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Standard Premium Finance vs Troops, Inc. /Cayman Islands/: revenue, profit, margins and growth compared

Standard Premium Finance brought in $12.5M of revenue in fiscal 2025, Troops, Inc. /Cayman Islands/ $17.1M in fiscal 2025. Revenue changed by +2.7% at Standard Premium Finance and +69.7% at Troops, Inc. /Cayman Islands/ on the year before, so Troops, Inc. /Cayman Islands/ grew faster. Standard Premium Finance kept 9.7% of its revenue as net profit, Troops, Inc. /Cayman Islands/ -163.2%. Free cash flow was $2.9M at Standard Premium Finance and $690K at Troops, Inc. /Cayman Islands/.

Side by side, latest fiscal year

SPFXTROO
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$12.5M$17.1M
Revenue growth+2.7%+69.7%
Net income$1.2M-$27.9M
Net margin9.7%-163.2%
Free cash flow$2.9M$690K
Free cash flow margin22.9%4.0%
Earnings per share (diluted)$0.29-$0.23
Cash$11K$4M
Debtn/an/a
Price to earnings10.9n/a
Market value$9.2M$207.7M
Dividend yieldn/an/a
Rank by revenue in sector#447 of 536 · Finance#436 of 536 · Finance

Over the years

Revenue
SPFX FY2021: $6.4MSPFX FY2021: $7.7MSPFX FY2022: $8.2MSPFX FY2023: $9.7MSPFX FY2024: $12.1MSPFX FY2025: $12.5MTROO FY2018: $1.6MTROO FY2019: $5.1MTROO FY2020: $4.3MTROO FY2021: $3.7MTROO FY2022: $3.9MTROO FY2023: $3.6MTROO FY2024: $10.1MTROO FY2025: $17.1MFY18FY19FY20FY21FY22FY23FY24FY25
SPFX $12.5MTROO $17.1M
Net income
SPFX FY2021: $687.4KSPFX FY2021: $876.3KSPFX FY2022: $806.1KSPFX FY2023: $532.4KSPFX FY2024: $980KSPFX FY2025: $1.2MTROO FY2018: -$12.4MTROO FY2019: -$19.4MTROO FY2020: -$67.9MTROO FY2021: -$8.4MTROO FY2022: -$346KTROO FY2023: -$1.7MTROO FY2024: -$13.4MTROO FY2025: -$27.9MFY18FY19FY20FY21FY22FY23FY24FY25
SPFX $1.2MTROO -$27.9M
Net margin
SPFX FY2021: 10.7%SPFX FY2021: 11.4%SPFX FY2022: 9.9%SPFX FY2023: 5.5%SPFX FY2024: 8.1%SPFX FY2025: 9.7%TROO FY2018: -788.0%TROO FY2019: -379.3%TROO FY2020: -1,582.1%TROO FY2021: -228.4%TROO FY2022: -8.9%TROO FY2023: -48.2%TROO FY2024: -133.2%TROO FY2025: -163.2%FY18FY19FY20FY21FY22FY23FY24FY25
SPFX 9.7%TROO -163.2%
Revenue growth
SPFX FY2021: +19.1%SPFX FY2022: +6.4%SPFX FY2023: +19.2%SPFX FY2024: +24.9%SPFX FY2025: +2.7%TROO FY2019: +225.8%TROO FY2020: -16.1%TROO FY2021: -14.2%TROO FY2022: +5.2%TROO FY2023: -7.9%TROO FY2024: +182.2%TROO FY2025: +69.7%FY19FY20FY21FY22FY23FY24FY25
SPFX +2.7%TROO +69.7%
Free cash flow
SPFX FY2021: $1.3MSPFX FY2021: $2MSPFX FY2022: $1.6MSPFX FY2023: $2.6MSPFX FY2024: $1.8MSPFX FY2025: $2.9MTROO FY2018: -$36.2MTROO FY2019: $2.9MTROO FY2020: $21.7MTROO FY2021: $11.9MTROO FY2022: -$524KTROO FY2023: -$6.8MTROO FY2024: $1.7MTROO FY2025: $690KFY18FY19FY20FY21FY22FY23FY24FY25
SPFX $2.9MTROO $690K

Fiscal years as each company reports them; the two may end in different months.

Questions about Standard Premium Finance and Troops, Inc. /Cayman Islands/

Which is bigger by revenue, Standard Premium Finance or Troops, Inc. /Cayman Islands/?

Troops, Inc. /Cayman Islands/ is bigger by revenue: $17.1M in fiscal 2025, against $12.5M for Standard Premium Finance in fiscal 2025.

Which keeps more of its revenue as profit, Standard Premium Finance or Troops, Inc. /Cayman Islands/?

Standard Premium Finance had a net margin of 9.7% in fiscal 2025; Troops, Inc. /Cayman Islands/ had -163.2% in fiscal 2025.

Which grew revenue faster, Standard Premium Finance or Troops, Inc. /Cayman Islands/?

In their latest fiscal years revenue changed by +2.7% at Standard Premium Finance and +69.7% at Troops, Inc. /Cayman Islands/.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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