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Capital One Financial vs Webster Financial: revenue, profit, margins and growth compared

Capital One Financial brought in $53.4B of revenue in fiscal 2025, Webster Financial $2.9B in fiscal 2025. Revenue changed by +36.6% at Capital One Financial and +11.9% at Webster Financial on the year before, so Capital One Financial grew faster. Capital One Financial kept 4.6% of its revenue as net profit, Webster Financial 34.6%. Free cash flow was $26.1B at Capital One Financial and $1B at Webster Financial.

Side by side, latest fiscal year

COFWBS
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$53.4B$2.9B
Revenue growth+36.6%+11.9%
Net income$2.5B$1B
Net margin4.6%34.6%
Free cash flow$26.1B$1B
Free cash flow margin48.9%34.8%
Earnings per share (diluted)$4.03$5.90
Cash$62.1B$2.4B
Debt$51B$739.5M
Price to earnings49.713.2
Market value$122.8B$12.6B
Dividend yieldn/a2.06%
Rank by revenue in sector#14 of 444 · Finance#127 of 444 · Finance

Over the years

Revenue
COF FY2018: $28.1BCOF FY2019: $28.6BCOF FY2020: $28.5BCOF FY2021: $30.4BCOF FY2022: $34.3BCOF FY2023: $36.8BCOF FY2024: $39.1BCOF FY2025: $53.4BWBS FY2018: $200.7MWBS FY2019: $208.3MWBS FY2020: $198.7MWBS FY2021: $212.4MWBS FY2022: $2.5BWBS FY2023: $2.7BWBS FY2024: $2.6BWBS FY2025: $2.9BFY18FY19FY20FY21FY22FY23FY24FY25
COF $53.4BWBS $2.9B
Net income
COF FY2018: $6BCOF FY2019: $5.5BCOF FY2020: $2.7BCOF FY2021: $12.4BCOF FY2022: $7.4BCOF FY2023: $4.9BCOF FY2024: $4.8BCOF FY2025: $2.5BWBS FY2018: $360.4MWBS FY2019: $382.7MWBS FY2020: $220.6MWBS FY2021: $408.9MWBS FY2022: $644.3MWBS FY2023: $867.8MWBS FY2024: $768.7MWBS FY2025: $1BFY18FY19FY20FY21FY22FY23FY24FY25
COF $2.5BWBS $1B
Net margin
COF FY2018: 21.4%COF FY2019: 19.4%COF FY2020: 9.5%COF FY2021: 40.7%COF FY2022: 21.5%COF FY2023: 13.3%COF FY2024: 12.1%COF FY2025: 4.6%WBS FY2018: 179.6%WBS FY2019: 183.7%WBS FY2020: 111.0%WBS FY2021: 192.5%WBS FY2022: 26.0%WBS FY2023: 32.7%WBS FY2024: 29.7%WBS FY2025: 34.6%FY18FY19FY20FY21FY22FY23FY24FY25
COF 4.6%WBS 34.6%
Revenue growth
COF FY2019: +1.8%COF FY2020: -0.2%COF FY2021: +6.7%COF FY2022: +12.5%COF FY2023: +7.4%COF FY2024: +6.3%COF FY2025: +36.6%WBS FY2019: +3.8%WBS FY2020: -4.6%WBS FY2021: +6.9%WBS FY2022: +1,065.3%WBS FY2023: +7.1%WBS FY2024: -2.3%WBS FY2025: +11.9%FY19FY20FY21FY22FY23FY24FY25
COF +36.6%WBS +11.9%
Free cash flow
COF FY2018: $12.1BCOF FY2019: $15.8BCOF FY2020: $16BCOF FY2021: $11.6BCOF FY2022: $12.9BCOF FY2023: $19.6BCOF FY2024: $17BCOF FY2025: $26.1BWBS FY2018: $436.5MWBS FY2019: $278.1MWBS FY2020: $359.3MWBS FY2021: $672MWBS FY2022: $1.3BWBS FY2023: $938.3MWBS FY2024: $1.4BWBS FY2025: $1BFY18FY19FY20FY21FY22FY23FY24FY25
COF $26.1BWBS $1B

Fiscal years as each company reports them; the two may end in different months.

Questions about Capital One Financial and Webster Financial

Which is bigger by revenue, Capital One Financial or Webster Financial?

Capital One Financial is bigger by revenue: $53.4B in fiscal 2025, against $2.9B for Webster Financial in fiscal 2025.

Which keeps more of its revenue as profit, Capital One Financial or Webster Financial?

Capital One Financial had a net margin of 4.6% in fiscal 2025; Webster Financial had 34.6% in fiscal 2025.

Which grew revenue faster, Capital One Financial or Webster Financial?

In their latest fiscal years revenue changed by +36.6% at Capital One Financial and +11.9% at Webster Financial.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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