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Beacon Financial vs Pioneer Bancorp: revenue, profit, margins and growth compared

Beacon Financial brought in $29.9M of revenue in fiscal 2025, Pioneer Bancorp $15.8M in fiscal 2025. Beacon Financial kept 301.4% of its revenue as net profit, Pioneer Bancorp 128.3%.

Side by side, latest fiscal year

BBTPBFS
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$29.9M$15.8M
Revenue growth-92.5%n/a
Net income$90.3M$20.3M
Net margin301.4%128.3%
Free cash flow$212.2Mn/a
Free cash flow margin708.4%n/a
Earnings per share (diluted)$1.03$0.83
Cash$2B$133.7M
Debt$788.4Mn/a
Price to earnings27.421.3
Market value$2.4B$439M
Dividend yield2.58%n/a
Rank by revenue in sector#376 of 444 · Finance#396 of 444 · Finance

Over the years

Revenue
BBT FY2018: $430.5MBBT FY2019: $449.3MBBT FY2020: $383.1MBBT FY2021: $434.4MBBT FY2022: $413.5MBBT FY2023: $411.8MBBT FY2024: $400MBBT FY2025: $29.9MPBFS FY2019: $12.9MPBFS FY2020: $12.6MPBFS FY2021: $12.8MPBFS FY2022: $13.2MPBFS FY2023: $13MPBFS FY2024: $15MPBFS FY2025: $15.8MFY18FY19FY20FY21FY22FY23FY24FY25
BBT $29.9MPBFS $15.8M
Net income
BBT FY2018: $105.8MBBT FY2019: $97.5MBBT FY2020: -$533MBBT FY2021: $118.7MBBT FY2022: $92.5MBBT FY2023: $75MBBT FY2024: $68.7MBBT FY2025: $90.3MPBFS FY2019: $11.5MPBFS FY2019: $7.3MPBFS FY2020: $5.2MPBFS FY2021: $1.1MPBFS FY2022: $10.3MPBFS FY2023: $21.9MPBFS FY2024: $15.3MPBFS FY2025: $20.3MFY18FY19FY20FY21FY22FY23FY24FY25
BBT $90.3MPBFS $20.3M
Net margin
BBT FY2018: 24.6%BBT FY2019: 21.7%BBT FY2020: -139.1%BBT FY2021: 27.3%BBT FY2022: 22.4%BBT FY2023: 18.2%BBT FY2024: 17.2%BBT FY2025: 301.4%PBFS FY2019: 56.7%PBFS FY2020: 41.4%PBFS FY2021: 8.4%PBFS FY2022: 77.7%PBFS FY2023: 169.1%PBFS FY2024: 102.1%PBFS FY2025: 128.3%FY18FY19FY20FY21FY22FY23FY24FY25
BBT 301.4%PBFS 128.3%
Revenue growth
BBT FY2019: +4.4%BBT FY2020: -14.7%BBT FY2021: +13.4%BBT FY2022: -4.8%BBT FY2023: -0.4%BBT FY2024: -2.9%BBT FY2025: -92.5%PBFS FY2020: -2.6%PBFS FY2021: +1.7%PBFS FY2022: +3.6%PBFS FY2023: -1.9%PBFS FY2024: +15.2%FY19FY20FY21FY22FY23FY24FY25
BBT -92.5%PBFS +15.2%
Free cash flow
BBT FY2018: $212.9MBBT FY2019: $101MBBT FY2020: $220.4MBBT FY2021: $83.2MBBT FY2022: $109.2MBBT FY2023: $104.2MBBT FY2024: $100MBBT FY2025: $212.2MPBFS FY2019: $15MPBFS FY2019: $3.8MPBFS FY2020: $322KPBFS FY2021: $32.1MPBFS FY2022: $49.2MPBFS FY2023: $25.8MPBFS FY2024: $23MFY18FY19FY20FY21FY22FY23FY24FY25
BBT $212.2MPBFS $23M

Fiscal years as each company reports them; the two may end in different months.

Questions about Beacon Financial and Pioneer Bancorp

Which is bigger by revenue, Beacon Financial or Pioneer Bancorp?

Beacon Financial is bigger by revenue: $29.9M in fiscal 2025, against $15.8M for Pioneer Bancorp in fiscal 2025.

Which keeps more of its revenue as profit, Beacon Financial or Pioneer Bancorp?

Beacon Financial had a net margin of 301.4% in fiscal 2025; Pioneer Bancorp had 128.3% in fiscal 2025.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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