Southern Missouri Bancorp, Inc. (SMBC)
Operating cash flow minus capital spending left $76.6M of free cash flow in fiscal 2026. At September 30, 2026 it held $97.1M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about Southern Missouri Bancorp, Inc.
- Net worth
- Southern Missouri Bancorp, Inc. has a market value (market cap) of $787.7M at the latest share price, and shareholders' equity of $601.1M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2026 operations brought in $80.5M of cash; after $4M of capital spending, free cash flow was $76.6M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Southern Missouri Bancorp, Inc.'s next report is expected around January 21, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Southern Missouri Bancorp, Inc. paid dividends of $1.00 per share in fiscal 2026, a yield of 1.40% at the current price.
What Southern Missouri Bancorp, Inc. does
Southern Missouri Bancorp, Inc. is registered with the SEC under industry code SIC 6036 (Savings Institutions, Not Federally Chartered). Its shares trade on NASDAQ under the ticker SMBC.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2026 | n/a | $71.8M | $6.43 | $76.6M |
| 2025 | n/a | $58.6M | $5.18 | $75.3M |
| 2024 | n/a | $50.2M | $4.42 | $61.2M |
| 2023 | n/a | $39.2M | $3.85 | $56M |
| 2022 | n/a | $47.2M | $5.21 | $62.7M |
| 2021 | n/a | $47.2M | $5.22 | $48.9M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
Southern Missouri Bancorp, Inc. paid $1.00 per share in fiscal 2026. At the current price that is a yield of 1.40%. It paid out $11.1M in cash dividends, 15% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2026 | $1.00 | $11.1M | 15% |
| 2025 | $0.92 | $10.4M | 18% |
| 2024 | $0.84 | $9.5M | 19% |
| 2023 | $0.84 | $8.6M | 22% |
| 2022 | $0.80 | $7.2M | 15% |
| 2021 | $0.62 | $5.6M | 12% |
Latest SEC filings
What Southern Missouri Bancorp, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026
- November 4, 2026
- October 29, 2026
- October 21, 2026
- September 21, 2026
- September 21, 2026Proxy statement DEF 14A
- September 11, 2026
- July 27, 2026
- July 22, 2026
- May 8, 2026
Insider trades
What the people running Southern Missouri Bancorp, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $1.3M worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 5, 2026 | Chkautovich StefanCHIEF FINANCIAL OFFICER | Exercised options | 300 | $18.1K |
| November 5, 2026 | Chkautovich StefanCHIEF FINANCIAL OFFICER | Exercised options | 1,000 | $40.8K |
| November 5, 2026 | Chkautovich StefanCHIEF FINANCIAL OFFICER | Exercised options | 2,100 | $84.6K |
| September 9, 2026 | Hensley Todd E.Director | Sold | 10,422 | $756.9K |
| September 9, 2026 | Hensley Todd E.Director | Sold | 429 | $31.4K |
| September 8, 2026 | Hensley Todd E.Director | Sold | 4,749 | $349K |
| August 18, 2026 | Hecker Mark EEVP-CHIEF CREDIT OFFICER | Soldindirect | 1,600 | $120.8K |
| August 18, 2026 | Hecker Mark EEVP-CHIEF CREDIT OFFICER | Soldindirect | 900 | $68K |
Who owns SMBC
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 151 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 1,118,877 | +191,222 |
| Dimensional Fund Advisors LP | 465,835 | +24,996 |
| Raffles Associates LP | 422,306 | +199,421 |
| Vanguard Capital Management LLC | 417,015 | -14,681 |
| State Street Corp | 358,893 | +77,382 |
| American Century Companies Inc | 353,437 | +37,622 |
| Geode Capital Management, LLC | 247,557 | +11,786 |
| Manufacturers Life Insurance Company, The | 237,224 | -1,767 |
| Hotchkis & Wiley Capital Management LLC | 155,511 | +710 |
| Vanguard Portfolio Management LLC | 155,405 | +11,282 |
| Millennium Management LLC | 110,323 | +63,278 |
| Algert Global LLC | 106,996 | -17,985 |
| Northern Trust Corp | 98,038 | +4,610 |
| Aqr Capital Management LLC | 95,614 | +11,088 |
| Morgan Stanley | 93,987 | -6,050 |
| ACR Alpine Capital Research, LLC | 91,020 | -3,687 |
| Goldman Sachs Group Inc | 83,759 | +11,824 |
| Franklin Resources Inc | 81,074 | +24,297 |
| Renaissance Technologies LLC | 79,824 | -11,710 |
| Siena Capital Partners GP, LLC | 79,314 | 0 |
Insiders
20 insiders reported holding 1,169,299 shares in total, about $83.6M at the last price.
| Holder | Shares |
|---|---|
| Hensley Todd E.Director | 533,740 |
| Steffens Greg ACHAIRMAN/CEO, Director | 219,258 |
| Young William ERetired Director | 93,55293,552 held indirectly |
| Capps Kimberly AEVP-CHIEF RETAIL OFFICER | 70,366 |
| Tooley David JDirector | 51,800 |
| Funke Matthew TPRESIDENT/CHIEF ADMIN OFFICER | 46,400 |
| Bagby DouglasDirector | 43,020 |
| Brooks Rebecca JDirector | 41,80010,000 held indirectly |
| Hecker Mark EEVP-CHIEF CREDIT OFFICER | 17,961 |
| Love Charles RDirector | 15,220 |
Questions about SMBC
What does Southern Missouri Bancorp, Inc. do?
Southern Missouri Bancorp, Inc. is a company in the Finance sector, listed on NASDAQ as SMBC. Its shares trade on NASDAQ under the ticker SMBC.
What is Southern Missouri Bancorp, Inc.'s net worth?
Southern Missouri Bancorp, Inc. has a market value (market cap) of $787.7M at the latest share price, and shareholders' equity of $601.1M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Southern Missouri Bancorp, Inc. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $75.3M.
When did Southern Missouri Bancorp, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the insider trade from November 9, 2026.
When is Southern Missouri Bancorp, Inc.'s next earnings report?
Southern Missouri Bancorp, Inc.'s next report is expected around January 21, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Southern Missouri Bancorp, Inc. pay a dividend?
Yes. Southern Missouri Bancorp, Inc. paid dividends of $1.00 per share in fiscal 2026, a yield of 1.40% at the current price.
Similar companies
Compare SMBC with
Follow SMBC
Get an email when Southern Missouri Bancorp, Inc. files with the SEC: results, executive changes, material agreements and annual reports.
Where the numbers come from
Financial figures are the values Southern Missouri Bancorp, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.