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Standard Premium Finance vs SWK: revenue, profit, margins and growth compared

Standard Premium Finance brought in $12.5M of revenue in fiscal 2025, SWK $41.5M in fiscal 2025. Revenue changed by +2.7% at Standard Premium Finance and -7.8% at SWK on the year before, so Standard Premium Finance grew faster. Standard Premium Finance kept 9.7% of its revenue as net profit, SWK -6.1%. Free cash flow was $2.9M at Standard Premium Finance and $26.8M at SWK.

Side by side, latest fiscal year

SPFXSWKHL
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$12.5M$41.5M
Revenue growth+2.7%-7.8%
Net income$1.2M-$2.5M
Net margin9.7%-6.1%
Free cash flow$2.9M$26.8M
Free cash flow margin22.9%64.6%
Earnings per share (diluted)$0.29-$0.21
Cash$11K$42.8M
Debtn/a$33M
Price to earnings10.9n/a
Market value$9.2M$303.8M
Dividend yieldn/a15.99%
Rank by revenue in sector#447 of 536 · Finance#396 of 536 · Finance

Over the years

Revenue
SPFX FY2021: $6.4MSPFX FY2021: $7.7MSPFX FY2022: $8.2MSPFX FY2023: $9.7MSPFX FY2024: $12.1MSPFX FY2025: $12.5MSWKHL FY2018: $26MSWKHL FY2019: $30.7MSWKHL FY2020: $36.7MSWKHL FY2021: $56.2MSWKHL FY2022: $41.5MSWKHL FY2023: $37.8MSWKHL FY2024: $45MSWKHL FY2025: $41.5MFY18FY19FY20FY21FY22FY23FY24FY25
SPFX $12.5MSWKHL $41.5M
Net income
SPFX FY2021: $687.4KSPFX FY2021: $876.3KSPFX FY2022: $806.1KSPFX FY2023: $532.4KSPFX FY2024: $980KSPFX FY2025: $1.2MSWKHL FY2018: $6.2MSWKHL FY2019: $23.8MSWKHL FY2020: $5.2MSWKHL FY2021: $25.9MSWKHL FY2022: $13.5MSWKHL FY2023: $15.9MSWKHL FY2024: $13.5MSWKHL FY2025: -$2.5MFY18FY19FY20FY21FY22FY23FY24FY25
SPFX $1.2MSWKHL -$2.5M
Net margin
SPFX FY2021: 10.7%SPFX FY2021: 11.4%SPFX FY2022: 9.9%SPFX FY2023: 5.5%SPFX FY2024: 8.1%SPFX FY2025: 9.7%SWKHL FY2018: 23.8%SWKHL FY2019: 77.5%SWKHL FY2020: 14.2%SWKHL FY2021: 46.2%SWKHL FY2022: 32.5%SWKHL FY2023: 42.1%SWKHL FY2024: 30.0%SWKHL FY2025: -6.1%FY18FY19FY20FY21FY22FY23FY24FY25
SPFX 9.7%SWKHL -6.1%
Revenue growth
SPFX FY2021: +19.1%SPFX FY2022: +6.4%SPFX FY2023: +19.2%SPFX FY2024: +24.9%SPFX FY2025: +2.7%SWKHL FY2019: +18.3%SWKHL FY2020: +19.4%SWKHL FY2021: +53.0%SWKHL FY2022: -26.1%SWKHL FY2023: -9.0%SWKHL FY2024: +19.1%SWKHL FY2025: -7.8%FY19FY20FY21FY22FY23FY24FY25
SPFX +2.7%SWKHL -7.8%
Free cash flow
SPFX FY2021: $1.3MSPFX FY2021: $2MSPFX FY2022: $1.6MSPFX FY2023: $2.6MSPFX FY2024: $1.8MSPFX FY2025: $2.9MSWKHL FY2019: $18.5MSWKHL FY2020: $15.3MSWKHL FY2021: $33.2MSWKHL FY2022: $7.9MSWKHL FY2023: $14.4MSWKHL FY2024: $22.9MSWKHL FY2025: $26.8MFY19FY20FY21FY22FY23FY24FY25
SPFX $2.9MSWKHL $26.8M

Fiscal years as each company reports them; the two may end in different months.

Questions about Standard Premium Finance and SWK

Which is bigger by revenue, Standard Premium Finance or SWK?

SWK is bigger by revenue: $41.5M in fiscal 2025, against $12.5M for Standard Premium Finance in fiscal 2025.

Which keeps more of its revenue as profit, Standard Premium Finance or SWK?

Standard Premium Finance had a net margin of 9.7% in fiscal 2025; SWK had -6.1% in fiscal 2025.

Which grew revenue faster, Standard Premium Finance or SWK?

In their latest fiscal years revenue changed by +2.7% at Standard Premium Finance and -7.8% at SWK.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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