Beacon Financial Corp (BBT)
Operating cash flow minus capital spending left $212.2M of free cash flow in fiscal 2025. At September 30, 2026 it held $771.4M in cash against $775.5M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 9, 2026.
Key facts about Beacon Financial Corp
- Net worth
- Beacon Financial Corp has a market value (market cap) of $2.6B at the latest share price, and shareholders' equity of $2.5B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $224.4M of cash; after $12.3M of capital spending, free cash flow was $212.2M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 9, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Beacon Financial Corp's next report is expected around January 27, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Beacon Financial Corp declared dividends of $0.73 per share in fiscal 2025, a yield of 2.35% at the current price.
What Beacon Financial Corp does
Beacon Financial Corp is registered with the SEC under industry code SIC 6036 (Savings Institutions, Not Federally Chartered). Its shares trade on NYSE under the ticker BBT.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $29.9M | $90.3M | $1.03 | $212.2M |
| 2024 | $400M | $68.7M | $0.77 | $100M |
| 2023 | $411.8M | $75M | $0.85 | $104.2M |
| 2022 | $413.5M | $92.5M | $1.07 | $109.2M |
| 2021 | $434.4M | $118.7M | $1.27 | $83.2M |
| 2020 | $383.1M | -$533M | -$5.63 | $220.4M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where BBT ranks in Finance
Dividends
Beacon Financial Corp declared $0.73 per share in fiscal 2025. At the current price that is a yield of 2.35%. It paid out $63.1M in cash dividends, 70% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.73 | $63.1M | 70% |
| 2024 | $0.54 | $48.1M | 70% |
| 2023 | $0.54 | $47.9M | 64% |
| 2022 | $0.41 | $24.5M | 27% |
| 2021 | $0.36 | $24.6M | 21% |
| 2020 | $0.54 | $36.6M | n/a |
Latest SEC filings
What Beacon Financial Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 9, 2026
- November 3, 2026
- October 23, 2026Passive stake changed SCHEDULE 13G/A
- October 21, 2026
- September 30, 2026Executive or director change8-K/AJohn M. Pereira has resigned from the board of directors of Beacon Financial Corporation.
- September 29, 2026Other event 8-K
- September 21, 2026Executive or director change8-KSean A. Gray has been appointed President and Chief Executive Officer of Beacon Financial Corporation following the retirement of Paul A. Perrault.
- August 20, 2026
- August 17, 2026Form 305B2 filing 305B2
- August 14, 2026Passive stake changed SCHEDULE 13G/A
What is BBT worth? A DCF from its reported cash flow
Insider trades
What the people running Beacon Financial Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $280.5K and sold $19.6K worth of shares in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 30, 2026 | Charnley Nina ADirector | Boughtindirect | 350 | $10.7K |
| October 29, 2026 | Hughes William H IIIDirector | Bought | 200 | $6.1K |
| October 28, 2026 | Callahan Mary AnneDirector | Boughtindirect | 3,200 | $96.7K |
| October 28, 2026 | Rosengren Eric SDirector | Bought | 700 | $21.2K |
| October 27, 2026 | Fitzgerald Margaret BolesDirector | Bought | 329 | $10.1K |
| October 26, 2026 | Polito KarynDirector | Boughtindirect | 1,000 | $30.7K |
| October 26, 2026 | Gray SeanChief Operations Officer | Received as pay | 8,912 | - |
| October 26, 2026 | Hollister Thomas JDirector | Bought | 3,450 | $105K |
Who owns BBT
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Portfolio Management13G, passive | 6.19% | April 29, 2026 |
| Vanguard Capital Management13G, passive | 5.25% | April 29, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 293 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 12,366,226 | +184,505 |
| Vanguard Portfolio Management LLC | 5,212,012 | +78,080 |
| Millennium Management LLC | 5,165,656 | +53,775 |
| State Street Corp | 5,129,035 | +375,049 |
| Dimensional Fund Advisors LP | 4,955,978 | +137,456 |
| Fuller & Thaler Asset Management, Inc. | 3,936,942 | -833,610 |
| Vanguard Capital Management LLC | 3,761,172 | -5,012 |
| Verition Fund Management LLC | 2,403,149 | +388,127 |
| HoldCo Asset Management, LP | 2,263,000 | +202,000 |
| Geode Capital Management, LLC | 2,160,024 | +115,664 |
| Morgan Stanley | 1,665,977 | +329,778 |
| Adage Capital Partners GP, L.L.C. | 1,493,023 | -332,939 |
| Massachusetts Financial Services Co | 1,265,827 | +62,220 |
| Bank of America Corp | 1,063,829 | +437,725 |
| Nuveen, LLC | 1,060,271 | +198,888 |
| Systematic Financial Management LP | 1,060,206 | -67,650 |
| Charles Schwab Investment Management Inc | 1,054,300 | -35,923 |
| Goldman Sachs Group Inc | 952,914 | -470,162 |
| Northern Trust Corp | 910,859 | +84,380 |
| American Century Companies Inc | 829,367 | +28,547 |
Insiders
22 insiders reported holding 942,749 shares in total, about $29.2M at the last price.
| Holder | Shares |
|---|---|
| Perrault Paul APresident and CEO, Director | 254,316 |
| Gray SeanChief Operations Officer | 142,987 |
| Nowak BogdanDirector | 114,539 |
| Carlson Carl MCFO & Chief Strategy Officer | 84,732 |
| Meiklejohn Mark J.Chief Credit Officer | 56,639 |
| McCurdy Michael W.Chief Banking Officer | 34,575 |
| Hollister Thomas JDirector | 28,876 |
| Sherman Merrill WDirector | 25,93023,421 held indirectly |
| Callahan Mary AnneDirector | 23,08320,574 held indirectly |
| Pereira John M.Director | 21,940 |
Questions about BBT
What does Beacon Financial Corp do?
Beacon Financial Corp is a company in the Finance sector, listed on NYSE as BBT. Its shares trade on NYSE under the ticker BBT.
What is Beacon Financial Corp's net worth?
Beacon Financial Corp has a market value (market cap) of $2.6B at the latest share price, and shareholders' equity of $2.5B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Beacon Financial Corp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $225.2M.
When did Beacon Financial Corp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 9, 2026. It covers the period to September 30, 2026.
When is Beacon Financial Corp's next earnings report?
Beacon Financial Corp's next report is expected around January 27, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Beacon Financial Corp pay a dividend?
Yes. Beacon Financial Corp declared dividends of $0.73 per share in fiscal 2025, a yield of 2.35% at the current price.
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Where the numbers come from
Financial figures are the values Beacon Financial Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.