Flagstar Bank, National Association (FLG)
At September 30, 2026 it held $4.1B in cash against $5.7B of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about Flagstar Bank, National Association
- Net worth
- Flagstar Bank, National Association has a market value (market cap) of $4.4B at the latest share price, and shareholders' equity of $7.6B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations used $181M of cash.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Flagstar Bank, National Association's next report is expected around January 29, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Flagstar Bank, National Association paid dividends of $0.04 per share in fiscal 2025, a yield of 0.38% at the current price.
What Flagstar Bank, National Association does
Flagstar Bank, National Association is registered with the SEC under industry code SIC 6036 (Savings Institutions, Not Federally Chartered). Its shares trade on NYSE under the ticker FLG.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | -$177M | -$0.50 | n/a |
| 2024 | n/a | -$1.1B | -$3.49 | n/a |
| 2023 | n/a | -$79M | -$0.49 | n/a |
| 2022 | $27M | $650M | $3.77 | n/a |
| 2021 | $23M | $596M | $3.59 | n/a |
| 2020 | $22M | $511M | $3.05 | n/a |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
Flagstar Bank, National Association paid $0.04 per share in fiscal 2025. At the current price that is a yield of 0.38%. It paid out $15M in cash dividends.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.04 | $15M | n/a |
| 2024 | $0.20 | $53M | n/a |
| 2023 | $2.04 | $486M | n/a |
| 2022 | $2.04 | $317M | 49% |
| 2021 | $2.04 | $316M | 53% |
| 2020 | n/a | $316M | 62% |
Latest SEC filings
What Flagstar Bank, National Association has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026
- October 27, 2026Passive stake changed SCHEDULE 13G/A
- October 23, 2026
- August 14, 2026Form 13F-NT filing 13F-NT
- August 11, 2026Passive stake (5% or more) SCHEDULE 13G
- August 7, 2026Passive stake changed SCHEDULE 13G/A
- August 6, 2026
- July 24, 2026
- June 11, 2026
- June 10, 2026
Insider trades
What the people running Flagstar Bank, National Association did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $101.4K worth of shares on the open market in the last 90 days and sold none.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 27, 2026 | Frank Alan LDirector | Bought | 10,000 | $101.4K |
| October 15, 2026 | Marx BryanEVP & Princ Accounting Officer | Shares withheld for tax | 2,701 | - |
| October 15, 2026 | Buchanan GeorgeEVP and Chief Risk Officer | Shares withheld for tax | 6,643 | - |
| July 15, 2026 | Marx BryanEVP & Princ Accounting Officer | Shares withheld for tax | 1,259 | - |
| May 18, 2026 | Otting Joseph MExec Chairman and CEO, Director | Received as pay | 749,625 | - |
| April 1, 2026 | Miller Eli HDirector | Received as pay | 7,326 | - |
| March 24, 2026 | Smith Lee MatthewSEVP & Chief Financial Officer | Shares withheld for tax | 2,131 | - |
| March 24, 2026 | Davis Reginald ESEVP & Pres Consumer Banking | Shares withheld for tax | 923 | - |
Who owns FLG
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Liberty 77 Capital L.P.13D, may seek influence with 5 related filers | 24.9% | October 21, 2025 |
| BlackRock, Inc.13G, passive | 9.2% | October 27, 2026 |
| RCP Eagle Holdings LP13G, passive with 2 related filers | 8.65% | January 30, 2026 |
| Picton Mahoney Asset Management13G, passive | 5.1% | August 11, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 399 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| Liberty 77 Capital L.P. | 74,999,994 | 0 |
| BlackRock, Inc. | 43,029,412 | +1,928,122 |
| Reverence Capital Partners, L.P. | 35,981,113 | 0 |
| State Street Corp | 16,933,346 | +322,805 |
| Vanguard Portfolio Management LLC | 13,560,917 | -2,083,888 |
| Vanguard Capital Management LLC | 12,556,788 | -1,977,899 |
| Hudson Bay Capital Management LP | 9,734,256 | -24,955,183 |
| Goldman Sachs Group Inc | 8,645,886 | +2,211,552 |
| Geode Capital Management, LLC | 8,241,694 | +494,226 |
| Alliancebernstein L.P. | 8,559,470 | +1,085,457 |
| Dimensional Fund Advisors LP | 7,020,220 | +288,589 |
| Two Sigma Investments, LP | 5,201,230 | +1,448,362 |
| Charles Schwab Investment Management Inc | 4,750,570 | +388,828 |
| Kahn Brothers Group Inc | 4,074,720 | -8,898 |
| Northern Trust Corp | 3,639,937 | +191,230 |
| Norges Bank | 3,610,405 | new |
| Ameriprise Financial Inc | 3,571,881 | +3,209,989 |
| Morgan Stanley | 3,398,015 | -2,082,121 |
| Private Management Group Inc | 3,070,840 | -26,073 |
| North Reef Capital Management LP | 3,050,000 | +260,000 |
Insiders
16 insiders reported holding 3,291,467 shares in total, about $34.8M at the last price.
| Holder | Shares |
|---|---|
| Otting Joseph MExec Chairman and CEO, Director | 1,041,499 |
| Smith Lee MatthewSEVP & Chief Financial Officer | 852,939 |
| DiNello AlessandroDirector | 333,715 |
| Raffetto Richard ASEVP Pres of Com & Priv Bnking | 247,2881,386 held indirectly |
| Bao NguyenSEVP, GC & Chf of Staff to CEO | 164,932 |
| Buchanan GeorgeEVP and Chief Risk Officer | 149,533 |
| Marx BryanEVP & Princ Accounting Officer | 85,963 |
| Frank Alan LDirector | 76,463 |
| Whip Jennifer RDirector | 67,284 |
| Puwalski AllenDirector | 60,731 |
Questions about FLG
What does Flagstar Bank, National Association do?
Flagstar Bank, National Association is a company in the Finance sector, listed on NYSE as FLG. Its shares trade on NYSE under the ticker FLG.
What is Flagstar Bank, National Association's net worth?
Flagstar Bank, National Association has a market value (market cap) of $4.4B at the latest share price, and shareholders' equity of $7.6B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Flagstar Bank, National Association profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $96M.
When did Flagstar Bank, National Association last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026.
When is Flagstar Bank, National Association's next earnings report?
Flagstar Bank, National Association's next report is expected around January 29, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Flagstar Bank, National Association pay a dividend?
Yes. Flagstar Bank, National Association paid dividends of $0.04 per share in fiscal 2025, a yield of 0.38% at the current price.
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Where the numbers come from
Financial figures are the values Flagstar Bank, National Association tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.