Pioneer Bancorp, Inc. (PBFS)
Pioneer Bancorp, Inc. brought in $17.2M of revenue over the twelve months to September 30, 2026. Net income was $12.6M, a net margin of 73.5%. At September 30, 2026 it held $235.9M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about Pioneer Bancorp, Inc.
- Net worth
- Pioneer Bancorp, Inc. has a market value (market cap) of $454.6M at the latest share price, and shareholders' equity of $323.3M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- Over the 12 months to September 30, 2026: revenue $17.2M, net income $12.6M.
- Cash flow
- In fiscal 2025 operations brought in $11.1M of cash.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Pioneer Bancorp, Inc.'s next report is expected around January 29, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What Pioneer Bancorp, Inc. does
Pioneer Bancorp, Inc. is registered with the SEC under industry code SIC 6036 (Savings Institutions, Not Federally Chartered). Its shares trade on NASDAQ under the ticker PBFS.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $15.8M | $20.3M | $0.83 | n/a |
| 2024 | $15M | $15.3M | $0.61 | $23M |
| 2023 | $13M | $21.9M | $0.87 | $25.8M |
| 2022 | $13.2M | $10.3M | $0.41 | $49.2M |
| 2021 | $12.8M | $1.1M | $0.04 | $32.1M |
| 2020 | $12.6M | $5.2M | $0.21 | $322K |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where PBFS ranks in Finance
Latest SEC filings
What Pioneer Bancorp, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 24% to $4.5M versus the same quarter last year; net income fell 98% to $85K.
- October 30, 2026
- August 10, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 7.3% to $4.3M versus the same quarter last year; diluted EPS $0.14 versus $0.26.
- August 10, 2026Exhibits 8-K/A
- July 30, 2026
- July 29, 2026Other event 8-K
- July 23, 2026
- June 29, 2026
- May 20, 2026
- May 11, 2026Quarterly report 10-Q · period to March 31, 2026Revenue rose 5.2% to $3.8M versus the same quarter last year; diluted EPS $0.22 versus $0.23.
Insider trades
What the people running Pioneer Bancorp, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 1 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| August 18, 2026 | Keegan Michael T.Director | Received as pay | 5,000 | - |
| June 1, 2026 | Hollister Susan MEVP and CHRO | Other changeindirect | 22,389 | $360.3K |
| May 21, 2026 | Hollister Susan MEVP and CHRO | Shares withheld for tax | 2,523 | $37.8K |
| May 21, 2026 | Tomczak JesseEVP and CBO | Shares withheld for tax | 3,605 | $54K |
| May 21, 2026 | Signor ThomasEVP and CAO | Shares withheld for tax | 1,442 | $21.6K |
| December 12, 2025 | Tomczak JesseEVP and CBO | Sold | 156 | $2.3K |
| December 12, 2025 | Tomczak JesseEVP and CBO | Sold | 96 | $1.4K |
| December 12, 2025 | Tomczak JesseEVP and CBO | Sold | 128 | $1.9K |
Who owns PBFS
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| M3 Funds, LLC13G, passive with 4 related filers | 7.45% | November 14, 2025 |
Largest institutional holders
Insiders
5 insiders reported holding 146,928 shares in total, about $2.7M at the last price.
| Holder | Shares |
|---|---|
| Hollister Susan MEVP and CHRO | 59,41729,463 held indirectly |
| Tomczak JesseEVP and CBO | 37,395 |
| Ratsep Thomas E.EVP - Chief Credit Officer | 20,000 |
| Signor ThomasEVP and CAO | 17,116 |
| Keegan Michael T.Director | 13,000 |
Questions about PBFS
What does Pioneer Bancorp, Inc. do?
Pioneer Bancorp, Inc. is a company in the Finance sector, listed on NASDAQ as PBFS. Its shares trade on NASDAQ under the ticker PBFS.
What is Pioneer Bancorp, Inc.'s net worth?
Pioneer Bancorp, Inc. has a market value (market cap) of $454.6M at the latest share price, and shareholders' equity of $323.3M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Pioneer Bancorp, Inc. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $12.6M on revenue of $17.2M, a net margin of 73.5%.
How much revenue does Pioneer Bancorp, Inc. make?
Over the twelve months to September 30, 2026 Pioneer Bancorp, Inc. reported revenue of $17.2M.
When did Pioneer Bancorp, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026.
When is Pioneer Bancorp, Inc.'s next earnings report?
Pioneer Bancorp, Inc.'s next report is expected around January 29, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Pioneer Bancorp, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.