. Citigroup kept 16.8% of its revenue as net profit, Pnc Financial Services 28.5%.

Side by side, latest fiscal year

CPNC
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$85.2B$23.1B
Revenue growth+5.6%+7.2%
Net income$14.3B$6.6B
Net margin16.8%28.5%
Free cash flow-$74.2Bn/a
Free cash flow margin-87.0%n/a
Earnings per share (diluted)$6.99$16.59
Cash$349.6B$39.7B
Debt$315.8B$57.1B
Price to earnings19.213.6
Market value$225.2B$90B
Dividend yieldn/a2.93%
Rank by revenue in sector#6 of 444 · Finance#28 of 444 · Finance

Over the years

Revenue
C FY2018: $72.9BC FY2019: $75.1BC FY2020: $75.5BC FY2021: $71.9BC FY2022: $75.3BC FY2023: $78.1BC FY2024: $80.7BC FY2025: $85.2BPNC FY2018: $16.2BPNC FY2019: $16.8BPNC FY2020: $16.9BPNC FY2021: $19.2BPNC FY2022: $21.1BPNC FY2023: $21.5BPNC FY2024: $21.6BPNC FY2025: $23.1BFY18FY19FY20FY21FY22FY23FY24FY25
C $85.2BPNC $23.1B
Net income
C FY2018: $18BC FY2019: $19.4BC FY2020: $11BC FY2021: $22BC FY2022: $14.8BC FY2023: $9.2BC FY2024: $12.7BC FY2025: $14.3BPNC FY2018: $4.3BPNC FY2019: $4.3BPNC FY2020: $2.7BPNC FY2021: $5.4BPNC FY2022: $5.7BPNC FY2023: $5.1BPNC FY2024: $5.5BPNC FY2025: $6.6BFY18FY19FY20FY21FY22FY23FY24FY25
C $14.3BPNC $6.6B
Net margin
C FY2018: 24.8%C FY2019: 25.8%C FY2020: 14.6%C FY2021: 30.5%C FY2022: 19.7%C FY2023: 11.8%C FY2024: 15.7%C FY2025: 16.8%PNC FY2018: 26.3%PNC FY2019: 25.4%PNC FY2020: 16.1%PNC FY2021: 28.2%PNC FY2022: 27.0%PNC FY2023: 23.9%PNC FY2024: 25.5%PNC FY2025: 28.5%FY18FY19FY20FY21FY22FY23FY24FY25
C 16.8%PNC 28.5%
Revenue growth
C FY2019: +3.0%C FY2020: +0.6%C FY2021: -4.8%C FY2022: +4.8%C FY2023: +3.6%C FY2024: +3.4%C FY2025: +5.6%PNC FY2019: +4.0%PNC FY2020: +0.4%PNC FY2021: +13.7%PNC FY2022: +9.9%PNC FY2023: +1.8%PNC FY2024: +0.3%PNC FY2025: +7.2%FY19FY20FY21FY22FY23FY24FY25
C +5.6%PNC +7.2%
Free cash flow
C FY2018: $33.2BC FY2019: -$18.2BC FY2020: -$26.9BC FY2021: $43BC FY2022: $19.4BC FY2023: -$80BC FY2024: -$26.2BC FY2025: -$74.2BFY18FY19FY20FY21FY22FY23FY24FY25
C -$74.2BPNC

Fiscal years as each company reports them; the two may end in different months.

Questions about Citigroup and Pnc Financial Services

Which is bigger by revenue, Citigroup or Pnc Financial Services?

Citigroup is bigger by revenue: $85.2B in fiscal 2025, against $23.1B for Pnc Financial Services in fiscal 2025.

Which keeps more of its revenue as profit, Citigroup or Pnc Financial Services?

Citigroup had a net margin of 16.8% in fiscal 2025; Pnc Financial Services had 28.5% in fiscal 2025.

Which grew revenue faster, Citigroup or Pnc Financial Services?

In their latest fiscal years revenue changed by +5.6% at Citigroup and +7.2% at Pnc Financial Services.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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