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Beacon Financial vs ECB Bancorp: revenue, profit, margins and growth compared

Beacon Financial brought in $29.9M of revenue in fiscal 2025, ECB Bancorp $598K in fiscal 2025. Revenue changed by -92.5% at Beacon Financial and +3.6% at ECB Bancorp on the year before, so ECB Bancorp grew faster. Beacon Financial kept 301.4% of its revenue as net profit, ECB Bancorp 1,299.7%. Free cash flow was $212.2M at Beacon Financial and $9M at ECB Bancorp.

Side by side, latest fiscal year

BBTECBK
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$29.9M$598K
Revenue growth-92.5%+3.6%
Net income$90.3M$7.8M
Net margin301.4%1,299.7%
Free cash flow$212.2M$9M
Free cash flow margin708.4%1,506.0%
Earnings per share (diluted)$1.03$0.94
Cash$2Bn/a
Debt$788.4Mn/a
Price to earnings27.422.0
Market value$2.4B$180.9M
Dividend yield2.58%n/a
Rank by revenue in sector#376 of 444 · Finance#439 of 444 · Finance

Over the years

Revenue
BBT FY2018: $430.5MBBT FY2019: $449.3MBBT FY2020: $383.1MBBT FY2021: $434.4MBBT FY2022: $413.5MBBT FY2023: $411.8MBBT FY2024: $400MBBT FY2025: $29.9MECBK FY2024: $577KECBK FY2025: $598KFY18FY19FY20FY21FY22FY23FY24FY25
BBT $29.9MECBK $598K
Net income
BBT FY2018: $105.8MBBT FY2019: $97.5MBBT FY2020: -$533MBBT FY2021: $118.7MBBT FY2022: $92.5MBBT FY2023: $75MBBT FY2024: $68.7MBBT FY2025: $90.3MECBK FY2022: $4MECBK FY2022: $2.7MECBK FY2023: $4.5MECBK FY2024: $4MECBK FY2025: $7.8MFY18FY19FY20FY21FY22FY23FY24FY25
BBT $90.3MECBK $7.8M
Net margin
BBT FY2018: 24.6%BBT FY2019: 21.7%BBT FY2020: -139.1%BBT FY2021: 27.3%BBT FY2022: 22.4%BBT FY2023: 18.2%BBT FY2024: 17.2%BBT FY2025: 301.4%ECBK FY2024: 691.7%ECBK FY2025: 1,299.7%FY18FY19FY20FY21FY22FY23FY24FY25
BBT 301.4%ECBK 1,299.7%
Revenue growth
BBT FY2019: +4.4%BBT FY2020: -14.7%BBT FY2021: +13.4%BBT FY2022: -4.8%BBT FY2023: -0.4%BBT FY2024: -2.9%BBT FY2025: -92.5%ECBK FY2025: +3.6%FY19FY20FY21FY22FY23FY24FY25
BBT -92.5%ECBK +3.6%
Free cash flow
BBT FY2018: $212.9MBBT FY2019: $101MBBT FY2020: $220.4MBBT FY2021: $83.2MBBT FY2022: $109.2MBBT FY2023: $104.2MBBT FY2024: $100MBBT FY2025: $212.2MECBK FY2022: $6.3MECBK FY2022: $7.6MECBK FY2023: $6.1MECBK FY2024: $6.2MECBK FY2025: $9MFY18FY19FY20FY21FY22FY23FY24FY25
BBT $212.2MECBK $9M

Fiscal years as each company reports them; the two may end in different months.

Questions about Beacon Financial and ECB Bancorp

Which is bigger by revenue, Beacon Financial or ECB Bancorp?

Beacon Financial is bigger by revenue: $29.9M in fiscal 2025, against $598K for ECB Bancorp in fiscal 2025.

Which keeps more of its revenue as profit, Beacon Financial or ECB Bancorp?

Beacon Financial had a net margin of 301.4% in fiscal 2025; ECB Bancorp had 1,299.7% in fiscal 2025.

Which grew revenue faster, Beacon Financial or ECB Bancorp?

In their latest fiscal years revenue changed by -92.5% at Beacon Financial and +3.6% at ECB Bancorp.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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