Stocks Comparison
American Express vs Citigroup: revenue, profit, margins and growth compared
American Express brought in $72.2B of revenue in fiscal 2025, Citigroup $85.2B in fiscal 2025. Revenue changed by +9.5% at American Express and +5.6% at Citigroup on the year before, so American Express grew faster. American Express kept 15.0% of its revenue as net profit, Citigroup 16.8%. Free cash flow was $16B at American Express and -$74.2B at Citigroup.
Side by side, latest fiscal year
| AXP | C | |
|---|---|---|
| Fiscal year ended | FY2025 (December 31, 2025) | FY2025 (December 31, 2025) |
| Revenue | $72.2B | $85.2B |
| Revenue growth | +9.5% | +5.6% |
| Net income | $10.8B | $14.3B |
| Net margin | 15.0% | 16.8% |
| Free cash flow | $16B | -$74.2B |
| Free cash flow margin | 22.2% | -87.0% |
| Earnings per share (diluted) | $15.38 | $6.99 |
| Cash | $47.8B | $349.6B |
| Debt | $56.4B | $315.8B |
| Price to earnings | 20.1 | 19.2 |
| Market value | $208.6B | $225.2B |
| Dividend yield | 1.06% | n/a |
| Rank by revenue in sector | #8 of 444 · Finance | #6 of 444 · Finance |
Over the years
Questions about American Express and Citigroup
Which is bigger by revenue, American Express or Citigroup?
Citigroup is bigger by revenue: $85.2B in fiscal 2025, against $72.2B for American Express in fiscal 2025.
Which keeps more of its revenue as profit, American Express or Citigroup?
American Express had a net margin of 15.0% in fiscal 2025; Citigroup had 16.8% in fiscal 2025.
Which grew revenue faster, American Express or Citigroup?
In their latest fiscal years revenue changed by +9.5% at American Express and +5.6% at Citigroup.
Where do these numbers come from?
From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.