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ECB Bancorp vs Pioneer Bancorp: revenue, profit, margins and growth compared

ECB Bancorp brought in $598K of revenue in fiscal 2025, Pioneer Bancorp $15.8M in fiscal 2025. ECB Bancorp kept 1,299.7% of its revenue as net profit, Pioneer Bancorp 128.3%.

Side by side, latest fiscal year

ECBKPBFS
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$598K$15.8M
Revenue growth+3.6%n/a
Net income$7.8M$20.3M
Net margin1,299.7%128.3%
Free cash flow$9Mn/a
Free cash flow margin1,506.0%n/a
Earnings per share (diluted)$0.94$0.83
Cashn/a$133.7M
Debtn/an/a
Price to earnings22.021.3
Market value$180.9M$439M
Dividend yieldn/an/a
Rank by revenue in sector#439 of 444 · Finance#396 of 444 · Finance

Over the years

Revenue
ECBK FY2024: $577KECBK FY2025: $598KPBFS FY2019: $12.9MPBFS FY2020: $12.6MPBFS FY2021: $12.8MPBFS FY2022: $13.2MPBFS FY2023: $13MPBFS FY2024: $15MPBFS FY2025: $15.8MFY19FY20FY21FY22FY23FY24FY25
ECBK $598KPBFS $15.8M
Net income
ECBK FY2022: $4MECBK FY2022: $2.7MECBK FY2023: $4.5MECBK FY2024: $4MECBK FY2025: $7.8MPBFS FY2019: $11.5MPBFS FY2019: $7.3MPBFS FY2020: $5.2MPBFS FY2021: $1.1MPBFS FY2022: $10.3MPBFS FY2023: $21.9MPBFS FY2024: $15.3MPBFS FY2025: $20.3MFY19FY20FY21FY22FY23FY24FY25
ECBK $7.8MPBFS $20.3M
Net margin
ECBK FY2024: 691.7%ECBK FY2025: 1,299.7%PBFS FY2019: 56.7%PBFS FY2020: 41.4%PBFS FY2021: 8.4%PBFS FY2022: 77.7%PBFS FY2023: 169.1%PBFS FY2024: 102.1%PBFS FY2025: 128.3%FY19FY20FY21FY22FY23FY24FY25
ECBK 1,299.7%PBFS 128.3%
Revenue growth
ECBK FY2025: +3.6%PBFS FY2020: -2.6%PBFS FY2021: +1.7%PBFS FY2022: +3.6%PBFS FY2023: -1.9%PBFS FY2024: +15.2%FY20FY21FY22FY23FY24FY25
ECBK +3.6%PBFS +15.2%
Free cash flow
ECBK FY2022: $6.3MECBK FY2022: $7.6MECBK FY2023: $6.1MECBK FY2024: $6.2MECBK FY2025: $9MPBFS FY2019: $15MPBFS FY2019: $3.8MPBFS FY2020: $322KPBFS FY2021: $32.1MPBFS FY2022: $49.2MPBFS FY2023: $25.8MPBFS FY2024: $23MFY19FY20FY21FY22FY23FY24FY25
ECBK $9MPBFS $23M

Fiscal years as each company reports them; the two may end in different months.

Questions about ECB Bancorp and Pioneer Bancorp

Which is bigger by revenue, ECB Bancorp or Pioneer Bancorp?

Pioneer Bancorp is bigger by revenue: $15.8M in fiscal 2025, against $598K for ECB Bancorp in fiscal 2025.

Which keeps more of its revenue as profit, ECB Bancorp or Pioneer Bancorp?

ECB Bancorp had a net margin of 1,299.7% in fiscal 2025; Pioneer Bancorp had 128.3% in fiscal 2025.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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